United Community Banks Files 8-K on Financials

Ticker: UCB · Form: 8-K · Filed: Oct 22, 2025 · CIK: 857855

Sentiment: neutral

Topics: financial-results, operations, disclosure

Related Tickers: UCB

TL;DR

UCB filed an 8-K on Oct 22, 2025, detailing financial results and operations.

AI Summary

United Community Banks, Inc. filed an 8-K on October 22, 2025, reporting on its results of operations and financial condition. The filing also includes Regulation FD disclosures and financial statements and exhibits. The company is incorporated in Georgia and headquartered in Greenville, South Carolina.

Why It Matters

This 8-K filing provides investors with crucial updates on United Community Banks' financial performance and operational status, impacting their investment decisions.

Risk Assessment

Risk Level: low — This filing is a standard 8-K reporting routine financial and operational information, not indicating any immediate or significant risks.

Key Players & Entities

FAQ

What specific financial results are detailed in this 8-K filing?

The filing indicates it covers 'Results of Operations and Financial Condition' but does not provide specific figures within the provided text.

What is the primary purpose of this 8-K filing for United Community Banks, Inc.?

The primary purpose is to report on the company's results of operations and financial condition, along with Regulation FD disclosures and financial statements/exhibits.

When was this 8-K report filed?

The report was filed on October 22, 2025.

Where is United Community Banks, Inc. headquartered?

The company's principal executive offices are located at 200 East Camperdown Way, Greenville, South Carolina.

What is the Commission file number for United Community Banks, Inc.?

The Commission file number for United Community Banks, Inc. is 001-35095.

Filing Stats: 711 words · 3 min read · ~2 pages · Grade level 9.9 · Accepted 2025-10-22 07:38:59

Key Financial Figures

Filing Documents

02

Item 2.02 Results of Operations and Financial Condition. On October 22, 2025, United Community Banks, Inc. ("United") issued a press release announcing financial results for its third fiscal quarter of 2025. The press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information furnished pursuant to this

02, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act

Item 2.02, including Exhibit 99.1, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act") or otherwise subject to the liabilities under Section 18 of the Exchange Act and shall not be deemed to be incorporated by reference into any filing of the Company under the Securities Act of 1933 or the Exchange Act.

01

Item 7.01 Regulation FD Disclosure. On October 22, 2025, United will hold an earnings conference call and webcast at 9:00 a.m. (Eastern Time) to discuss financial results for its third fiscal quarter of 2025. The press release referenced above in Item 2.02 contains information about how to access the conference call and webcast. A copy of the slide presentation to be used during the earnings call and webcast is furnished as Exhibit 99.2 to this Current Report on Form 8-K. The slide presentation also will be available on our website, www.ucbi.com , under the "Investor Relations – Events and Presentations" section. The information furnished pursuant to this Item 7.01, including Exhibit 99.2, shall not be deemed "filed" for purposes of Section 18 of the Exchange Act or otherwise of the Company under the Securities Act of 1933 or the Exchange Act.

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits EXHIBIT INDEX Exhibit No. Description 99.1 United Community Banks, Inc. Press Release, dated October 22, 2025. 99.2 Slide presentation to be used during October 22, 2025 earnings call. 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNITED COMMUNITY BANKS, INC. By: / s / Jefferson L. Harralson Jefferson L. Harralson Executive Vice President and Chief Financial Officer Date: October 22, 2025

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