Mercantile Bank Corp Files 8-K

Ticker: MBWM · Form: 8-K · Filed: Oct 21, 2025 · CIK: 1042729

Sentiment: neutral

Topics: financial-reporting, sec-filing

TL;DR

Mercantile Bank Corp filed an 8-K on Oct 21, 2025, covering financial results and operations.

AI Summary

Mercantile Bank Corporation filed an 8-K on October 21, 2025, reporting on its results of operations and financial condition. The filing also includes Regulation FD disclosures and financial statements/exhibits. No specific financial figures or events were detailed in the provided text excerpt.

Why It Matters

This 8-K filing indicates that Mercantile Bank Corporation is providing updates on its financial performance and operations to the SEC, which is important for investors to monitor.

Risk Assessment

Risk Level: low — The filing is a standard 8-K for reporting financial information and does not appear to contain any immediate negative news.

Key Players & Entities

FAQ

What specific financial results are being reported by Mercantile Bank Corporation?

The provided excerpt does not detail specific financial results, only that the 8-K covers 'Results of Operations and Financial Condition'.

What is the significance of the Regulation FD Disclosure mentioned in the filing?

Regulation FD (Fair Disclosure) ensures that material non-public information is disclosed to all investors simultaneously, preventing selective disclosure.

When was this 8-K report filed with the SEC?

The report was filed on October 21, 2025.

What is Mercantile Bank Corporation's state of incorporation and fiscal year end?

Mercantile Bank Corporation is incorporated in Michigan (MI) and its fiscal year ends on December 31.

What is the business address and phone number for Mercantile Bank Corporation?

The business address is 310 Leonard Street NW, Grand Rapids, MI 49504, and the phone number is 616 406-3000.

Filing Stats: 702 words · 3 min read · ~2 pages · Grade level 11.9 · Accepted 2025-10-21 08:59:47

Filing Documents

02

Item 2.02 Results of Operations and Financial Condition. Earnings Release On October 21, 2025, Mercantile Bank Corporation (the "Company") issued a press release announcing earnings and other financial results for the quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report and incorporated here by reference.

01

Item 7.01 Regulation FD Disclosure. The Company has prepared presentation materials (the "Conference Call & Webcast Presentation") that management intends to use during its previously announced Third Quarter 2025 conference call on Tuesday, October 21, 2025 at 10:00 am Eastern Time, and from time to time thereafter in presentations about the Company's operations and performance. The Company may use the Conference Call & Webcast Presentation, possibly with modifications, in presentations to current and potential investors, analysts, lenders, business partners, acquisition candidates, customers, employees and others with an interest in the Company and its business. A copy of the Conference Call & Webcast Presentation is furnished as Exhibit 99.2 to this report and incorporated here by reference. The Conference Call & Webcast Presentation is also available on the Company's website at http://ir.mercbank.com. Materials on the Company's website are not part of or incorporated by reference into this report. In accordance with General Instruction B.2 of Form 8-K, the information in this Current Report on Form 8-K, including Exhibits 99.1 and 99.2, shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits. Exhibit Number Description 99.1 Press release of Mercantile Bank Corporation dated October 21, 2025, reporting financial results and earnings for the quarter ended September 30, 2025. 99.2 Mercantile Bank Corporation Conference Call & Webcast Presentation dated October 21, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) 2

Signatures

Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Mercantile Bank Corporation By: /s/ Charles E. Christmas Charles E. Christmas Executive Vice President, Chief Financial Officer and Treasurer Date: October 21, 2025 3

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