Caterpillar Financial Enters Material Agreement
| Field | Detail |
|---|---|
| Company | Caterpillar Financial Services Corp |
| Form Type | 8-K |
| Filed Date | Sep 3, 2025 |
| Risk Level | medium |
| Pages | 5 |
| Reading Time | 6 min |
| Key Dollar Amounts | $3.5 billion, $100 m, $3.0 b, $5.0 billion, $9 billion |
| Sentiment | neutral |
Sentiment: neutral
Topics: material-agreement, financial-obligation
Related Tickers: CAT
TL;DR
CAT's finance arm just signed a big deal, creating a new financial obligation.
AI Summary
Caterpillar Financial Services Corporation entered into a material definitive agreement on August 28, 2025. This filing also reports the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement by the registrant. The filing includes financial statements and exhibits.
Why It Matters
This filing indicates a significant new financial commitment or obligation for Caterpillar Financial Services, which could impact its financial structure and future operations.
Risk Assessment
Risk Level: medium — The creation of a new material definitive agreement and financial obligation can introduce new risks related to the terms, performance, and potential liabilities associated with the arrangement.
Key Players & Entities
- CATERPILLAR FINANCIAL SERVICES CORP (company) — Registrant
- August 28, 2025 (date) — Date of earliest event reported
- 6153411000 (dollar_amount) — Business Phone Number
FAQ
What type of material definitive agreement was entered into by Caterpillar Financial Services Corporation?
The filing states that a material definitive agreement was entered into, but the specific details of the agreement are not provided in this summary.
What is the nature of the direct financial obligation or off-balance sheet arrangement created?
The filing indicates the creation of such an obligation, but the specific terms and nature are not detailed in the provided text.
When was the earliest event reported in this 8-K filing?
The earliest event reported was on August 28, 2025.
What is the principal executive office address for Caterpillar Financial Services Corporation?
The principal executive offices are located at 2120 West End Avenue, Nashville, Tennessee 37203-0001.
What is the IRS Employer Identification No. for Caterpillar Financial Services Corporation?
The IRS Employer Identification No. is 37-1105865.
Filing Stats: 1,398 words · 6 min read · ~5 pages · Grade level 15.3 · Accepted 2025-09-03 16:07:41
Key Financial Figures
- $3.5 billion — rrowers in an aggregate amount of up to $3.5 billion (the "364-Day Aggregate Commitment") th
- $100 m — ggregate amount up to the equivalent of $100 million, and Cat Financial, CFKK, the Jap
- $3.0 b — rrowers in an aggregate amount of up to $3.0 billion, and the Five-Year Facility Agree
- $5.0 billion — rrowers in an aggregate amount of up to $5.0 billion. The Credit Facilities are available f
- $9 billion — in consolidated net worth not less than $9 billion at all times. Caterpillar's consolidate
Filing Documents
- tm2524635d1_8k.htm (8-K) — 38KB
- tm2524635d1_ex10-1.htm (EX-10.1) — 1353KB
- tm2524635d1_ex10-2.htm (EX-10.2) — 98KB
- tm2524635d1_ex10-3.htm (EX-10.3) — 94KB
- tm2524635d1_ex10-4.htm (EX-10.4) — 69KB
- tm2524635d1_ex10-5.htm (EX-10.5) — 1397KB
- tm2524635d1_ex10-6.htm (EX-10.6) — 102KB
- tm2524635d1_ex10-7.htm (EX-10.7) — 103KB
- tm2524635d1_ex10-8.htm (EX-10.8) — 75KB
- tm2524635d1_ex10-9.htm (EX-10.9) — 1394KB
- tm2524635d1_ex10-10.htm (EX-10.10) — 112KB
- tm2524635d1_ex10-11.htm (EX-10.11) — 121KB
- tm2524635d1_ex10-12.htm (EX-10.12) — 68KB
- tm2524635d1_8kimg001.jpg (GRAPHIC) — 4KB
- 0001104659-25-087014.txt ( ) — 6003KB
- cfsc-20250828.xsd (EX-101.SCH) — 3KB
- cfsc-20250828_lab.xml (EX-101.LAB) — 33KB
- cfsc-20250828_pre.xml (EX-101.PRE) — 22KB
- tm2524635d1_8k_htm.xml (XML) — 4KB
01
Item 1.01 Entry into a Material Definitive Agreement Creation of Revolving Credit Facilities On August 28, 2025, Caterpillar Financial Services Corporation ("Cat Financial") entered into a Credit Agreement (the "364-Day Facility") among Cat Financial, Caterpillar Inc. ("Caterpillar"), Caterpillar International Finance Designated Activity Company ("CIF"), Caterpillar International Finance Luxembourg S. r.l. ("CIF LUX") and Caterpillar Finance Kabushiki Kaisha ("CFKK" and, together with Cat Financial, Caterpillar, CIF and CIF LUX, the "Borrowers"), certain financial institutions named therein (the "Banks"), Citibank, N.A. (the "Agent"), Citibank Europe plc, UK Branch (the "Local Currency Agent"), and MUFG Bank, Ltd. (the "Japan Local Currency Agent"), which provides an unsecured revolving credit facility to the Borrowers in an aggregate amount of up to $3.5 billion (the "364-Day Aggregate Commitment") that expires on August 27, 2026. In addition, on August 28, 2025, each of CIF and CIF LUX entered into a Local Currency Addendum with Cat Financial, the Local Currency Banks (as defined in the 364-Day Facility), the Agent and the Local Currency Agent that enables ("enables") CIF and CIF LUX to borrow in certain approved currencies including Pounds Sterling and Euros in an aggregate amount up to the equivalent of $100 million, and Cat Financial, CFKK, the Japan Local Currency Banks (as defined in the 364-Day Facility), the Agent and the Japan Local Currency Agent entered into a Japan Local Currency Addendum that enables CFKK to borrow Japanese Yen in an aggregate amount up to the equivalent of $100 million, as part of the 364-Day Aggregate Commitment. The 364-Day Facility replaces Cat Financial's prior 364-Day Facility, which was entered into on August 29, 2024. Amendments to and Extensions of Existing Credit Agreements On August 28, 2025, Cat Financial and the other Borrowers entered into (i) a Fourth Amended and Restated Credit Agreement (Three-Year Facility), L
03
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information set forth under Item 1.01 of this report is hereby incorporated into this Item 2.03 by reference.
Financial Statements and Exhibits
Financial Statements and Exhibits (d) Exhibits Exhibit Number Description 10.1 364-Day Credit Agreement 10.2 CIF Local Currency Addendum to the 364-Day Credit Agreement 10.3 CIF LUX Local Currency Addendum to the 364-Day Credit Agreement 10.4 Japan Local Currency Addendum to the 364-Day Credit Agreement 10.5 Fourth Amended and Restated Credit Agreement (Three-Year Facility) 10.6 CIF Local Currency Addendum to the Fourth Amended and Restated Credit Agreement (Three-Year Facility) 10.7 CIF LUX Local Currency Addendum to the Fourth Amended and Restated Credit Agreement (Three-Year Facility) 10.8 Japan Local Currency Addendum to the Fourth Amended and Restated Credit Agreement (Three-Year Facility) 10.9 Fourth Amended and Restated Credit Agreement (Five-Year Facility) 10.10 CIF Local Currency Addendum to the Fourth Amended and Restated Credit Agreement (Five-Year Facility) 10.11 CIF LUX Local Currency Addendum to the Fourth Amended and Restated Credit Agreement (Five-Year Facility) 10.12 Japan Local Currency Addendum to the Fourth Amended and Restated Credit Agreement (Five-Year Facility) 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL. 3
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized. CATERPILLAR FINANCIAL SERVICES CORPORATION Date: September 3, 2025 By: /s/ James M. Rooney James M. Rooney Secretary 4