GM Financial Trust 2025-4 Enters Material Agreement
| Field | Detail |
|---|---|
| Company | Gm Financial Consumer Automobile Receivables Trust 2025-4 |
| Form Type | 8-K |
| Filed Date | Oct 30, 2025 |
| Risk Level | medium |
| Pages | 4 |
| Reading Time | 5 min |
| Key Dollar Amounts | $152,000,000, $229,150,000, $100,000,000, $329,150,000, $61,140,000 |
| Sentiment | neutral |
Sentiment: neutral
Topics: securitization, auto-loans, financing
TL;DR
GM Financial just dropped an 8-K on a new auto loan trust deal. Big funding move.
AI Summary
GM Financial Consumer Automobile Receivables Trust 2025-4, a securitization trust, entered into a material definitive agreement on October 28, 2025, related to auto loans. This filing is an 8-K, indicating significant corporate events.
Why It Matters
This filing signals a new financial transaction by GM Financial, likely involving the securitization of auto loans, which impacts its funding and liquidity.
Risk Assessment
Risk Level: medium — Securitization transactions can introduce complexity and potential risks related to asset performance and market conditions.
Key Players & Entities
- GM Financial Consumer Automobile Receivables Trust 2025-4 (company) — Securitization trust
- AFS Sensub Corp. (company) — Filer and former company name
- Americredit Financial Services Inc (company) — Former company name and address provider
FAQ
What specific material definitive agreement was entered into by GM Financial Consumer Automobile Receivables Trust 2025-4?
The filing indicates the entry into a material definitive agreement on October 28, 2025, but the specific details of the agreement are not provided in this summary.
What is the primary asset class involved in this GM Financial trust?
The primary asset class is Auto loans, as indicated by the 'ABS ASSET CLASS: Auto loans' field.
Who is the filer for this 8-K filing?
The filer is listed as AFS Sensub Corp., with GM Financial Consumer Automobile Receivables Trust 2025-4 also identified as a key entity.
What is the business address associated with these entities?
The business address for both AFS Sensub Corp. and GM Financial Consumer Automobile Receivables Trust 2025-4 is C/O AMERICREDIT FINANCIAL SERVICES INC, 801 CHERRY ST STE 3500, FORT WORTH, TX 76102.
When was this 8-K form filed?
This 8-K form was filed on October 30, 2025.
Filing Stats: 1,280 words · 5 min read · ~4 pages · Grade level 10.3 · Accepted 2025-10-30 14:35:26
Key Financial Figures
- $152,000,000 — 25-4 (the " Issuing Entity "), to issue $152,000,000 Class A-1 3.986% Asset Backed Notes (th
- $229,150,000 — Backed Notes (the " Class A-1 Notes "), $229,150,000 Class A-2-A 3.88% Asset Backed Notes (t
- $100,000,000 — cked Notes (the " Class A-2-A Notes "), $100,000,000 Floating Rate Asset Backed Notes (the "
- $329,150,000 — cked Notes (the " Class A-2-B Notes "), $329,150,000 Class A-3 3.84% Asset Backed Notes (the
- $61,140,000 — Backed Notes (the " Class A-3 Notes "), $61,140,000 Class A-4 3.93% Asset Backed Notes (the
- $14,810,000 — Backed Notes (the " Class A-4 Notes "), $14,810,000 Class B 4.16% Asset Backed Notes (the "
- $13,890,000 — acked Notes (the " Class B Notes ") and $13,890,000 Class C 4.36% Asset Backed Notes (the "
Filing Documents
- d67327d8k.htm (8-K) — 26KB
- d67327dex11.htm (EX-1.1) — 224KB
- d67327dex41.htm (EX-4.1) — 661KB
- d67327dex42.htm (EX-4.2) — 289KB
- d67327dex43.htm (EX-4.3) — 441KB
- d67327dex101.htm (EX-10.1) — 132KB
- d67327dex106.htm (EX-10.6) — 221KB
- d67327dex361.htm (EX-36.1) — 6KB
- 0001193125-25-258271.txt ( ) — 2002KB
Financial Statements, Pro Forma Financial Information and Exhibits
Financial Statements, Pro Forma Financial Information and Exhibits . (a)Not applicable. (b)Not applicable. (c)Not applicable. (d)Exhibits: 1.1Underwriting Agreement, dated as of October 28, 2025, among GM Financial, as Sponsor, AFS SenSub, as Seller, and the Representative. 4.1Indenture, dated as of November 5, 2025, between the Issuing Entity and BNYM, as Trustee and Trust Collateral Agent. 4.2Amended and Restated Trust Agreement, dated as of November 5, 2025, between AFS SenSub and WTC, as Owner Trustee. 4.3 Sale and Servicing Agreement, dated as of November 5, 2025, among the Issuing Entity, GM Financial, as Servicer, AFS SenSub and BNYM, as Trust Collateral Agent. 10.1Purchase Agreement, dated as of November 5, 2025, between GM Financial, as Seller, and AFS SenSub, as Purchaser. 10.6Asset Representations Review Agreement, dated as of November 5, 2025, among the Issuing Entity, GM Financial, as Servicer, and Clayton, as Asset Representations Reviewer. 10.7Second Amended and Restated Servicing Agreement, dated as of January 1, 2006, between AmeriCredit Financial Services, Inc. and General Motors Financial of Canada, Ltd. (see Exhibit 10.3 to Form SF-3 filed on January 8, 2024, in connection with Registration Statement No. 333-275606, which is incorporated by reference herein). 36.1Depositor certification for shelf offerings of asset-backed securities.
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2025-4 By: AmeriCredit Financial Services, Inc. d/b/a GM Financial, as Servicer By: /s/ Frank E. Brown III Name:Frank E. Brown III Title:Senior Vice President, Corporate Counsel and Secretary Dated: October 30, 2025