Ameris Bancorp Files 8-K on Financials

Ticker: ABCB · Form: 8-K · Filed: Oct 27, 2025 · CIK: 351569

Sentiment: neutral

Topics: financial-results, operations, disclosure

Related Tickers: ABCB

TL;DR

Ameris Bancorp dropped an 8-K on 10/27/25 covering financials and operations.

AI Summary

Ameris Bancorp filed an 8-K on October 27, 2025, reporting on its results of operations and financial condition. The filing also included Regulation FD disclosures and financial statements and exhibits. The company, incorporated in Georgia with its principal executive offices in Atlanta, is a commercial bank.

Why It Matters

This 8-K filing provides crucial updates on Ameris Bancorp's financial performance and operational results, which are important for investors to assess the company's current health and future prospects.

Risk Assessment

Risk Level: low — This filing is a routine 8-K reporting on financial results and operations, not indicating any immediate or significant new risks.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing for Ameris Bancorp?

The primary purpose is to report on Ameris Bancorp's Results of Operations and Financial Condition, as well as to provide Regulation FD Disclosures and Financial Statements and Exhibits.

On what date was this 8-K report filed or effective?

The report was filed as of October 27, 2025.

In which state is Ameris Bancorp incorporated?

Ameris Bancorp is incorporated in Georgia.

What is the business address of Ameris Bancorp?

The business address is 3490 Piedmont Road N.E., Suite 1550, Atlanta, Georgia 30305.

What is the SIC code for Ameris Bancorp?

The Standard Industrial Classification (SIC) code for Ameris Bancorp is 6022, which corresponds to STATE COMMERCIAL BANKS.

Filing Stats: 650 words · 3 min read · ~2 pages · Grade level 10.1 · Accepted 2025-10-27 16:16:34

Key Financial Figures

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On October 27, 2025 , Ameris Bancorp (the "Company") issued a press release announcing its unaudited financial results for the quarter ended September 30, 2025. A copy of that press release is attached to this Current Report on Form 8-K (this "Report") as Exhibit 99.1. The information contained in this Item 2.02 and in Exhibit 99.1 attached to this Report is being furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of such section. Furthermore, such information shall not be deemed to be incorporated by reference into any registration statement or other document filed pursuant to the Securities Act of 1933, as amended.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. A copy of the investor presentation material that the Company will present regarding its earnings during the teleconference beginning at 9:00 a.m. Eastern time on October 28, 2025 is attached to this Report as Exhibit 99.2. The investor presentation material is also available on the "Investor Relations" page of the Company's website (http://www.amerisbank.com). The information contained in this Item 7.01 and in Exhibit 99.2 attached to this Report is being furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of such section. Furthermore, such information shall not be deemed to be incorporated by reference into any registration statement or other document filed pursuant to the Securities Act of 1933, as amended.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits . 99.1 Press Release Dated October 27, 2025 99.2 Investor Presentation re: 3rd Quarter 2025 Results 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. AMERIS BANCORP By: /s/ Nicole S. Stokes Nicole S. Stokes Chief Financial Officer Date: October 27, 2025

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