Peoples Bancorp Inc. Files 8-K on Financials

Ticker: PEBO · Form: 8-K · Filed: Oct 27, 2025 · CIK: 318300

Sentiment: neutral

Topics: financial-condition, results-of-operations, filing

Related Tickers: PEBO

TL;DR

PEBO filed an 8-K on Oct 27th detailing financial results and condition.

AI Summary

Peoples Bancorp Inc. filed an 8-K on October 27, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and exhibits, with the earliest event reported being October 21, 2025. The company is incorporated in Ohio and headquartered in Marietta.

Why It Matters

This 8-K filing provides an update on Peoples Bancorp Inc.'s financial performance and condition, which is crucial for investors to assess the company's health and future prospects.

Risk Assessment

Risk Level: low — This filing is a routine disclosure of financial information and does not indicate any unusual risks or events.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to report on Peoples Bancorp Inc.'s Results of Operations and Financial Condition, and to include Financial Statements and Exhibits.

When was this 8-K report filed?

This 8-K report was filed on October 27, 2025.

What is the earliest date of an event reported in this filing?

The earliest event reported in this filing is dated October 21, 2025.

Where is Peoples Bancorp Inc. headquartered?

Peoples Bancorp Inc. is headquartered at 138 Putnam Street, PO Box 738, Marietta, Ohio 45750-0738.

In which state is Peoples Bancorp Inc. incorporated?

Peoples Bancorp Inc. is incorporated in Ohio.

Filing Stats: 1,732 words · 7 min read · ~6 pages · Grade level 12 · Accepted 2025-10-27 12:43:44

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition On October 21, 2025, management of Peoples Bancorp Inc. ("Peoples") conducted a facilitated conference call at approximately 11:00 a.m., Eastern Standard Time, to discuss results of operations for the quarter ended September 30, 2025. A replay of the conference call audio will be available on Peoples' website, www.peoplesbancorp.com, in the "Investor Relations" section for one year. A copy of the transcript of the conference call is included as Exhibit 99.1 to this Current Report on Form 8-K. The information contained in this Item 2.02 and Exhibit 99.1 included with this Current Report on Form 8-K, is being furnished pursuant to Item 2.02 and shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section, nor shall such information be deemed to be incorporated by reference in any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as otherwise stated in such filing. During the conference call, management referred to non-Generally Accepted Accounting Principles ("US GAAP") financial measures that are used by management to provide information useful to investors in understanding Peoples' operating performance and trends, and to facilitate comparisons with the performance of Peoples' peers. The following tables show the differences between the non-US GAAP financial measures referred to during the conference call and the most directly comparable US GAAP-based financial measures. Three Months Ended Nine Months Ended September 30, June 30, September 30, September 30, (Dollars in thousands) 2025 2025 2024 2025 2024 Efficiency ratio: Total non-interest expense $ 69,894 $ 70,362 $ 66,090 $ 211,043 $ 203,313 Less: amortization of other intangible assets 2,211 2,211 2,786 6,635 8,361 Adjusted total non-interest expen

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits a) - c) Not applicable d) Exhibits See Index to Exhibits below. INDEX TO EXHIBITS Exhibit Number Description 99.1 Transcript of conference call conducted by management of Peoples Bancorp Inc. on October 21, 2025 to discuss results of operations for the quarter ended September 30, 2025 104 Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. PEOPLES BANCORP INC. Date: October 27, 2025 By:/s/ KATHRYN BAILEY Kathryn Bailey Executive Vice President, Chief Financial Officer and Treasurer

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