First Savings Financial Group Enters Material Agreement

First Savings Financial Group, Inc. 8-K Filing Summary
FieldDetail
CompanyFirst Savings Financial Group, Inc.
Form Type8-K
Filed DateSep 25, 2025
Risk Levelmedium
Pages8
Reading Time9 min
Key Dollar Amounts$0.01, $10.0 million
Sentimentneutral

Sentiment: neutral

Topics: material-agreement, disclosure

TL;DR

FSFG signed a big deal, filing shows.

AI Summary

On September 24, 2025, First Savings Financial Group, Inc. entered into a material definitive agreement. The company also made a Regulation FD disclosure and reported other events, including financial statements and exhibits. The filing was made on September 25, 2025.

Why It Matters

This filing indicates a significant new contract or partnership for First Savings Financial Group, which could impact its future financial performance and strategic direction.

Risk Assessment

Risk Level: medium — Material definitive agreements can introduce new risks or opportunities that may affect the company's financial stability and operations.

Key Players & Entities

  • First Savings Financial Group, Inc. (company) — Registrant
  • September 24, 2025 (date) — Date of earliest event reported
  • September 25, 2025 (date) — Filing date

FAQ

What type of material definitive agreement did First Savings Financial Group, Inc. enter into?

The filing states that the company entered into a 'Material Definitive Agreement' but does not specify the nature of the agreement in the provided text.

What is the exact date of the earliest event reported in this 8-K filing?

The earliest event reported is dated September 24, 2025.

When was this 8-K filing submitted to the SEC?

This 8-K filing was submitted on September 25, 2025.

What is the principal executive office address for First Savings Financial Group, Inc.?

The principal executive offices are located at 702 North Shore Drive, Suite 300, Jeffersonville, Indiana 47130.

What are the key items reported in this 8-K filing?

The key items reported are Entry into a Material Definitive Agreement, Regulation FD Disclosure, Other Events, and Financial Statements and Exhibits.

Filing Stats: 2,264 words · 9 min read · ~8 pages · Grade level 15.1 · Accepted 2025-09-25 16:59:31

Key Financial Figures

  • $0.01 — registered Common Stock, par value $0.01 per share FSFG The Nasdaq Stock Mar
  • $10.0 million — ay First Merchants a termination fee of $10.0 million. The consummation of the Merger is sub

Filing Documents

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. Merger Agreement On September 24, 2025, First Savings Financial Group, Inc. ("FSFG"), the holding company of First Savings Bank, and First Merchants Corporation ("First Merchants"), the holding company of First Merchants Bank, entered into an Agreement and Plan of Merger (the "Merger Agreement") pursuant to which FSFG will merge with and into First Merchants, with First Merchants as the surviving corporation (the "Merger"). Immediately following the Merger First Savings Bank will merge with and into First Merchants Bank, with First Merchants Bank as the surviving institution. Pursuant to the terms of the Merger Agreement, at the effective time of the Merger, each shareholder of FSFG will have the right to receive 0.85 of a share of First Merchants common stock for each share of FSFG common stock owned. The Merger Agreement contains customary representations, warranties and covenants of FSFG and First Merchants, including covenants by each party to conduct its business in the ordinary course during the interim period between the execution of the Merger Agreement and the consummation of the Merger and not to engage in certain kinds of transactions during such period. FSFG has also agreed not to solicit proposals relating to alternative business combination transactions or, subject to certain exceptions that permit FSFG's Board of Directors to act in a manner consistent its fiduciary duties, enter into discussions concerning, or furnish information in connection with, any proposals for alternative business combination transactions. The Merger Agreement provides each of FSFG and First Merchants with specified termination rights. If the Merger is not consummated under specified circumstances, including if FSFG terminates the Merger Agreement under certain circumstances, FSFG has agreed to pay First Merchants a termination fee of $10.0 million. The consummation of the Merger is subject to customary closing condi

Forward-Looking Statements

Forward-Looking Statements This filing and the exhibits hereto contain forward-looking can often, but not always, be identified by the use of words like "believe", "continue", "pattern", "estimate", "project", "intend", "anticipate", "expect" and similar expressions or future or conditional verbs such as "will", "would", "should", "could", "might", "can", "may", or similar expressions. These forward-looking statements include, but are not limited to, statements relating to the expected timing and benefits of the Merger, including future financial and operating results, cost savings, enhanced revenues, and accretion/dilution to reported earnings that may be realized from the Merger, as well as other statements of expectations regarding the Merger, and other statements of First Merchants' goals, intentions and expectations; statements regarding First Merchants' business plan and growth strategies; statements regarding the asset quality of First Merchants' loan and investment portfolios; and estimates of First Merchants' risks and future costs and benefits, whether with respect to the Merger or otherwise. These forward-looking statements are subject to significant risks, assumptions and uncertainties that may cause results to differ materially from those set forth in forward-looking statements, including, among other things: the risk that the businesses of First Merchants and First Savings will not be integrated successfully or such integration may be more difficult, time-consuming or costly than expected; expected revenue synergies and cost savings from the Merger may not be fully realized or realized within the expected time frame; revenues following the Merger may be lower than expected; customer and employee relationships and business operations may be disrupted by the Merger; the ability to obtain required regulatory ap

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure A First Merchants presentation containing additional information regarding the Merger for analysts and investors is attached as Exhibit 99.2 to this Current Report. The presentation is being furnished pursuant to Item 7.01, and the information contained therein shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liabilities under such Section 18.

01 Other Events

Item 8.01 Other Events On September 25, 2025, FSFG and First Merchants issued a joint press release announcing the execution of the Merger Agreement. A copy is attached as Exhibit 99.3 to this Current Report on Form 8-K.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits 2.1 Agreement and Plan of Merger dated September 24, 2025 99.1 Voting Agreement dated September 24, 2025 99.2 Presentation dated September 25, 2025 99.3 Press Release dated September 25, 2025 104 Cover Page Interactive Data File (formatted within Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST SAVINGS FINANCIAL GROUP, INC. Date: September 24, 2025 By: /s/ Larry W. Myers Larry W. Myers President and Chief Executive Officer

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