loanDepot, Inc. Enters Material Definitive Agreement

TL;DR

loanDepot just signed a new material definitive agreement, likely a new loan or financial obligation.

AI Summary

On July 23, 2025, loanDepot, Inc. entered into a material definitive agreement related to a direct financial obligation. The company, headquartered at 6561 Irvine Center Drive, Irvine, CA 92618, filed this 8-K report on July 25, 2025, detailing the creation of this obligation.

Why It Matters

This filing indicates a new financial commitment or obligation for loanDepot, Inc., which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — Entering into new financial obligations can introduce financial risk, depending on the terms and the company's ability to manage the debt.

Key Players & Entities

• loanDepot, Inc. (company) — Registrant
• July 23, 2025 (date) — Date of earliest event reported
• July 25, 2025 (date) — Filing date
• 6561 Irvine Center Drive, Irvine, CA 92618 (address) — Principal Executive Offices

FAQ

From the Filing

0001831631-25-000141.txt : 20250725 0001831631-25-000141.hdr.sgml : 20250725 20250724192159 ACCESSION NUMBER: 0001831631-25-000141 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20250723 ITEM INFORMATION: Entry into a Material Definitive Agreement ITEM INFORMATION: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20250725 DATE AS OF CHANGE: 20250724 FILER: COMPANY DATA: COMPANY CONFORMED NAME: loanDepot, Inc. CENTRAL INDEX KEY: 0001831631 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] ORGANIZATION NAME: 02 Finance EIN: 853948939 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-40003 FILM NUMBER: 251148187 BUSINESS ADDRESS: STREET 1: 6561 IRVINE CENTER DRIVE CITY: IRVINE STATE: CA ZIP: 92618 BUSINESS PHONE: (949) 434-5964 MAIL ADDRESS: STREET 1: 6561 IRVINE CENTER DRIVE CITY: IRVINE STATE: CA ZIP: 92618 8-K 1 ldi-20250723.htm 8-K ldi-20250723 FALSE 0001831631 0001831631 2025-07-23 2025-07-23 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________ FORM 8-K _____________________ CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): July 23, 2025 _____________________ loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) _____________________ Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification Number) 6561 Irvine Center Drive Irvine , California 92618 (Address of Principal Executive Offices) (Zip Code) Registrant’s telephone number, including area code: (888)   337-6888 _____________________ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Class A Common Stock, $0.001 Par Value LDI New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company   ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   o Item 1.01 Entry into a Material Definitive Agreement. Series 2025-GT2 Indenture Supplement On July 23, 2025, loanDepot.com, LLC (the “Company”), an indirect subsidiary of loanDepot, Inc., and the Company’s wholly-owned subsidiary loanDepot GMSR Master Trust (the “Issuer”) entered into the Series 2025-GT2 Indenture Supplement (the “Series 2025-GT2 Indenture Supplement”), by and among the Issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary (in all such capacities, the “Indenture Trustee”), the Company, as servicer (the “Servicer”) and administrator (t