United Community Banks Files 8-K

TL;DR

UCB filed a standard 8-K, no major news.

AI Summary

United Community Banks, Inc. filed an 8-K on August 15, 2025, reporting on other events and financial statements. The filing does not contain specific details about new transactions, material events, or financial figures beyond the standard reporting requirements.

Why It Matters

This filing indicates routine corporate reporting by United Community Banks, Inc. to the SEC, without disclosing any new material events or financial changes.

Risk Assessment

Risk Level: low — The filing is a routine 8-K report and does not contain information about significant new risks or events.

Key Players & Entities

• UNITED COMMUNITY BANKS, INC. (company) — Registrant
• August 15, 2025 (date) — Date of earliest event reported
• Georgia (jurisdiction) — State of incorporation
• 58-1807304 (ein) — IRS Employer Identification No.
• 200 East Camperdown Way Greenville, South Carolina 29601 (address) — Principal executive offices
• ( 800 ) 822-2651 (phone_number) — Registrant's telephone number

FAQ

Key Financial Figures

• $1 — ch Registered Common stock, par value $1 per share UCB New York Stock Exchan
• $25,000 — Date") and result in a cash payment of $25,000 per share of Preferred Stock (the "Rede
• $88 million — ed Stock (the "Redemption Price") for a $88 million aggregate liquidation preference. The d

Filing Documents

• tm2523578d1_8k.htm (8-K) — 30KB
• tm2523578d1_ex99-1.htm (EX-99.1) — 8KB
• tm2523578d1_ex99-1img002.jpg (GRAPHIC) — 31KB
• 0001104659-25-079007.txt ( ) — 288KB
• ucb-20250815.xsd (EX-101.SCH) — 3KB
• ucb-20250815_def.xml (EX-101.DEF) — 26KB
• ucb-20250815_lab.xml (EX-101.LAB) — 36KB
• ucb-20250815_pre.xml (EX-101.PRE) — 25KB
• tm2523578d1_8k_htm.xml (XML) — 5KB

01

Item 8.01 Other Events. On August 15, 2025, United Community Banks, Inc. ("United") issued a press release announcing the redemption of all outstanding shares of 6.875% Series I Non-Cumulative Perpetual Preferred Stock (the "Preferred Stock") (the "Preferred Stock Redemption"). The redemption will occur on September 15, 2025 (the "Redemption Date") and result in a cash payment of $25,000 per share of Preferred Stock (the "Redemption Price") for a $88 million aggregate liquidation preference. The depository for the Preferred Stock will simultaneously redeem 3,661,650 depository shares (the "Depository Shares"), each representing a 1/1000 th interest in a share of the Preferred Stock. The previously declared dividend payment is excluded from the Redemption Price and will be paid to holders of record immediately prior to the Preferred Stock Redemption. As of the Redemption Date, all rights of the holders of Preferred Stock and holders of receipts evidencing Depository Shares shall cease and terminate (except as to certain expressly surviving rights). The Depositary Shares are held through the Depository Trust Company ("DTC") and will be redeemed in accordance with the procedures of DTC. Payment to DTC will be made by Continental Stock Transfer & Trust Company, as the depositary, in accordance with the Deposit Agreement governing the Depositary Shares. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated by reference herein.

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits The following exhibit index lists the exhibits that are either filed or furnished with the Current Report on Form 8-K. EXHIBIT INDEX Exhibit No. Description 99.1 United Community Banks, Inc. Press Release, dated August 15, 2025. 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNITED COMMUNITY BANKS, INC. By: / s / Jefferson L. Harralson Jefferson L. Harralson Executive Vice President and Chief Financial Officer Date: August 15, 2025

View Full Filing

View this 8-K filing on SEC EDGAR