SmartFinancial Files 8-K: Other Events

Ticker: SMBK · Form: 8-K · Filed: Sep 8, 2025 · CIK: 1038773

Sentiment: neutral

Topics: 8-k, sec-filing, other-events

TL;DR

SMARTFINANCIAL filed an 8-K for 'Other Events' on Sept 5th. No major news yet.

AI Summary

SmartFinancial, Inc. filed an 8-K on September 8, 2025, reporting an event on September 5, 2025. The filing is categorized under 'Other Events' and does not specify any material agreements, acquisitions, or executive changes, suggesting a routine or administrative update.

Why It Matters

This filing indicates a corporate event has been reported by SmartFinancial, Inc. to the SEC, requiring investors to review the details for any potential impact on the company's operations or strategy.

Risk Assessment

Risk Level: low — The filing is categorized as 'Other Events' and lacks specific details of material impact, suggesting it's likely a routine or administrative disclosure.

Key Players & Entities

FAQ

What specific event is reported under 'Other Events' for SmartFinancial, Inc. on September 5, 2025?

The provided text does not specify the exact nature of the 'Other Events' beyond its categorization.

What is the Central Index Key (CIK) for SmartFinancial, Inc.?

The Central Index Key for SmartFinancial, Inc. is 0001038773.

When was the earliest event reported in this 8-K filing?

The earliest event reported was on September 05, 2025.

What is the IRS Employer Identification Number (EIN) for SmartFinancial, Inc.?

The IRS Employer Identification Number for SmartFinancial, Inc. is 62-1173944.

What is the principal executive office address for SmartFinancial, Inc.?

The principal executive offices are located at 5401 Kingston Pike, Suite 600, Knoxville, Tennessee 37919.

Filing Stats: 631 words · 3 min read · ~2 pages · Grade level 13.3 · Accepted 2025-09-08 17:00:09

Key Financial Figures

Filing Documents

01

Item 8.01 Other Events On September 5, 2025, SmartBank, a wholly-owned subsidiary of SmartFinancial, Inc. ("SMBK"), sold 100% of the equity interests of SBK Insurance Inc. ("SBK Insurance") to Insuragent Purchaser, LLC, a portfolio company of Greater Sum Ventures. All current SBK Insurance leadership and employees will remain employees of SBK Insurance, and all SBK Insurance locations will remain open following this transaction. As part of the transaction, SmartBank is expected to maintain a strategic relationship with SBK Insurance. Additionally, SMBK has purchased a minority ownership interest in Insuragent Purchaser, LLC. Cautionary Note on Forward Looking Statements This Current Report on Form 8-K contains "forward-looking statements" within the meaning of and subject to the safe harbor protections of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements regarding anticipated future events and can be identified by the fact that they do not relate strictly to historical or current facts. They often include words such as "believe," "expect," "anticipate," "estimate," and "intend" or future or conditional verbs such as "will," "would," "should," "could," or "may." Forward-looking statements in this Current Report on Form 8-K include, without limitation, statements regarding the expected impact of the disposition of SBK Insurance by SmartBank. Forward-looking statements, by their nature, are subject to risks and uncertainties. Investors are cautioned not to place undue reliance on the forward-looking statements contained in this Current Report on Form 8-K because actual results could differ materially from those indicated in such forward-looking statements due to a variety of factors. Any forward-looking statement speaks only as of the date hereof, and none of SMBK, SmartBank, SBK Insurance undertake any obligation, and each specifically declines any obligation, to revise or update these forward-looking stateme

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SMARTFINANCIAL, INC. Date: September 8, 2025 /s/ William Y. Carroll, Jr. William Y. Carroll, Jr. President & Chief Executive Officer

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