UWM Holdings Corp. Files 8-K: Material Agreement & Financial Obligation

TL;DR

UWM Holdings Corp. just filed an 8-K for a new material agreement and financial obligation. Keep an eye on this.

AI Summary

UWM Holdings Corp. entered into a material definitive agreement on September 9, 2025. This filing also indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement. The company, previously known as Gores Holdings IV, Inc., is incorporated in Delaware and headquartered in Pontiac, Michigan.

Why It Matters

This 8-K filing signals a significant new agreement and potential financial commitment for UWM Holdings Corp., which could impact its future operations and financial standing.

Risk Assessment

Risk Level: medium — The filing indicates a material definitive agreement and a financial obligation, which inherently carries some level of risk and requires further investigation into the specifics.

Key Players & Entities

• UWM Holdings Corp (company) — Registrant
• Gores Holdings IV, Inc. (company) — Former company name
• September 9, 2025 (date) — Date of earliest event reported
• September 10, 2025 (date) — Date of report

FAQ

Key Financial Figures

• $0.0001 — stered Class A Common Stock, par value $0.0001 per share UWMC New York Stock Exchange
• $11.50 — A Common Stock at an exercise price of $11.50 UWMCWS New York Stock Exchange Indica
• $1.0 billion — Agreement, UWM Holdings agreed to sell $1.0 billion aggregate principal amount of 6.250% se
• $600 million — uncing UWM Holdings' intention to offer $600 million aggregate principal amount of Notes. A

Filing Documents

• xbrl-20250909.htm (8-K) — 38KB
• exhibit1023-uwmcxpurchasea.htm (EX-10.23) — 262KB
• exhibit991-uwmcxlaunchpres.htm (EX-99.1) — 10KB
• exhibit992-uwmcxpricingpre.htm (EX-99.2) — 10KB
• image_0.jpg (GRAPHIC) — 36KB
• image_01.jpg (GRAPHIC) — 36KB
• image_02.jpg (GRAPHIC) — 14KB
• 0001783398-25-000037.txt ( ) — 647KB
• xbrl-20250909.xsd (EX-101.SCH) — 2KB
• xbrl-20250909_def.xml (EX-101.DEF) — 15KB
• xbrl-20250909_lab.xml (EX-101.LAB) — 27KB
• xbrl-20250909_pre.xml (EX-101.PRE) — 16KB
• xbrl-20250909_htm.xml (XML) — 4KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. On September 9, 2025, UWM Holdings Corporation's direct subsidiary, UWM Holdings, LLC ("UWM Holdings"), entered into a Purchase Agreement (the "Purchase Agreement") with J.P. Morgan Securities LLC., as representative of the several initial purchasers named therein. Pursuant to the Purchase Agreement, UWM Holdings agreed to sell $1.0 billion aggregate principal amount of 6.250% senior unsecured notes due 2031 (the "Notes"). The Notes will be guaranteed on a senior unsecured basis by UWM Holdings' wholly-owned subsidiary, United Wholesale Mortgage, LLC ("United Wholesale Mortgage"), and will rank pari passu in right of payment with United Wholesale Mortgage's existing senior unsecured notes by virtue of such guarantee. UWM Holdings expects the closing of the Notes to occur on September 16, 2025. UWM Holdings expects to use the net proceeds from the offering to (i) repay the 5.5% Senior Notes due 2025 at maturity on November 15, 2025, (ii) pay down amounts outstanding under the MSR Facilities and (iii) the remainder, if any, for working capital. The Purchase Agreement contains customary representations, warranties, conditions to closing, indemnification rights and obligations of the parties. Certain of the initial purchasers and their affiliates have engaged, and may in the future engage, in investment banking, commercial banking and other financial advisory and commercial dealings with UWM Holdings and its affiliates. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under Item 1.01 is incorporated by reference herein.

01 Other Events

Item 8.01 Other Events. On September 9, 2025, UWM Holdings Corporation issued a press release announcing UWM Holdings' intention to offer $600 million aggregate principal amount of Notes. A copy of the press release is filed herewith as Exhibit 99.1. On September 9, 2025, UWM Holdings Corporation issued a press release announcing the pricing of UWM Holdings' upsized offering of $1.0 billion aggregate principal amount of Notes. A copy of the press release is filed herewith as Exhibit 99.2.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description 10.23 Purchase Agreement, dated September 9, 2025, among UWM Holdings, LLC and J.P. Morgan Securities LLC, as representative of the several initial purchasers listed on Schedule A thereto. 99.1 Press release issued by UWM Holdings Corporation on September 9, 2025. 99.2 Press release issued by UWM Holdings Corporation on September 9, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 10, 2025 UWM HOLDINGS CORPORATION By: /s/ Rami Hasani Name: Rami Hasani Title: Executive Vice President, Chief Financial Officer