CF Industries Enters Material Definitive Agreement

TL;DR

CF Industries just signed a big deal, expect new financial obligations.

AI Summary

CF Industries Holdings, Inc. entered into a material definitive agreement on September 4, 2025. This agreement creates a direct financial obligation for the company. The filing was made on September 9, 2025, and pertains to the company's financial obligations.

Why It Matters

This filing indicates a new financial commitment or obligation for CF Industries, which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — Entering into material definitive agreements and new financial obligations can introduce financial risks and operational changes that warrant closer examination.

Key Players & Entities

• CF Industries Holdings, Inc. (company) — Registrant
• September 4, 2025 (date) — Date of earliest event reported
• September 9, 2025 (date) — Date of report
• Delaware (jurisdiction) — State of incorporation
• 001-32597 (filing_id) — SEC file number
• 20-2697511 (ein) — IRS Employer Identification No.
• 2375 Waterview Drive (address) — Principal executive offices street
• Northbrook (city) — Principal executive offices city
• Illinois (state) — Principal executive offices state
• 60062 (zip_code) — Principal executive offices zip code

FAQ

Key Financial Figures

• $0.01 — ch registered common stock, par value $0.01 per share CF New York Stock Exchang
• $750,000,000 — ies"), as lead borrower, entered into a $750,000,000 senior unsecured First Amended and Rest
• $125,000,000 — ncludes a letter of credit sub-limit of $125,000,000 and a swingline loan sub-limit of $75,0
• $75,000,000 — 0,000 and a swingline loan sub-limit of $75,000,000. The borrowers will use borrowings unde

Filing Documents

• tm2525195d1_8k.htm (8-K) — 35KB
• tm2525195d1_ex10-1.htm (EX-10.1) — 924KB
• 0001104659-25-088627.txt ( ) — 1320KB
• cf-20250904.xsd (EX-101.SCH) — 3KB
• cf-20250904_lab.xml (EX-101.LAB) — 33KB
• cf-20250904_pre.xml (EX-101.PRE) — 22KB
• tm2525195d1_8k_htm.xml (XML) — 3KB

01. Entry into a Material Definitive Agreement

Item 1.01. Entry into a Material Definitive Agreement. On September 4, 2025 (the "Closing Date"), CF Industries Holdings, Inc. (the "Company"), as a guarantor, and its wholly-owned subsidiary CF Industries, Inc. ("CF Industries"), as lead borrower, entered into a $750,000,000 senior unsecured First Amended and Restated Revolving Credit Agreement (the "Amended and Restated Credit Agreement") with the designated borrower from time to time party thereto, the lenders from time to time party thereto, Citibank, N.A. ("Citibank"), as administrative agent (in such capacity, the "Administrative Agent"), and the issuing banks party thereto, which amended and restated the Company's Revolving Credit Agreement, dated as of October 26, 2023. CF Industries may designate as borrowers one or more wholly-owned subsidiaries that are organized in the United States or any state thereof, the District of Columbia, England and Wales or any other jurisdiction as mutually agreed to by all of the lenders party to the Amended and Restated Credit Agreement, the Administrative Agent and CF Industries. The Amended and Restated Credit Agreement provides for a revolving credit facility of up to $750,000,000 with a maturity of September 4, 2030 and includes a letter of credit sub-limit of $125,000,000 and a swingline loan sub-limit of $75,000,000. The borrowers will use borrowings under the Amended and Restated Credit Agreement for working capital, capital expenditures, acquisitions, share repurchases and other general corporate purposes. Borrowings under the Amended and Restated Credit Agreement may be denominated in dollars, Canadian dollars, Euro and Sterling, and will bear interest at a per annum rate equal to, at the applicable borrower's option, (i) for loans denominated in dollars, (x) the one, three or six month term secured overnight financing rate, plus a credit spread adjustment of 0.00% for all interest periods, plus a margin of 0.875% to 1.50%, or (y) a base rate plus a margin of 0.0

03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in Item 1.01 of this report is incorporated by reference in this Item 2.03.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits . Exhibit No. Description of Exhibit 10.1 First Amended and Restated Revolving Credit Agreement, dated as of September 4, 2025, by and among CF Industries Holdings, Inc., CF Industries, Inc., the designated borrower from time to time party thereto, the lenders from time to time party thereto, Citibank, N.A., as administrative agent, and the issuing banks from time to time party thereto 104 Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document) 3

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 9, 2025 CF INDUSTRIES HOLDINGS, INC. By: /s/ Michael P. McGrane Name: Michael P. McGrane Title: Vice President, General Counsel and Secretary 4