FS Credit Real Estate Income Trust Enters Material Agreement

Fs Credit Real Estate Income Trust, Inc. 8-K Filing Summary
FieldDetail
CompanyFs Credit Real Estate Income Trust, Inc.
Form Type8-K
Filed DateOct 15, 2025
Risk Levelmedium
Pages2
Reading Time2 min
Sentimentneutral

Sentiment: neutral

Topics: material-definitive-agreement, financial-obligation, real-estate

TL;DR

FS Credit REIT just signed a big deal, check the 8-K for details on new financial obligations.

AI Summary

FS Credit Real Estate Income Trust, Inc. entered into a material definitive agreement on October 8, 2025. This agreement involves a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. The filing also includes financial statements and exhibits related to this event.

Why It Matters

This filing indicates a significant new financial commitment or arrangement for FS Credit Real Estate Income Trust, which could impact its financial obligations and future operations.

Risk Assessment

Risk Level: medium — Entering into material definitive agreements and new financial obligations can introduce new risks and complexities for a company.

Key Players & Entities

  • FS Credit Real Estate Income Trust, Inc. (company) — Registrant
  • October 8, 2025 (date) — Date of earliest event reported
  • Maryland (jurisdiction) — State of incorporation
  • 201 Rouse Boulevard Philadelphia, Pennsylvania (address) — Business and mailing address

FAQ

What type of material definitive agreement was entered into by FS Credit Real Estate Income Trust, Inc. on October 8, 2025?

The filing indicates the entry into a material definitive agreement that involves a direct financial obligation or an obligation under an off-balance sheet arrangement, but the specific nature of the agreement is not detailed in the provided text.

What is the Commission File Number for FS Credit Real Estate Income Trust, Inc.?

The Commission File Number for FS Credit Real Estate Income Trust, Inc. is 000-56163.

When is the fiscal year end for FS Credit Real Estate Income Trust, Inc.?

The fiscal year end for FS Credit Real Estate Income Trust, Inc. is December 31st.

What is the SIC code for FS Credit Real Estate Income Trust, Inc.?

The Standard Industrial Classification (SIC) code for FS Credit Real Estate Income Trust, Inc. is 6798, which corresponds to Real Estate Investment Trusts.

What was the former name of FS Credit Real Estate Income Trust, Inc. and when did the name change occur?

The former name was FS Real Estate Credit Income Trust, Inc., and the date of the name change was November 21, 2016.

Filing Stats: 564 words · 2 min read · ~2 pages · Grade level 10 · Accepted 2025-10-15 17:02:20

Filing Documents

01 Entry into a Material

Item 1.01 Entry into a Material Definitive Agreement. On October 8, 2025, FS CREIT Finance MS-1 LLC, an indirect wholly owned special-purpose financing subsidiary of FS Credit Real Estate Income Trust, Inc., entered into an Amendment No. 1 to Master Repurchase and Securities Contract Agreement, (the "MS-1 First Amendment"), amending that certain Master Repurchase and Securities Contract Agreement dated as of October 13, 2022 with Morgan Stanley N.A., as buyer. The MS-1 First Amendment provides for, among other things, an extension of the facility termination date from October 13, 2025 to November 12, 2025. The material terms of the agreements described above are qualified in their entirety by the agreement attached as Exhibit 2.1 to this Current Report on Form 8-K and incorporated herein by reference.

03 Creation of a Direct

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information contained in Item 1.01 of this Current Report on Form 8-K is incorporated by reference into this Item 2.03.

01 Exhibits

Item 9.01 Exhibits. Exhibit No. Description 2.1 First Amendment to Master Repurchase Agreement dated as of October 8, 2025 by and between FS CREIT Finance MS-1 LLC and Morgan Stanley N.A. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FS Credit Real Estate Income Trust, Inc. Date: October 15, 2025 By: /s/Stephen S. Sypherd Stephen S. Sypherd Vice President, Treasurer & Secretary

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