urban-gro, Inc. Reports Accelerated Financial Obligation

TL;DR

URBN just dropped an 8-K about an accelerated financial obligation - could be a big deal for their cash.

AI Summary

On October 14, 2025, urban-gro, Inc. filed an 8-K to report a triggering event that accelerates or increases a direct financial obligation. The filing indicates a change in financial obligations, though specific details of the obligation, the counterparty, and the exact acceleration or increase amount are not provided in this excerpt.

Why It Matters

This filing signals a potential change in urban-gro's financial commitments, which could impact its liquidity and future financial health.

Risk Assessment

Risk Level: medium — Filings related to accelerated financial obligations can indicate financial distress or significant changes in debt structure, warranting closer examination.

Key Players & Entities

• urban-gro, Inc. (company) — Registrant
• October 14, 2025 (date) — Earliest event reported
• 1751 Panorama Point, Unit G Lafayette, Colorado 80026 (address) — Principal executive offices
• 001-39933 (company_id) — Commission File Number
• 46-5158469 (company_id) — IRS Employer Identification No.

FAQ

From the Filing

0001213900-25-100408.txt : 20251020 0001213900-25-100408.hdr.sgml : 20251020 20251020170025 ACCESSION NUMBER: 0001213900-25-100408 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 12 CONFORMED PERIOD OF REPORT: 20251014 ITEM INFORMATION: Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement FILED AS OF DATE: 20251020 DATE AS OF CHANGE: 20251020 FILER: COMPANY DATA: COMPANY CONFORMED NAME: urban-gro, Inc. CENTRAL INDEX KEY: 0001706524 STANDARD INDUSTRIAL CLASSIFICATION: WHOLESALE-MACHINERY, EQUIPMENT & SUPPLIES [5080] ORGANIZATION NAME: 07 Trade & Services EIN: 465158469 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-39933 FILM NUMBER: 251404500 BUSINESS ADDRESS: STREET 1: 1751 PANORAMA PT STREET 2: UNIT G CITY: LAFAYETTE STATE: CO ZIP: 80026 BUSINESS PHONE: 720-390-3880 MAIL ADDRESS: STREET 1: 1751 PANORAMA PT STREET 2: UNIT G CITY: LAFAYETTE STATE: CO ZIP: 80026 8-K 1 ea0261809-8k_urbangro.htm CURRENT REPORT false 0001706524 0001706524 2025-10-14 2025-10-14 iso4217:USD xbrli:shares iso4217:USD xbrli:shares     UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549   FORM  8-K   CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of Report (Date of earliest event reported):  October 14, 2025   URBAN-GRO, INC. (Exact name of registrant as specified in its charter)   Delaware (State or other jurisdiction of incorporation)   001-39933   46-5158469 (Commission File Number)   (IRS Employer Identification No.)   1751 Panorama Point , Unit G Lafayette , Colorado 80026 (Address and Zip Code of principal executive offices)   (720) 390-3880 (Registrant’s telephone number, including area code)   Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:   ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)   ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)   ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))   ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))   Securities registered pursuant to Section 12(b) of the Act:   Title of each class     Trading Symbol(s)     Name of exchange on which registered Common stock, par value $0.001 per share   UGRO   The Nasdaq Stock Market LLC   Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).   Emerging growth company  ☐   If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐             Item 2.04 Triggering Events That Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement.   As previously disclosed, October 1, 2024, urban-gro, Inc. (the “Company”) entered into an asset based term Loan Agreement (the “Loan”) with Grow Hill, LLC, a Washington limited liability company (the “Lender”) pursuant to which the Lender extended to the Company a secured loan of $2,100,000 with an origination fee of $100,000, which was added to the amount of the Loan. The Loan is evidenced by a Secured Pr