Peoples Bancorp Files 8-K on Financials

Ticker: PEBK · Form: 8-K · Filed: Oct 20, 2025 · CIK: 1093672

Sentiment: neutral

Topics: financial-reporting, results-of-operations

Related Tickers: PEBK

TL;DR

PEBK filed an 8-K on Oct 20, 2025, detailing financial results.

AI Summary

Peoples Bancorp of North Carolina, Inc. filed an 8-K on October 20, 2025, reporting on its results of operations and financial condition. The filing also includes financial statements and exhibits. The company is incorporated in North Carolina and its fiscal year ends on December 31.

Why It Matters

This filing provides an update on the financial health and operational results of Peoples Bancorp of North Carolina, Inc., which is important for investors to assess the company's performance.

Risk Assessment

Risk Level: low — This is a routine financial filing (8-K) that reports on results of operations and financial condition, not indicating any immediate or significant risks.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to report on the Results of Operations and Financial Condition of Peoples Bancorp of North Carolina, Inc., and to include Financial Statements and Exhibits.

When was the earliest event reported in this filing?

The earliest event reported in this filing was on October 20, 2025.

In which state is Peoples Bancorp of North Carolina, Inc. incorporated?

Peoples Bancorp of North Carolina, Inc. is incorporated in North Carolina.

What is the principal executive office address for Peoples Bancorp of North Carolina, Inc.?

The principal executive office address is 518 West C Street, Newton, North Carolina 28658.

What is the Commission File Number for Peoples Bancorp of North Carolina, Inc.?

The Commission File Number for Peoples Bancorp of North Carolina, Inc. is 000-27205.

Filing Stats: 608 words · 2 min read · ~2 pages · Grade level 12.9 · Accepted 2025-10-20 09:35:36

Filing Documents

02 – Results of Operations and Financial Condition

Item 2.02 – Results of Operations and Financial Condition 3

01 – Financial Statements and Exhibits

Item 9.01 – Financial Statements and Exhibits 3

Signatures

Signatures 4 Exhibit (99)(a) Press Release dated October 20, 2025 2

02. Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition On October 20, 2025, Peoples Bancorp of North Carolina, Inc. (the "Company") issued a press release announcing third quarter 2025 earnings results. The press release contains forward-looking statements regarding the Company and includes cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. The press release is furnished as Exhibit 99(a). Consequently, it is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. Such materials may only be incorporated by reference into another filing under the Exchange Act or the Securities Act of 1933 if such subsequent filing specifically references this Form 8-K.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits (d) Exhibits (99)(a) Press Release dated October 20, 2025 Disclosure about forward-looking statements The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances. Readers should also carefully review the risk factors described in other documents the Company files from time to time with the Securities and Exchange Commission. 3

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PEOPLES BANCORP OF NORTH CAROLINA, INC. Date: October 20, 2025 By: /s/ Jeffrey N. Hooper Jeffrey N. Hooper Executive Vice President and Chief Financial Officer 4

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