Fifth Third Bancorp Files 8-K on Preferred Stock

Ticker: FITBM · Form: 8-K · Filed: Sep 9, 2025 · CIK: 35527

Sentiment: neutral

Topics: preferred-stock, financial-disclosure, regulation-fd

Related Tickers: FITB

TL;DR

Fifth Third Bancorp dropped an 8-K detailing preferred stock terms and financial updates.

AI Summary

Fifth Third Bancorp filed an 8-K on September 9, 2025, reporting on material impairments, Regulation FD disclosures, and financial statements. The filing pertains to various series of preferred stock, including Series I, Series A, and Series K, with specific dividend rates and terms.

Why It Matters

This filing provides crucial updates on Fifth Third Bancorp's financial health and regulatory compliance, particularly concerning its preferred stock offerings.

Risk Assessment

Risk Level: low — The filing is a routine disclosure of financial information and preferred stock details, not indicating immediate financial distress.

Key Numbers

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing by Fifth Third Bancorp?

The primary purpose is to report on material impairments, Regulation FD disclosures, and financial statements, specifically detailing terms related to various series of preferred stock.

What are the dividend rates for the preferred stock series mentioned in the filing?

The filing mentions a 6.625% rate for Series I, a 6.00% rate for Series A, and a 4.95% rate for Series K preferred stock.

When was this 8-K filing submitted to the SEC?

This 8-K filing was submitted on September 9, 2025.

What specific types of financial information are being disclosed in this filing?

The filing indicates disclosures related to material impairments, Regulation FD, and financial statements.

What is the CIK number for Fifth Third Bancorp?

The CIK number for Fifth Third Bancorp is 0000035527.

Filing Stats: 1,566 words · 6 min read · ~5 pages · Grade level 18.8 · Accepted 2025-09-09 16:45:18

Key Financial Figures

Filing Documents

FORWARD-LOOKING STATEMENTS

FORWARD-LOOKING STATEMENTS This report contains statements that we believe are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated thereunder. All statements other than statements of historical fact are forward-looking statements. These statements relate to our financial condition, results of operations, plans, objectives, future performance, capital actions or business. They usually can be identified by the use of forward-looking language such as "will likely result," "may," "are expected to," "is anticipated," "potential," "estimate," "forecast," "projected," "intends to," or may include other similar words or phrases such as "believes," "plans," "trend," "objective," "continue," "remain," or similar expressions, or future or conditional verbs such as "will," "would," "should," "could," "might," "can," or similar verbs. You should not place undue reliance on these statements, as they are subject to risks and uncertainties, including but not limited to the risk factors set forth in our most recent Annual Report on Form 10-K as updated by our filings with the U.S. Securities and Exchange Commission ("SEC"). When considering these forward-looking statements, you should keep in mind these risks and uncertainties, as well as any cautionary statements we may make. Moreover, you should treat these statements as speaking only as of the date they are made and based only on information then actually known to us. We undertake no obligation to release revisions to these forward-looking statements or reflect events or circumstances after the date of this document. There are a number of important factors that could cause future results to differ materially from historical performance and these forward-looking statements. Factors that might cause such a difference include, but are not limited

06 Material Impairments

Item 2.06 Material Impairments Fifth Third Bancorp (the "Bancorp") recently discovered alleged external fraudulent activity at a commercial borrower of Fifth Third Bank, National Association associated with their asset-backed finance loan. On September 5, 2025, the Bancorp concluded that a material charge for impairment would result from this alleged external fraudulent activity. The outstanding balance on this loan is approximately $200 million. Based on currently available information, the Bancorp currently estimates that the non-cash impairment charge associated with this asset-backed finance loan, which would be recognized in the third quarter of 2025, will be in the range of $170 million to $200 million. The Bancorp is working with the appropriate law enforcement authorities in connection with this matter. The Bancorp has also engaged third party advisors to validate the extent of its potential fraud related losses which will be used in determining the actual impairment charge to be recognized during the third quarter of 2025.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure On September 10, 2025, Fifth Third Bancorp will present at the 2025 Barclays Global Financial Services Conference. A copy of this presentation is attached as Exhibit 99.1. The information in this Form 8-K and Exhibits attached hereto shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall they be deemed incorporated by reference in any filing under the Securities Exchange Act of 1934 or the Securities Act of 1933, except as shall be expressly set forth by specific reference.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits Exhibit 99.1 – Fifth Third Bancorp Presentation Exhibit 104 – Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIFTH THIRD BANCORP (Registrant) Date: September 9, 2025 /s/ Bryan D. Preston Bryan D. Preston Executive Vice President and Chief Financial Officer

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