Exeter Automobile Trust 2022-6 Enters Material Agreement
| Field | Detail |
|---|---|
| Company | Exeter Automobile Receivables Trust 2022-6 |
| Form Type | 8-K |
| Filed Date | Oct 17, 2025 |
| Risk Level | medium |
| Pages | 2 |
| Reading Time | 3 min |
| Sentiment | neutral |
Sentiment: neutral
Topics: asset-backed-securities, auto-loans, definitive-agreement
TL;DR
Exeter Auto Trust 2022-6 signed a big deal, filing includes financials.
AI Summary
On October 10, 2025, Exeter Automobile Receivables Trust 2022-6, an issuing entity managed by EFCAR, LLC, entered into a material definitive agreement. This filing also includes financial statements and exhibits related to the trust's operations, specifically concerning auto loans.
Why It Matters
This filing indicates a significant contractual event for the Exeter Automobile Receivables Trust 2022-6, which is backed by auto loans, potentially impacting investors and the structure of its financing.
Risk Assessment
Risk Level: medium — Material definitive agreements can introduce new risks or alter existing ones for asset-backed trusts, requiring careful review of the terms.
Key Players & Entities
- Exeter Automobile Receivables Trust 2022-6 (company) — Issuing Entity
- EFCAR, LLC (company) — Manager of Issuing Entity
- October 10, 2025 (date) — Date of earliest event reported
FAQ
What type of material definitive agreement was entered into by Exeter Automobile Receivables Trust 2022-6?
The filing states an 'Entry into a Material Definitive Agreement' as an item of information, but the specific details of the agreement are not provided in this summary.
Who is the manager of the Exeter Automobile Receivables Trust 2022-6?
EFCAR, LLC is listed as the company managing the Exeter Automobile Receivables Trust 2022-6.
What is the primary asset class for the Exeter Automobile Receivables Trust 2022-6?
The filing identifies the asset class as 'Auto loans'.
When was the earliest event reported in this 8-K filing?
The earliest event reported in this filing occurred on October 10, 2025.
What other information is included in this 8-K filing besides the material definitive agreement?
The filing also includes 'Financial Statements and Exhibits'.
Filing Stats: 680 words · 3 min read · ~2 pages · Grade level 12.4 · Accepted 2025-10-17 14:04:57
Filing Documents
- exeter2022-6_a8k.htm (8-K) — 29KB
- exeter20226_exhibit4-7.htm (EX-4.7) — 47KB
- exeter20226_exhibit4-8.htm (EX-4.8) — 34KB
- 0000929638-25-003922.txt ( ) — 112KB
01
Item 1.01 . Entry into a Material Definitive Agreement . On October 10, 2025, EFCAR, LLC, Wilmington Trust Company, Exeter Automobile Receivables Trust 2022-6, Exeter Holdings Trust 2022-6 and Citibank, N.A. entered into an Omnibus Amendment, as acknowledged and agreed to by Exeter Finance LLC, constituting (i) Amendment No. 1 to that certain Amended and Restated Trust Agreement of Exeter Automobile Receivables Trust 2022-6, dated as of November 15, 2022, and (ii) Amendment No. 1 to that certain Indenture, dated as of November 15, 2022, for the purpose of documenting the right, but not the obligation, of the holders of the equity of Exeter Automobile Receivables Trust 2022-6 to make capital contributions to Exeter Automobile Receivables Trust 2022-6. On October 10, 2025, Exeter Finance LLC, EFCAR, LLC and Exeter Automobile Receivables Trust 2022-6 entered into a Capital Contribution Agreement, as acknowledged and agreed to by Citibank, N.A., as indenture trustee, pursuant to which EFCAR, LLC, as a holder of the equity of Exeter Automobile Receivables Trust 2022-6, may make a capital contribution to Exeter Automobile Receivables Trust 2022-6.
Financial Statements and Exhibits
Financial Statements and Exhibits . (a) Not applicable. (b) Not applicable. (c) Not applicable. (d) Exhibits: Exhibit No . Description 4.7 Omnibus Amendment, dated as of October 10, 2025, among EFCAR, LLC, Wilmington Trust Company, Exeter Automobile Receivables Trust 2022-6, Exeter Holdings Trust 2022-6 and Citibank, N.A., and acknowledged and agreed to by Exeter Finance LLC, constituting (i) Amendment No. 1 to that certain Amended and Restated Trust Agreement of Exeter Automobile Receivables Trust 2022-6, dated as of November 15, 2022, and (ii) Amendment No. 1 to that certain Indenture, dated as of November 15, 2022. 4.8 Capital Contribution Agreement, dated as of October 10, 2025, among Exeter Finance LLC, EFCAR, LLC and Exeter Automobile Receivables Trust 2022-6, and acknowledged and agreed to by Citibank, N.A., as indenture trustee.
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. EFCAR, LLC By: /s/ Jeff Briggs Name: Jeff Briggs Title: Assistant Vice President Date: October 17, 2025