Ally Auto Assets LLC Files 8-K on Auto Loan Securitization

TL;DR

Ally Auto Assets is securitizing auto loans via Ally Auto Receivables Trust 2025-1.

AI Summary

Ally Auto Assets LLC, as depositor, and Ally Auto Receivables Trust 2025-1, as issuing entity, filed an 8-K on October 9, 2025, reporting an entry into a material definitive agreement related to auto loans. The filing pertains to the Ally Auto Receivables Trust 2025-1, which is structured to securitize auto loan receivables.

Why It Matters

This filing indicates activity in the securitization market for auto loans, which is a key funding source for auto lenders like Ally Financial.

Risk Assessment

Risk Level: low — This is a routine filing related to the securitization of auto loan assets, not indicating any immediate financial distress or significant new risks.

Key Players & Entities

• Ally Auto Assets LLC (company) — Depositor
• Ally Auto Receivables Trust 2025-1 (company) — Issuing Entity
• October 7, 2025 (date) — Earliest Event Reported
• October 9, 2025 (date) — Filing Date

FAQ

Key Financial Figures

• $14,857,853,748.25 — y Auto ") has registered an issuance of $14,857,853,748.25 in principal amount of asset backed not
• $758,340,000 — have an aggregate principal balance of $758,340,000. Only the Offered Notes have been regis

Filing Documents

• d27567d8k.htm (8-K) — 36KB
• d27567dex11.htm (EX-1.1) — 130KB
• d27567dex41.htm (EX-4.1) — 684KB
• d27567dex42.htm (EX-4.2) — 295KB
• d27567dex43.htm (EX-4.3) — 111KB
• d27567dex51.htm (EX-5.1) — 12KB
• d27567dex81.htm (EX-8.1) — 12KB
• d27567dex361.htm (EX-36.1) — 5KB
• d27567dex991.htm (EX-99.1) — 113KB
• d27567dex992.htm (EX-99.2) — 182KB
• d27567dex993.htm (EX-99.3) — 64KB
• d27567dex994.htm (EX-99.4) — 389KB
• d27567dex995.htm (EX-99.5) — 149KB
• d27567dex996.htm (EX-99.6) — 63KB
• g27567g1009053059401.jpg (GRAPHIC) — 3KB
• g27567g1009053318769.jpg (GRAPHIC) — 3KB
• 0001193125-25-235588.txt ( ) — 2257KB

01 and 8.01. Entry into a Material Definitive Agreement and Other Events

Item 1.01 and 8.01. Entry into a Material Definitive Agreement and Other Events . Ally Auto Assets LLC (" Ally Auto ") has registered an issuance of $14,857,853,748.25 in principal amount of asset backed notes on Form SF-3 (Registration File No. 333-286053) under the Securities Act of 1933, as amended (the " Act "), filed on March 24, 2025, as amended by Pre-Effective Amendment No. 1 on May 2, 2025 (as amended, the " Registration Statement "). On October 7, 2025, Ally Auto and Ally Bank (the " Sponsor ") entered into an Underwriting Agreement with Barclays Capital Inc., BofA Securities, Inc. and Wells Fargo Securities, LLC, as representatives of the several underwriters named therein (collectively, the " Underwriters "), for the issuance and sale of an amount of certain asset backed notes of Ally Auto Receivables Trust 2025-1 (the " Issuing Entity ") in the following classes: (i) the Class A-2 Asset Backed Notes (the " Class A-2 Notes "), (ii) the Class A-3 Asset Backed Notes (the " Class A-3 Notes ") and (iii) the Class A-4 Asset Backed Notes (the " Class A-4 Notes " and, together with the Class A-2 Notes and the Class A-3 Notes, the " Offered Notes "). The retained Class A-1 Asset Backed Notes (the " Class A -1 R Notes "), the retained Class A-2 Asset Backed Notes (the " Class A-2 R Notes "), the retained Class A-3 Asset Backed Notes (the " Class A-3 R Notes "), the retained Class A-4 Asset Backed Notes (the " Class A -4 R Notes " and, together with the Class A-1 R Notes, the Class A-2 R Notes and the Class A-3 R Notes, the " Class A R Notes "), the retained Class B Asset Backed Notes (the " Class B R Notes "), the retained Class C Asset Backed Notes (the " Class C R Notes ") and the retained Class D Asset Backed Notes (the " Class D R Notes " and, collectively with the Class A R Notes, the Class B R Notes and the Class C R Notes, the " Retained Notes " and the Retained Notes together with the Offered Notes, the " Notes ") will also be issued by the Issuing E

01. Exhibits

Item 9.01. Exhibits Exhibit 1.1 Underwriting Agreement, dated as of October 7, 2025, by and among Ally Bank, Ally Auto Assets LLC and Barclays Capital Inc., BofA Securities, Inc. and Wells Fargo Securities, LLC, as representatives of the underwriters named therein. Exhibit 4.1 Indenture between Ally Auto Receivables Trust 2025-1 and U.S. Bank Trust Company, National Association, as Indenture Trustee, to be dated as of October 16, 2025. Exhibit 4.2 Trust Agreement between Ally Auto Assets LLC, as Depositor, and BNY Mellon Trust of Delaware, as Owner Trustee and Paying Agent, to be dated as of October 16, 2025. Exhibit 4.3 Pooling Agreement between Ally Bank, as Seller, and Ally Auto Assets LLC, to be dated as of October 16, 2025. Exhibit 5.1 Opinion of Counsel of Mayer Brown LLP, dated as of October 9, 2025. Exhibit 8.1 Opinion of Counsel of Mayer Brown LLP, dated as of October 9, 2025. Exhibit 36.1 Depositor Certification for shelf offerings of asset-backed securities. Exhibit 99.1 Trust Sale Agreement between Ally Auto Assets LLC, as Depositor, and Ally Auto Receivables Trust 2025-1, as Issuing Entity, to be dated as of October 16, 2025. Exhibit 99.2 Custodian Agreement between Ally Bank, as Custodian, and Ally Auto Assets LLC, as Depositor, to be dated as of October 16, 2025. Exhibit 99.3 Administration Agreement among Ally Auto Receivables Trust 2025-1, as Issuing Entity, Ally Bank, as Administrator, and U.S. Bank Trust Company, National Association, as Indenture Trustee, to be dated as of October 16, 2025. Exhibit 99.4 Servicing Agreement among Ally Bank, as Servicer, Ally Auto Assets LLC, as Depositor, and Ally Auto Receivables Trust 2025-1, as Issuing Entity, to be dated as of October 16, 2025. Exhibit 99.5 Asset Representations Review Agreement among Ally Auto Receivables Trust 2025-1, as Issuing Entity, Ally Bank, as Sponsor, and Clayton Fixed Income Services LLC, as Asset Representations Reviewer, to be dated

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ALLY AUTO ASSETS LLC By: /s/ Jalpesh Patel Name: Jalpesh Patel Title: Vice President Dated: October 9, 2025 Form 8-K re: transaction documents and underwriting agreement

View Full Filing

View this 8-K filing on SEC EDGAR