OneMain Finance Corp Enters Material Definitive Agreement
| Field | Detail |
|---|---|
| Company | Onemain Finance Corp |
| Form Type | 8-K |
| Filed Date | Sep 4, 2025 |
| Risk Level | medium |
| Pages | 2 |
| Reading Time | 3 min |
| Key Dollar Amounts | $800.0 million |
| Sentiment | neutral |
Sentiment: neutral
Topics: material-definitive-agreement
TL;DR
OMF signed a big deal, details to come.
AI Summary
On September 3, 2025, OneMain Finance Corporation entered into a material definitive agreement. The company, previously known as Springleaf Finance Corp, American General Finance Corp, and Credithrift Financial Corp, is incorporated in Indiana and headquartered in Evansville.
Why It Matters
This filing indicates a significant new agreement for OneMain Finance Corp, which could impact its operations and financial standing.
Risk Assessment
Risk Level: medium — Material definitive agreements can introduce new risks or opportunities that are not yet fully understood.
Key Players & Entities
- OneMain Finance Corporation (company) — Registrant
- Springleaf Finance Corp (company) — Former company name
- American General Finance Corp (company) — Former company name
- Credithrift Financial Corp (company) — Former company name
- Indiana (location) — State of incorporation
- September 3, 2025 (date) — Date of earliest event reported
- September 4, 2025 (date) — Date of report
FAQ
What is the nature of the material definitive agreement entered into by OneMain Finance Corporation?
The filing does not specify the details of the material definitive agreement, only that one was entered into on September 3, 2025.
When was the earliest event reported in this filing?
The earliest event reported was on September 3, 2025.
What is OneMain Finance Corporation's state of incorporation?
OneMain Finance Corporation is incorporated in Indiana.
What are some of the former names of OneMain Finance Corporation?
OneMain Finance Corporation was formerly known as Springleaf Finance Corp, American General Finance Corp, and Credithrift Financial Corp.
What is the principal executive office address for OneMain Finance Corporation?
The principal executive offices are located at 601 N.W. Second Street, Evansville, Indiana 47708.
Filing Stats: 734 words · 3 min read · ~2 pages · Grade level 12.3 · Accepted 2025-09-04 16:21:47
Key Financial Figures
- $800.0 million — ing to the issuance and sale by OMFC of $800.0 million aggregate principal amount of our 6.500
Filing Documents
- ef20055121_8k.htm (8-K) — 28KB
- ef20055121_ex1-1.htm (EX-1.1) — 303KB
- image0.jpg (GRAPHIC) — 239KB
- 0001140361-25-033996.txt ( ) — 825KB
- omfc-20250903.xsd (EX-101.SCH) — 4KB
- omfc-20250903_lab.xml (EX-101.LAB) — 20KB
- omfc-20250903_pre.xml (EX-101.PRE) — 14KB
- ef20055121_8k_htm.xml (XML) — 4KB
01
Item 1.01. Entry into a Material Definitive Agreement. On September 3, 2025, OneMain Finance Corporation ("OMFC," "we," "us" or "our") entered into an underwriting agreement (the "Underwriting Agreement") with OneMain Holdings, Inc., the direct sole shareholder of OMFC ("OMH"), as guarantor, and Mizuho Securities USA LLC and RBC Capital Markets, LLC, as representatives of the several underwriters named therein (the "Underwriters"), relating to the issuance and sale by OMFC of $800.0 million aggregate principal amount of our 6.500% Senior Notes due 2033 (the "Notes") in an underwritten public offering made pursuant to a registration statement and related prospectus supplement filed with the Securities and Exchange Commission (the "SEC"). The offering is expected to close on September 17, 2025, subject to satisfaction of customary closing conditions. The Underwriting Agreement includes customary representations, warranties and covenants by each of OMFC and OMH. It also provides for customary indemnification by each of OMFC, OMH and the Underwriters against certain liabilities and customary contribution provisions in respect of those liabilities. The foregoing description of the Underwriting Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the Underwriting Agreement, a copy of which is filed as Exhibit 1.1 to this Current Report on Form 8-K and is incorporated herein by reference. OMFC intends to use all of the net proceeds from this offering for general corporate purposes, which may include debt repurchases or repayments. Certain of the Underwriters and their affiliates have engaged in, and may in the future engage in, investment banking and other commercial dealings in the ordinary course of business with OMH, its subsidiaries or affiliates, including OMFC. They have received, or may in the future receive, customary fees and commissions for these transactions. Some of the underwriters and their affilia
Financial Statements and Exhibits
Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description *1.1 Underwriting Agreement, dated as of September 3, 2025, among OneMain Finance Corporation, OneMain Holdings, Inc., and Mizuho Securities USA LLC and RBC Capital Markets, LLC, as representatives of the several underwriters named therein. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). * Filed herewith.
Signatures
Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ONEMAIN FINANCE CORPORATION By: /s/ Matthew W. Vaughan Name: Matthew W. Vaughan Title: Vice President - Senior Managing Director and Chief Financial Officer Date: September 4, 2025