Farmers National Banc Corp. Files 8-K

Ticker: FMNB · Form: 8-K · Filed: Oct 22, 2025 · CIK: 709337

Sentiment: neutral

Topics: financial-results, operations, disclosure

Related Tickers: FNBG

TL;DR

FNBG filed an 8-K on Oct 22, 2025, detailing financial results and operations.

AI Summary

Farmers National Banc Corp. filed an 8-K on October 22, 2025, reporting on its results of operations and financial condition. The filing also includes information related to Regulation FD disclosure and financial statements and exhibits. The company, incorporated in Ohio, is a commercial bank with its principal executive offices located in Canfield, Ohio.

Why It Matters

This 8-K filing provides an update on Farmers National Banc Corp.'s financial performance and operational status, which is crucial for investors to assess the company's health and future prospects.

Risk Assessment

Risk Level: low — This is a routine 8-K filing reporting financial information and does not indicate any unusual or significant risks.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to report on Farmers National Banc Corp.'s results of operations and financial condition, as well as to provide Regulation FD disclosures and financial statements and exhibits.

When was the earliest event reported in this filing?

The earliest event reported in this filing occurred on October 22, 2025.

What is the state of incorporation for Farmers National Banc Corp.?

Farmers National Banc Corp. is incorporated in Ohio.

Where are the principal executive offices of Farmers National Banc Corp. located?

The principal executive offices of Farmers National Banc Corp. are located at 20 South Broad Street, P.O. Box 555, Canfield, Ohio 44406-0555.

What is the telephone number for Farmers National Banc Corp.?

The telephone number for Farmers National Banc Corp. is (330) 533-3341.

Filing Stats: 1,990 words · 8 min read · ~7 pages · Grade level 12.9 · Accepted 2025-10-22 07:46:43

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On October 22, 2025, Farmers National Banc Corp. (the "Company") announced earnings for the quarter ended September 30, 2025. A copy of the press release and certain financial information for this period is attached as Exhibit 99.1 hereto and incorporated by reference herein. Also on October 22, 2025, the Company first provided investors with a supplemental presentation regarding third quarter earnings and other current financial information, attached as Exhibit 99.2 hereto and incorporated by reference herein. Pursuant to General Instruction B.2 of Current Report on Form 8-K, the information in this Item 2.02 and Exhibits 99.1 and 99.2 is being furnished and shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liability of that section. Furthermore, the information in this Item 2.02 and Exhibits 99.1 and 99.2 shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended (the "Securities Act") except as may be expressly set forth by specific reference in such filing.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On October 22, 2025, the Company announced earnings for the quarter ended September 30, 2025 and first provided investors with a supplemental presentation regarding third quarter earnings and other current financial information. A copy of the press release and certain financial information is attached as Exhibit 99.1 and incorporated by reference herein, and a copy of the supplemental investor presentation is attached as Exhibit 99.2 hereto and incorporated by reference herein. Also on October 22, 2025, the Company issued a joint press release announcing that it had entered into an Agreement and Plan of Merger (the "Merger Agreement") with Middlefield Banc Corp., an Ohio corporation and bank holding company ("Middlefield"), providing for, among other things, the merger of Middlefield with and into the Company (the "Merger"). Also on October 22, 2025, the Company first provided investors with a supplemental presentation regarding the Merger. A copy of the press release announcing the proposed Merger is attached hereto as Exhibit 99.3 and incorporated herein by reference and a copy of the supplemental presentation regarding the Merger is attached as Exhibit 99.4 hereto and incorporated by reference herein. Pursuant to General Instruction B.2 of Current Report on Form 8-K, each of the press releases and presentations are furnished herein, as part of this Item 7.01, as Exhibits 99.1, 99.2, 99.3, and 99.4, respectively, and shall not be deemed to be "filed" for purposes of Section 18 of the Exchange Act, or otherwise subject to the liability of that section. Furthermore, the information in this Item 7.01 and Exhibits 99.1, 99.2, 99.3, and 99.4 shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act, except as may be expressly set forth by specific reference in such filing. Important Additional Information About the Merger. In connection with the proposed Merger, the Company wi

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit Number Description 99.1 Press Release, dated October 22, 2025 99.2 Investor Presentation, dated October 22, 2025 99.3 Joint Press Release, dated October 22, 2025 99.4 Investor Presentation, dated October 22, 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Farmers National Banc Corp. By: /s/ Kevin J. Helmick Kevin J. Helmick President and Chief Executive Officer Date: October 22, 2025

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