First Community Bankshares Files 8-K

Ticker: FCBC · Form: 8-K · Filed: Oct 28, 2025 · CIK: 859070

Sentiment: neutral

Topics: financial-condition, operations, filing

Related Tickers: FCBC

TL;DR

FCBC dropped an 8-K on 10/28/25 covering financials and other events.

AI Summary

First Community Bankshares, Inc. (FCBC) filed an 8-K on October 28, 2025, reporting on its results of operations and financial condition, as well as other events. The filing also includes financial statements and exhibits. The company is incorporated in Virginia and its fiscal year ends on December 31.

Why It Matters

This 8-K filing provides an update on the company's financial performance and operational events, which is crucial for investors to assess the bank's current health and future prospects.

Risk Assessment

Risk Level: low — This filing is a routine 8-K reporting on financial condition and other events, not indicating any immediate or significant risks.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to report on the Results of Operations and Financial Condition, Other Events, and to include Financial Statements and Exhibits for First Community Bankshares, Inc.

When was the earliest event reported in this filing?

The earliest event reported in this filing occurred on October 28, 2025.

In which state is First Community Bankshares, Inc. incorporated?

First Community Bankshares, Inc. is incorporated in Virginia.

What is the IRS Employer Identification Number (EIN) for First Community Bankshares, Inc.?

The IRS Employer Identification Number (EIN) for First Community Bankshares, Inc. is 55-0694814.

What is the principal executive office address for First Community Bankshares, Inc.?

The principal executive office address for First Community Bankshares, Inc. is P.O. Box 989, Bluefield, Virginia, 24605-0989.

Filing Stats: 631 words · 3 min read · ~2 pages · Grade level 10.7 · Accepted 2025-10-28 16:35:28

Key Financial Figures

Filing Documents

02

Item 2.02 Results of Operations and Financial Condition. On October 28, 2025, First Community Bankshares, Inc. (the "Company") announced by press release its earnings for the third quarter of 2025. A copy of the press release is attached hereto as Exhibit 99.1.

01

Item 8.01 Other Events. On October 28, 2025, the Company announced by press release its quarterly cash dividend to common shareholders of thirty-one cents, $0.31 per common share, payable on or about November 28, 2025, to shareholders of record on November 14, 2025. A copy of the press release is attached hereto as Exhibit 99.1.

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) The following exhibit is included with this report: Exhibit No. Exhibit Description 99.1 104 Earnings release dated October 28, 2025. Cover Page Interactive Data File (formatted as Inline XBRL).

Forward-Looking Statements

Forward-Looking Statements This Current Report on Form 8-K contains forward-looking statements. These forward-looking statements are based on current expectations that involve risks, uncertainties, and assumptions. Should one or more of these risks or uncertainties materialize or should underlying assumptions prove incorrect, actual results may differ materially. These risks include: changes in business or other market conditions; the timely development, production and acceptance of new products and services; the challenge of managing asset/liability levels; the management of credit risk and interest rate risk; the difficulty of keeping expense growth at modest levels while increasing revenues; and other risks detailed from time to time in the Company's Securities and Exchange Commission reports, including but not limited to the Annual Report on Form 10-K for the most recent year ended. Pursuant to the Private Securities Litigation Reform Act of 1995, the Company does not undertake to update forward-looking statements to reflect circumstances or events that occur after the date the forward-looking statements are made.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST COMMUNITY BANKSHARES, INC. Date: October 28, 2025 By: /s/ David D. Brown David D. Brown Chief Financial Officer

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