Starwood Property Trust Enters Material Agreement

TL;DR

SPRT inks new deal, creating financial obligations. Watch for details.

AI Summary

On October 6, 2025, Starwood Property Trust, Inc. entered into a material definitive agreement. This filing also indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. The report includes financial statements and exhibits related to these events.

Why It Matters

This filing signals a significant new financial commitment or arrangement for Starwood Property Trust, which could impact its financial obligations and future operations.

Risk Assessment

Risk Level: medium — The creation of new financial obligations and material definitive agreements inherently carries risk, the extent of which depends on the specifics not detailed in this initial 8-K.

Key Players & Entities

• Starwood Property Trust, Inc. (company) — Registrant
• October 6, 2025 (date) — Date of earliest event reported

FAQ

Key Financial Figures

• $0.01 — nge on which registered Common stock, $0.01 par value per share STWD New York Sto
• $500 million — mpany"), closed its private offering of $500 million aggregate principal amount of its 5.250

Filing Documents

• tm2528081d1_8k.htm (8-K) — 43KB
• tm2528081d1_ex4-1.htm (EX-4.1) — 793KB
• 0001104659-25-097184.txt ( ) — 1164KB
• stwd-20251006.xsd (EX-101.SCH) — 3KB
• stwd-20251006_lab.xml (EX-101.LAB) — 33KB
• stwd-20251006_pre.xml (EX-101.PRE) — 22KB
• tm2528081d1_8k_htm.xml (XML) — 4KB

01. Entry

Item 1.01. Entry into a Material Definitive Agreement Indenture and Senior Notes due 2028 On October 6, 2025, Starwood Property Trust, Inc., a Maryland corporation (the "Company"), closed its private offering of $500 million aggregate principal amount of its 5.250% unsecured senior notes due 2028 (the "Notes"), which priced on September 22, 2025. The Notes were issued under an indenture, dated as of October 6, 2025 (the "Indenture"), between the Company and The Bank of New York Mellon, as trustee. The Notes were issued in a private offering exempt from the registration requirements of the Securities Act of 1933, as amended (the "Securities Act"), to persons reasonably believed to be qualified institutional buyers in accordance with Rule 144A under the Securities Act and to non-U.S. persons in offshore transactions outside the United States in accordance with Regulation S under the Securities Act. The Notes are subject to restrictions on transfer and may only be offered or sold in transactions exempt from or not subject to the registration requirements of the Securities Act and other applicable securities laws. The Company intends to allocate an amount equal to the net proceeds from the offering to finance or refinance, in whole or in part, recently completed or future eligible green and/or social projects. Net proceeds allocated to previously incurred costs associated with eligible green and/or social projects will be available for the repayment of indebtedness previously incurred. Pending full allocation of an amount equal to the net proceeds to eligible green and/or social projects, the Company intends to use the net proceeds for general corporate purposes, which may include the repayment of outstanding indebtedness under the Company's repurchase facilities. The Notes are senior unsecured obligations of the Company and will mature on October 15, 2028. The Notes bear interest at a rate of 5.250% per year. Interest on the Notes will be paid semi-annually in ar

03. Creation

Item 2.03. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in Item 1.01 is incorporated herein by reference into this Item 2.03. Item9.01. Financial Statements and Exhibits. (d)Exhibits Exhibit Number Description 4.1 Indenture, dated as of October 6, 2025, between Starwood Property Trust, Inc. and The Bank of New York Mellon, as trustee (including the form of Starwood Property Trust, Inc.'s 5.250% Senior Notes due 2028). 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Dated: October 6, 2025 STARWOOD PROPERTY TRUST, INC. By: /s/ Jeffrey F. DiModica Name: Jeffrey F. DiModica Title: President