Ally Auto Trust 2025-1 Files 8-K for Auto Loan ABS

TL;DR

Ally Auto Trust 2025-1 just dropped an 8-K for a new auto loan securitization. Expect more auto financing.

AI Summary

On October 16, 2025, Ally Auto Receivables Trust 2025-1, with Ally Auto Assets LLC as the depositor, filed an 8-K to report the entry into a material definitive agreement related to asset-backed securities. This filing concerns auto loans and is structured as an asset-backed securities issuance.

Why It Matters

This filing indicates a new securitization of auto loans by Ally, which can impact the availability of auto financing and the market for asset-backed securities.

Risk Assessment

Risk Level: low — The filing is a standard disclosure for a securitization transaction and does not indicate any unusual risks.

Key Players & Entities

• Ally Auto Receivables Trust 2025-1 (company) — Issuing Entity
• Ally Auto Assets LLC (company) — Depositor
• October 16, 2025 (date) — Date of Report

FAQ

Key Financial Figures

• $14,857,853,748.25 — y Auto ") has registered an issuance of $14,857,853,748.25 in principal amount of asset backed not
• $309,990,000 — the " Issuing Entity ") issued and sold $309,990,000 aggregate principal balance of Class A-
• $357,490,000 — acked Notes (the " Class A-2 Notes "), $357,490,000 aggregate principal balance of Class A-
• $90,860,000 — ed Notes (the " Class A-3 Notes "), and $90,860,000 aggregate principal balance of Class A-
• $758,340,000 — have an aggregate principal balance of $758,340,000. The Issuing Entity also issued $13,100
• $13,100,000 — 340,000. The Issuing Entity also issued $13,100,000 aggregate principal balance of Class A-
• $16,320,000 — cked Notes (the " Class A-1 R Notes "), $16,320,000 aggregate principal balance of Class A-
• $18,820,000 — cked Notes (the " Class A-2 R Notes "), $18,820,000 aggregate principal balance of Class A-
• $4,790,000 — cked Notes (the " Class A-3 R Notes "), $4,790,000 aggregate principal balance of Class A-
• $1,180,000 — A-3 R Notes, the " Class A R Notes "), $1,180,000 aggregate principal balance of Class B
• $990,000 — Backed Notes (the " Class B R Notes "), $990,000 aggregate principal balance of Class C
• $730,000 — ked Notes (the " Class C R Notes ") and $730,000 aggregate principal balance of Class D
• $95,000 — d Certificates with a nominal amount of $95,000 (the " Majority Certificates ") and Cer
• $5,000 — d Certificates with a nominal amount of $5,000 (the " Retained Certificates " and, tog
• $247,800,000 — n the Closing Date, Ally Auto also sold $247,800,000 aggregate principal balance of Class A-

Filing Documents

• d75800d8k.htm (8-K) — 33KB
• d75800dex41.htm (EX-4.1) — 712KB
• d75800dex42.htm (EX-4.2) — 295KB
• d75800dex43.htm (EX-4.3) — 111KB
• d75800dex991.htm (EX-99.1) — 113KB
• d75800dex992.htm (EX-99.2) — 183KB
• d75800dex993.htm (EX-99.3) — 64KB
• d75800dex994.htm (EX-99.4) — 389KB
• d75800dex995.htm (EX-99.5) — 150KB
• d75800dex996.htm (EX-99.6) — 63KB
• g75800g69u51.jpg (GRAPHIC) — 3KB
• 0001193125-25-241515.txt ( ) — 2118KB

01 and 8.01. Entry into a Material Definitive Agreement and Other Events

Item 1.01 and 8.01. Entry into a Material Definitive Agreement and Other Events . Ally Auto Assets LLC (" Ally Auto ") has registered an issuance of $14,857,853,748.25 in principal amount of asset backed notes on Form SF-3 (Registration File No. 333-286053) under the Securities Act of 1933, as amended (the " Act "), filed on March 24, 2025, as amended by Pre-Effective Amendment No. 1 on May 2, 2025 (as amended, the " Registration Statement "). Pursuant to the Registration Statement, Ally Auto Receivables Trust 2025-1 (the " Issuing Entity ") issued and sold $309,990,000 aggregate principal balance of Class A-2 4.03% Asset Backed Notes (the " Class A-2 Notes "), $357,490,000 aggregate principal balance of Class A-3 3.96% Asset Backed Notes (the " Class A-3 Notes "), and $90,860,000 aggregate principal balance of Class A-4 4.08% Asset Backed Notes (the " Class A-4 Notes " and, together with the Class A-2 Notes and the Class A-3 Notes, the " Sold Notes ") on October 16, 2025 (the " Closing Date "). The Sold Notes have an aggregate principal balance of $758,340,000. The Issuing Entity also issued $13,100,000 aggregate principal balance of Class A-1 4.069% Asset Backed Notes (the " Class A-1 R Notes "), $16,320,000 aggregate principal balance of Class A-2 4.03% Asset Backed Notes (the " Class A-2 R Notes "), $18,820,000 aggregate principal balance of Class A-3 3.96% Asset Backed Notes (the " Class A-3 R Notes "), $4,790,000 aggregate principal balance of Class A-4 4.08% Asset Backed Notes (the " Class A-4 R Notes " and, together with the Class A-1 R Notes, the Class A-2 R Notes and the Class A-3 R Notes, the " Class A R Notes "), $1,180,000 aggregate principal balance of Class B 4.32% Asset Backed Notes (the " Class B R Notes "), $990,000 aggregate principal balance of Class C 4.56% Asset Backed Notes (the " Class C R Notes ") and $730,000 aggregate principal balance of Class D 4.91% Asset Backed Notes (the " Class D R Notes " and, together with the Class A R Notes,

01. Exhibits

Item 9.01. Exhibits Exhibit 4.1 Indenture between Ally Auto Receivables Trust 2025-1 and U.S. Bank Trust Company, National Association, as Indenture Trustee, dated as of October 16, 2025. Exhibit 4.2 Trust Agreement between Ally Auto Assets LLC, as Depositor and BNY Mellon Trust of Delaware, as Owner Trustee and Paying Agent, dated as of October 16, 2025. Exhibit 4.3 Pooling Agreement between Ally Bank, as Seller, and Ally Auto Assets LLC, dated as of October 16, 2025. Exhibit 99.1 Trust Sale Agreement between Ally Auto Assets LLC, as Depositor, and Ally Auto Receivables Trust 2025-1, as Issuing Entity, dated as of October 16, 2025. Exhibit 99.2 Custodian Agreement between Ally Bank, as Custodian, and Ally Auto Assets LLC, as Depositor, dated as of October 16, 2025. Exhibit 99.3 Administration Agreement among Ally Auto Receivables Trust 2025-1, as Issuing Entity, Ally Bank, as Administrator, and U.S. Bank Trust Company, National Association, as Indenture Trustee, dated as of October 16, 2025. Exhibit 99.4 Servicing Agreement among Ally Bank, as Servicer, Ally Auto Assets LLC, as Depositor, and Ally Auto Receivables Trust 2025-1, as Issuing Entity, dated as of October 16, 2025. Exhibit 99.5 Asset Representations Review Agreement among Ally Auto Receivables Trust 2025-1, as Issuing Entity, Ally Bank, as Sponsor, and Clayton Fixed Income Services LLC, as Asset Representations Reviewer, dated as of October 16, 2025. Exhibit 99.6 Securities Account Control Agreement among Ally Auto Receivables Trust 2025-1, as Issuing Entity, U.S. Bank Trust Company, National Association, as Indenture Trustee, and U.S. Bank National Association, as Securities Intermediary, dated as of October 16, 2025. Form 8-K re: transaction documents EXHIBIT INDEX Exhibit No. Description Exhibit 4.1 Indenture between Ally Auto Receivables Trust 2025-1 and U.S. Bank Trust Company, National Association, as Indenture Trustee, dated as of October 16, 2025.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ALLY AUTO ASSETS LLC By: /s/ Jalpesh Patel Name: Jalpesh Patel Title: Vice President Dated: October 16, 2025 Form 8-K re: transaction documents

View Full Filing

View this 8-K filing on SEC EDGAR