Fifth Third Bancorp Files 8-K on Preferred Stock Series

TL;DR

Fifth Third Bancorp filed an 8-K detailing preferred stock series, including Series I, A, and K.

AI Summary

Fifth Third Bancorp filed an 8-K on September 19, 2025, reporting on various financial instruments. The filing specifically mentions depositary shares representing ownership interests in different series of preferred stock, including 6.625% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock Series I, 6.00% Non-Cumulative Perpetual Class B Preferred Stock Series A, and 4.95% Non-Cumulative Perpetual Preferred Stock Series K.

Why It Matters

This filing provides an update on Fifth Third Bancorp's preferred stock offerings, which are important for its capital structure and investor base.

Risk Assessment

Risk Level: low — The filing is a routine disclosure of financial instruments and does not indicate any immediate operational or financial distress.

Key Numbers

• 6.625% — Preferred Stock Dividend Rate (Interest rate for Series I preferred stock)
• 6.00% — Preferred Stock Dividend Rate (Interest rate for Series A preferred stock)
• 4.95% — Preferred Stock Dividend Rate (Interest rate for Series K preferred stock)

Key Players & Entities

• Fifth Third Bancorp (company) — Filer of the 8-K report
• September 19, 2025 (date) — Date of the report
• 6.625% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock Series I (financial_instrument) — Mentioned preferred stock series
• 6.00% Non-Cumulative Perpetual Class B Preferred Stock Series A (financial_instrument) — Mentioned preferred stock series
• 4.95% Non-Cumulative Perpetual Preferred Stock Series K (financial_instrument) — Mentioned preferred stock series

FAQ

Key Financial Figures

• $25,000 — ditions for a redemption price equal to $25,000 per share, plus an amount equal to any
• $1,000 — nd conditions for a redemption price of $1,000 per Depositary Share, plus an amount eq
• $3.5 m — ome available to common shareholders of $3.5 million, which will be treated as increme

Filing Documents

• fitb-20250919.htm (8-K) — 45KB
• releaseredemptionofserie.htm (EX-99.1) — 3KB
• fitb-20250919_g1.jpg (GRAPHIC) — 132KB
• releaseredemptionofserie001.jpg (GRAPHIC) — 201KB
• 0000035527-25-000193.txt ( ) — 793KB
• fitb-20250919.xsd (EX-101.SCH) — 4KB
• fitb-20250919_def.xml (EX-101.DEF) — 17KB
• fitb-20250919_lab.xml (EX-101.LAB) — 34KB
• fitb-20250919_pre.xml (EX-101.PRE) — 18KB
• fitb-20250919_htm.xml (XML) — 6KB

FORWARD-LOOKING STATEMENTS

FORWARD-LOOKING STATEMENTS This report contains statements that we believe are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 promulgated thereunder. All statements other than statements of historical fact are forward-looking statements. These statements relate to our financial condition, results of operations, plans, objectives, future performance, capital actions or business. They usually can be identified by the use of forward-looking language such as "will likely result," "may," "are expected to," "is anticipated," "potential," "estimate," "forecast," "projected," "intends to," or may include other similar words or phrases such as "believes," "plans," "trend," "objective," "continue," "remain," or similar expressions, or future or conditional verbs such as "will," "would," "should," "could," "might," "can," or similar verbs. You should not place undue reliance on these statements, as they are subject to risks and uncertainties, including but not limited to the risk factors set forth in our most recent Annual Report on Form 10-K as updated by our filings with the U.S. Securities and Exchange Commission ("SEC"). When considering these forward-looking statements, you should keep in mind these risks and uncertainties, as well as any cautionary statements we may make. Moreover, you should treat these statements as speaking only as of the date they are made and based only on information then actually known to us. We undertake no obligation to release revisions to these forward-looking statements or reflect events or circumstances after the date of this document. There are a number of important factors that could cause future results to differ materially from historical performance and these forward-looking statements. Factors that might cause such a difference include, but are not limited

01. Other Events

Item 8.01. Other Events Redemption of Series L Preferred Stock . On September 19, 2025, Fifth Third Bancorp (the "Company") announced that the Company delivered a redemption notice to Equiniti Trust Company LLC, as the Depositary (the "Depositary"), to redeem on September 30, 2025 (the "Redemption Date") (1) all of the Company's outstanding 4.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series L (CUSIP 316773DC1) (the "Series L Preferred Stock"), and (2) all outstanding receipts evidencing depositary shares representing the Series L Preferred Stock (CUSIP No. 316773DB3) (the "Depositary Shares"). The Series L Preferred Stock will be redeemed pursuant to its terms and conditions for a redemption price equal to $25,000 per share, plus an amount equal to any declared but unpaid dividends, without accumulation of any undeclared dividends. The Depositary Shares will be redeemed pursuant to their terms and conditions for a redemption price of $1,000 per Depositary Share, plus an amount equal to any declared but unpaid dividends to, but excluding, the Redemption Date, without accumulation of any undeclared dividends. For the third quarter of 2025, the redemption of the Series L Preferred Stock will result in an approximate reduction to net income available to common shareholders of $3.5 million, which will be treated as incremental preferred dividend expense. The Company will redeem the Series L Preferred Stock and the Depositary Shares pursuant to the optional redemption provisions contained in the terms and conditions of such instruments. Upon completion of the redemptions, no Series L Preferred Stock or Depositary Shares will remain outstanding. Notice of redemption will be sent by the Depositary to the registered holders of receipts evidencing the Depositary Shares. A copy of the press release announcing the notice of the redemption is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits Exhibit 99.1 – Press release dated September 19, 2025, announcing the notice of the redemption. Exhibit 104 – Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIFTH THIRD BANCORP (Registrant) Date: September 19, 2025 By: /s/ BRENNEN WILLINGHAM Brennen Willingham Senior Vice President and Treasurer

View Full Filing

View this 8-K filing on SEC EDGAR