GM Financial Trust 2025-4 Files 8-K
| Field | Detail |
|---|---|
| Company | Gm Financial Consumer Automobile Receivables Trust 2025-4 |
| Form Type | 8-K |
| Filed Date | Nov 6, 2025 |
| Risk Level | low |
| Pages | 5 |
| Reading Time | 6 min |
| Key Dollar Amounts | $152,000,000, $229,150,000, $100,000,000, $329,150,000, $61,140,000 |
| Sentiment | neutral |
Sentiment: neutral
Topics: asset-backed-securities, auto-loans, definitive-agreement
TL;DR
GM Financial's auto loan trust is making moves, filing a material agreement. Watch this space.
AI Summary
GM Financial Consumer Automobile Receivables Trust 2025-4 filed an 8-K on November 6, 2025, to report the entry into a material definitive agreement. The filing pertains to asset-backed securities, specifically auto loans, and is related to GM Financial.
Why It Matters
This filing indicates a new financial agreement or transaction related to auto loan securitization by GM Financial, which could impact the availability of auto financing.
Risk Assessment
Risk Level: low — The filing is a standard disclosure of a definitive agreement for an asset-backed securities trust, not indicating any immediate financial distress or significant operational change.
Key Players & Entities
- GM Financial Consumer Automobile Receivables Trust 2025-4 (company) — Filer of the 8-K
- AFS SENSUB CORP. (company) — Former company name related to the filer
- AMERICREDIT FINANCIAL SERVICES INC (company) — Mailing and business address provider
FAQ
What specific material definitive agreement was entered into by GM Financial Consumer Automobile Receivables Trust 2025-4?
The filing does not specify the exact nature of the material definitive agreement, only that one was entered into.
What is the primary asset class for the GM Financial Consumer Automobile Receivables Trust 2025-4?
The primary asset class is Auto loans.
When was this 8-K filing submitted?
The filing was submitted on November 6, 2025.
Who is listed as the provider of the business and mailing address for the trust?
Americredit Financial Services Inc. is listed as the provider of the business and mailing address.
What is the SIC code associated with GM Financial Consumer Automobile Receivables Trust 2025-4?
The SIC code is 6189, which corresponds to Asset-Backed Securities.
Filing Stats: 1,381 words · 6 min read · ~5 pages · Grade level 10 · Accepted 2025-11-06 13:33:24
Key Financial Figures
- $152,000,000 — 25-4 (the " Issuing Entity "), to issue $152,000,000 Class A-1 3.986% Asset Backed Notes (th
- $229,150,000 — Backed Notes (the " Class A-1 Notes "), $229,150,000 Class A-2-A 3.88% Asset Backed Notes (t
- $100,000,000 — cked Notes (the " Class A-2-A Notes "), $100,000,000 Floating Rate Asset Backed Notes (the "
- $329,150,000 — cked Notes (the " Class A-2-B Notes "), $329,150,000 Class A-3 3.84% Asset Backed Notes (the
- $61,140,000 — Backed Notes (the " Class A-3 Notes "), $61,140,000 Class A-4 3.93% Asset Backed Notes (the
- $14,810,000 — Backed Notes (the " Class A-4 Notes "), $14,810,000 Class B 4.16% Asset Backed Notes (the "
- $13,890,000 — acked Notes (the " Class B Notes ") and $13,890,000 Class C 4.36% Asset Backed Notes (the "
Filing Documents
- d67327d8k.htm (8-K) — 29KB
- d67327dex41.htm (EX-4.1) — 661KB
- d67327dex42.htm (EX-4.2) — 290KB
- d67327dex43.htm (EX-4.3) — 4765KB
- d67327dex101.htm (EX-10.1) — 4273KB
- d67327dex106.htm (EX-10.6) — 222KB
- 0001193125-25-268823.txt ( ) — 10241KB
Financial Statements, Pro Forma Financial Information and Exhibits
Financial Statements, Pro Forma Financial Information and Exhibits . (a) Not applicable. (b) Not applicable. (c) Not applicable. (d) Exhibits: 1.1 Underwriting Agreement, dated as of October 28, 2025, among GM Financial, as Sponsor, AFS SenSub, as Seller, and the Representative (see Exhibit 1.1 to Form 8-K filed on October 30, 2025, in connection with Registration 4.1 Indenture, dated as of November 5, 2025, between the Issuing Entity and BNYM, as Trustee and Trust Collateral Agent. 4.2 Amended and Restated Trust Agreement, dated as of November 5, 2025, between AFS SenSub and WTC, as Owner Trustee. 4.3 Sale and Servicing Agreement, dated as of November 5, 2025, among the Issuing Entity, GM Financial, as Servicer, AFS SenSub and BNYM, as Trust Collateral Agent. 5.1 Opinion of Katten Muchin Rosenman LLP with respect to validity (see Exhibit 5.1 to Form 8-K filed on November 5, 2025, in connection with Registration Statement Nos. 333-275606 and 333-275606-07, which is incorporated by reference herein). 8.1 Opinion of Katten Muchin Rosenman LLP with respect to tax matters (see Exhibit 8.1 to Form 8-K filed on November 5, 2025, in connection with Registration Statement Nos. 333-275606 and 333-275606-07, which is incorporated by reference herein). 10.1 Purchase Agreement, dated as of November 5, 2025, between GM Financial, as Seller, and AFS SenSub, as Purchaser. 10.6 Asset Representations Review Agreement, dated November 5, 2025, among the Issuing Entity, GM Financial, as Servicer, and Clayton, as Asset Representations Reviewer. 10.7 Second Amended and Restated Servicing Agreement, dated as of January 1, 2006, between AmeriCredit Financial Services, Inc. and General Motors Financial of Canada, Ltd. (see Exhibit 10.3 to Form SF-3 filed on January 8, 2024, in connection with Registration Statement No. 333-275606, which is incorporated by reference here
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. GM FINANCIAL CONSUMER AUTOMOBILE RECEIVABLES TRUST 2025-4 By: AmeriCredit Financial Services, Inc. d/b/a GM Financial, as Servicer By: /s/ Frank E. Brown III Name: Frank E. Brown III Title: Senior Vice President, Corporate Counsel and Secretary Dated: November 6, 2025 4