ACRE Files 8-K: Material Agreement and Financial Obligation

TL;DR

ACRE filed an 8-K on 6/30/25 for a new material agreement and financial obligation.

AI Summary

On June 30, 2025, Ares Commercial Real Estate Corporation (ACRE) entered into a material definitive agreement. This filing also indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. The report was filed on July 7, 2025.

Why It Matters

This 8-K filing signals a significant new agreement and potential financial commitment for Ares Commercial Real Estate Corp, which could impact its financial structure and future operations.

Risk Assessment

Risk Level: medium — The filing indicates a material definitive agreement and a financial obligation, which warrants closer examination for potential risks and impacts.

Key Players & Entities

• Ares Commercial Real Estate Corporation (company) — Registrant
• June 30, 2025 (date) — Date of earliest event reported
• July 7, 2025 (date) — Filing date
• 245 Park Avenue, 42nd Floor, New York, NY 10167 (location) — Principal Executive Offices

FAQ

From the Filing

0001628280-25-034414.txt : 20250707 0001628280-25-034414.hdr.sgml : 20250707 20250707161341 ACCESSION NUMBER: 0001628280-25-034414 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20250630 ITEM INFORMATION: Entry into a Material Definitive Agreement ITEM INFORMATION: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20250707 DATE AS OF CHANGE: 20250707 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ares Commercial Real Estate Corp CENTRAL INDEX KEY: 0001529377 STANDARD INDUSTRIAL CLASSIFICATION: REAL ESTATE INVESTMENT TRUSTS [6798] ORGANIZATION NAME: 05 Real Estate & Construction EIN: 453148087 STATE OF INCORPORATION: MD FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-35517 FILM NUMBER: 251108176 BUSINESS ADDRESS: STREET 1: 245 PARK AVENUE STREET 2: 42ND FLOOR CITY: NEW YORK STATE: NY ZIP: 10167 BUSINESS PHONE: 212.515.3400 MAIL ADDRESS: STREET 1: 245 PARK AVENUE STREET 2: 42ND FLOOR CITY: NEW YORK STATE: NY ZIP: 10167 8-K 1 acre-20250630.htm 8-K acre-20250630 False 0001529377 0001529377 2025-06-30 2025-06-30 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 _____________________________________________________________________  FORM  8-K   CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of report (Date of earliest event reported):   June 30, 2025 ARES COMMERCIAL REAL ESTATE CORPORATION (Exact Name of Registrant as Specified in Charter)   Maryland   001-35517   45-3148087 (State or Other Jurisdiction of Incorporation)   (Commission File Number)   (IRS Employer Identification No.)   245 Park Avenue, 42nd Floor, New York, NY 10167 (Address of Principal Executive Offices) (Zip Code)   Registrant’s telephone number, including area code  ( 212 )  750-7300   (Former Name or Former Address, if Changed Since Last Report)   Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions ( see General Instruction A.2. below):   ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)   ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)   ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))   ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, $0.01 par value per share ACRE New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o Item 1.01 Entry into a Material Definitive Agreement. On June 30, 2025, ACRC Lender MS LLC and ACRC Lender MS II LLC, each a subsidiary of Ares Commercial Real Estate Corporation (the “Company”), and the Company entered into an amendment to the Master Repurchase Agreement (the “Morgan Stanley Facility”) with Morgan Stanley Bank, N.A. The purpose of the amendment is to, among other things, extend the initial maturity da