American Express Files 8-K

TL;DR

AXP filed an 8-K on June 16, 2025, related to a fixed-to-floating rate note.

AI Summary

On June 16, 2025, American Express Company filed an 8-K report. The filing primarily concerns a Regulation FD Disclosure and includes information about the company's fixed-to-floating rate note. No specific dollar amounts or new material events were detailed in the provided excerpt.

Why It Matters

This filing indicates ongoing corporate actions and disclosures by American Express, which can provide insights into the company's financial instruments and regulatory compliance.

Risk Assessment

Risk Level: low — The filing is a routine disclosure and does not appear to contain information that would immediately impact the company's risk profile.

Key Players & Entities

• AMERICAN EXPRESS CO (company) — Registrant
• June 16, 2025 (date) — Date of earliest event reported
• 200 Vesey Street (location) — Principal executive offices address
• New York (location) — State of incorporation and principal executive offices city
• 1-7657 (identifier) — Commission File Number

FAQ

From the Filing

0000004962-25-000068.txt : 20250616 0000004962-25-000068.hdr.sgml : 20250616 20250616120041 ACCESSION NUMBER: 0000004962-25-000068 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 13 CONFORMED PERIOD OF REPORT: 20250616 ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20250616 DATE AS OF CHANGE: 20250616 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN EXPRESS CO CENTRAL INDEX KEY: 0000004962 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] ORGANIZATION NAME: 02 Finance EIN: 134922250 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-07657 FILM NUMBER: 251049075 BUSINESS ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 BUSINESS PHONE: 2126402000 MAIL ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 8-K 1 axp-20250616.htm 8-K axp-20250616 0000004962 false 0000004962 2025-06-16 2025-06-16 0000004962 us-gaap:CommonStockMember 2025-06-16 2025-06-16 0000004962 axp:FixedToFloatingRateNoteMember 2025-06-16 2025-06-16 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549   FORM 8-K   CURRENT REPORT   Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of Report (Date of earliest event reported):  June 16, 2025   AMERICAN EXPRESS CO MPANY (Exact name of registrant as specified in its charter)     New York   1-7657   13-4922250 (State or other jurisdiction of incorporation)   (Commission File Number)   (IRS Employer Identification No.) 200 Vesey Street , New York , New York 10285 (Address of principal executive offices and zip code) ( 212 ) 640-2000 (Registrant's telephone number, including area code) Not Applicable (Former name or former address, if changed since last report)   Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):   ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Shares (par value $0.20 per Share)   AXP   New York Stock Exchange 3.433% Fixed-to-Floating Rate Notes due May 20, 2032 AXP32 New York Stock Exchange   Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 7.01 Regulation FD Disclosure American Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans held for investment for the months ended May 31, April 30 and March 31, 2025. Effective June 1, 2025, the Company reclassified approximately $1.6 billion in Card Member loans related to its Amazon small business cobrand portfolio to Card Member loans held for sale on the Consolidated Balance Sheets; accordingly such loans will not be reflected in Card Member loans held for investment beginni