Uwharrie Capital Corp Files 8-K

TL;DR

UWHARRIE CAPITAL CORP FILED AN 8-K ON OCT 28TH - NO DETAILS YET

AI Summary

Uwharrie Capital Corp filed an 8-K on October 29, 2025, reporting on its results of operations and other events as of October 28, 2025. The filing does not contain specific financial figures or details about the 'other events'.

Why It Matters

This 8-K filing indicates that Uwharrie Capital Corp has reported on its operational results and other significant events, which could impact investors' understanding of the company's current status.

Risk Assessment

Risk Level: low — The filing is a standard 8-K report with no immediate indication of significant financial distress or positive developments.

Key Players & Entities

• Uwharrie Capital Corp (company) — Registrant
• October 28, 2025 (date) — Date of earliest event reported
• October 29, 2025 (date) — Date of report
• North Carolina (location) — State of Incorporation
• Albemarle (location) — City of Principal Executive Offices

FAQ

Key Financial Figures

• $1.22 billion — t reported consolidated total assets of $1.22 billion at September 30, 2025, compared to $1.1
• $1.13 billion — lion at September 30, 2025, compared to $1.13 billion at December 31, 2024. Net income for
• $8.3 million — th period ended September 30, 2025, was $8.3 million versus $7.6 million for the same period
• $7.6 million — ember 30, 2025, was $8.3 million versus $7.6 million for the same period in 2024. For the ni
• $7.8 m — me available to common shareholders was $7.8 million, or $1.08 per share, compared to
• $1.08 — ommon shareholders was $7.8 million, or $1.08 per share, compared to $7.2 million, or
• $7.2 m — illion, or $1.08 per share, compared to $7.2 million, or $0.97 per share, for the nine
• $0.97 — per share, compared to $7.2 million, or $0.97 per share, for the nine months ended Se
• $2.9 million — th period ended September 30, 2025, was $2.9 million versus $3.0 million for the same period
• $3.0 million — ember 30, 2025, was $2.9 million versus $3.0 million for the same period in 2024. For the th
• $2.7 m — me available to common shareholders was $2.7 million, or $0.38 per share, compared to
• $0.38 — ommon shareholders was $2.7 million, or $0.38 per share, compared to $2.9 million, or
• $2.9 m — illion, or $0.38 per share, compared to $2.9 million, or $0.39 per share, for the thre
• $0.39 — per share, compared to $2.9 million, or $0.39 per share, for the three months ended S

Filing Documents

• uwhr-20251028.htm (8-K) — 52KB
• uwhr-ex99_1.htm (EX-99.1) — 12KB
• img205731513_0.jpg (GRAPHIC) — 20KB
• 0001193125-25-255527.txt ( ) — 195KB
• uwhr-20251028.xsd (EX-101.SCH) — 23KB
• uwhr-20251028_htm.xml (XML) — 4KB

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On October 29, 2025, Uwharrie Capital Corp (the "Registrant") announced financial results for the period ended September 30, 2025. The Registrant reported consolidated total assets of $1.22 billion at September 30, 2025, compared to $1.13 billion at December 31, 2024. Net income for the nine-month period ended September 30, 2025, was $8.3 million versus $7.6 million for the same period in 2024. For the nine months ended September 30, 2025, net income available to common shareholders was $7.8 million, or $1.08 per share, compared to $7.2 million, or $0.97 per share, for the nine months ended September 30, 2024. Net income available to common shareholders takes into consideration the payment of dividends on preferred stock issued by the Registrant. Net income for the three-month period ended September 30, 2025, was $2.9 million versus $3.0 million for the same period in 2024. For the three months ended September 30, 2025, net income available to common shareholders was $2.7 million, or $0.38 per share, compared to $2.9 million, or $0.39 per share, for the three months ended September 30, 2024.

01 Other Events

Item 8.01 Other Events. On October 28, 2025, the Uwharrie Capital Corp Board of Directors declared a 3% stock dividend to be paid to common stock shareholders on December 1, 2025. Current and prior year earnings per share reported above in Item 2.02 have been adjusted retroactively for the 3% stock dividend. A copy of the press release (the "Press Release") announcing the Registrant's results is attached as Exhibit 99.1 and incorporated by reference herein. This Current Report on Form 8-K (including information included or incorporated by reference herein) may contain, among other things, certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, including, without limitation, (i) statements regarding certain of the Registrant's goals and expectations with respect to earnings, income per share, revenue, expenses and the growth rate in such items, as well as other measures of economic performance, including statements relating to estimates of credit quality trends, and (ii) statements preceded by, followed by or that include the words "may," "could," "should," "would," "believe," "anticipate," "estimate," "expect," "intend," "plan," "projects," "outlook" or similar expressions. These statements are based upon the current belief and expectations of the Registrant's management and are subject to significant risks and uncertainties that are subject to change based on various factors (many of which are beyond the Registrant's control).

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description 99.1 Press Release dated October 29, 2025 104 Cover page interactive data file (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. UWHARRIE CAPITAL CORP Date: October 29, 2025 By: /s/ Heather H. Almond Heather H. Almond Principal Financial Officer