Rocket Companies Enters Material Definitive Agreement

TL;DR

Rocket Companies just signed a big deal, creating a new financial obligation.

AI Summary

On September 18, 2025, Rocket Companies, Inc. entered into a material definitive agreement, which also created a direct financial obligation for the registrant. The filing does not specify the counterparty or the financial details of this agreement.

Why It Matters

This filing indicates a significant new financial commitment or partnership for Rocket Companies, Inc., the implications of which will depend on the specifics of the agreement.

Risk Assessment

Risk Level: medium — The nature of the material definitive agreement and the resulting financial obligation is currently unknown, introducing uncertainty.

Key Players & Entities

• Rocket Companies, Inc. (company) — Registrant
• September 18, 2025 (date) — Date of earliest event reported
• 0001805284-25-000122 (other) — Accession Number

FAQ

Key Financial Figures

• $0.00001 — stered Class A common stock, par value $0.00001 per share RKT New York Stock Exchange
• $26.4 billion — redit, and early buy out facilities was $26.4 billion. This figure compares with $26.2 billio
• $26.2 billion — 26.4 billion. This figure compares with $26.2 billion as of June 30, 2025 and $27.5 billion a
• $27.5 billion — h $26.2 billion as of June 30, 2025 and $27.5 billion as of December 31, 2024. Item 2.03 Cr

Filing Documents

• rkt-20250918.htm (8-K) — 26KB
• 0001805284-25-000122.txt ( ) — 138KB
• rkt-20250918.xsd (EX-101.SCH) — 2KB
• rkt-20250918_lab.xml (EX-101.LAB) — 21KB
• rkt-20250918_pre.xml (EX-101.PRE) — 12KB
• rkt-20250918_htm.xml (XML) — 3KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. UBS Master Repurchase Agreement On September 18, 2025, Rocket Mortgage, LLC (the "Company"), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc., as a seller, One Reverse Mortgage, LLC (the "One Reverse Seller" and collectively with the Company, the "Sellers"), a Delaware limited liability company and indirect subsidiary of Rocket Companies, Inc., and UBS AG New York Branch (the "Buyer") entered into Amendment No. 6 to the Second Amended and Restated Master Repurchase Agreement (the "MRA Amendment") and related Amendment No. 8 to Pricing Side Letter, which extended the expiration date of the existing second amended and restated master repurchase agreement, dated as of November 4, 2022, as amended, by and between the Sellers and the Buyer (the "Existing Second Amended and Restated Master Repurchase Agreement"), from November 24, 2026 to September 16, 2027 and effectuated certain other technical changes to the Existing Second Amended and Restated Master Repurchase Agreement. The foregoing description of the MRA Amendment does not purport to be complete and is subject to and qualified in its entirety by reference to the full text of the MRA Amendment, a copy of which will be filed with the quarterly report of Rocket Companies, Inc. on Form 10-Q for the period ending September 30, 2025. Following the execution of the MRA Amendment and the related Amendment No. 8 to Pricing Side Letter, the total funding capacity of the Company, including pursuant to all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit, and early buy out facilities was $26.4 billion. This figure compares with $26.2 billion as of June 30, 2025 and $27.5 billion as of December 31, 2024. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information contained in Item 1.01 above

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 24, 2025 ROCKET COMPANIES, INC. By: /s/ Noah Edwards Name: Noah Edwards Title: Chief Accounting Officer