Woori Financial Group Files 3Q 2025 Business Report

TL;DR

Woori Financial Group dropped its Q3 2025 report, check the numbers.

AI Summary

Woori Financial Group Inc. filed a Form 6-K on November 14, 2025, to report on its business for the month of November 2025. The filing includes a summary of its 2025 Third Quarter Business Report and related review reports for both consolidated and separate financial statements.

Why It Matters

This filing provides investors with an update on Woori Financial Group's performance and financial health for the third quarter of 2025, enabling informed investment decisions.

Risk Assessment

Risk Level: low — This is a routine filing providing business and financial report summaries, not indicating any immediate material changes or risks.

Key Players & Entities

• Woori Financial Group Inc. (company) — Filer of the report
• 2025 Third Quarter (date) — Reporting period for the business report
• November 2025 (date) — Reporting month for the Form 6-K

FAQ

Filing Documents

• d61394d6k.htm (6-K) — 404KB
• d61394dex991.htm (EX-99.1) — 3666KB
• d61394dex992.htm (EX-99.2) — 954KB
• 0001193125-25-282285.txt ( ) — 5026KB

From the Filing

Form 6-K Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2025 Commission File Number: 001-31811 Woori Financial Group Inc. (Translation of registrant's name into English) 51, Sogong-ro, Jung-gu, Seoul, 04632, Korea (Address of principal executive office) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. Form 20-F Form 40-F Table of Contents Index 1. Summary of 2025 Third Quarter Business Report 2. Exhibit 99.1 Woori Financial Group Review Report for 2025 3Q (Consolidated) 3. Exhibit 99.2 Woori Financial Group Review Report for 2025 3Q (Separate) 2 Table of Contents Summary of 2025 Third Quarter Business Report Table of Contents I. INTRODUCTION OF THE COMPANY 5 II. BUSINESS OVERVIEW 5 1. Results of Operations 5 2. Funding Sources and Uses of Funds 5 3. Other Information Necessary for Making Investment Decisions 6 III. FINANCIAL INFORMATION 11 1. Condensed Financial Statements (Consolidated) 11 2. Condensed Financial Statements (Separate) 13 3. Dividend Information 15 IV. INDEPENDENT AUDITOR'S OPINION 15 1. Independent Auditor's Opinion 15 2. Compensation to the Independent Auditor 16 V. CORPORATE GOVERNANCE 17 VI. SHAREHOLDER INFORMATION 17 1. Share Distribution 17 2. Stock Price and Stock Market Performance 18 VII. DIRECTORS AND EMPLOYEE INFORMATION 19 1. Directors and Executives 19 2. Employee Status 20 3. Directors' Compensation 20 VIII. INTERNAL CONTROLS 20 3 Table of Contents Except where indicated otherwise, financial information contained in this document (including the attached financial statements) has been prepared in accordance with the Korean equivalent of International Financial Reporting Standards ("Korean IFRS"), which differ in certain important respects from generally accepted accounting principles in the United States. All references to "Woori Financial Group," "we," "us" or the "Company" are to Woori Financial Group Inc. and, unless the context requires otherwise, its subsidiaries. In addition, all references to "Won" or "KRW" in this document are to the currency of the Republic of Korea. 4 Table of Contents I. Introduction of the Company This section has been omitted for quarterly business reports, pursuant to Korean regulations (revised in March 2022) that allow for such omissions. For information on this section, please refer to the Form 6-K furnished to the Securities and Exchange Commission on August 14, 2025 under the title "Summary of 2025 First Half Business Report." II. Business Overview 1. Results of Operations (units: billions of Won) Type 2025 3Q 2024 2023 Operating income 2,966 4,255 3,499 Non-operating income (expense) 614 (32 ) 18 Income before income tax 3,580 4,223 3,517 Income tax expense (-) 694 1,051 891 Net income 2,886 3,171 2,627 Controlling Interest 2,796 3,086 2,506 Non-controlling Interest 90 85 121 Note 1) Based on K-IFRS consolidated financial statements 2. Funding Sources and Uses of Funds a. Sources of Funds For the periods indicated other than as noted below (units: millions of Won, %) Classification Funding Source 2025 3Q 2024 2023 Average Balance Interest Rate Proportion Average Balance Interest Rate Proportion Average Balance Interest Rate Proportion Source Deposits 357,760,082 2.46 67.07 351,584,810 2.88 69.89 324,824,465 2.83 68.98 Borrowings 26,251,249 3.42 4.92 28,000,803 4.09 5.57 28,052,983 4.02 5.96 Debentures 49,127,331 3.64 9.21 43,989,333 4.00 8.74 42,458,653 3.55 9.02 Others 64,174,894 — 12.04 44,591,752 — 8.86 42,829,998 — 9.09 Total Liabilities 497,313,556 — 93.24 468,166,698 — 93.06 438,166,099 — 93.05 Total Equity 36,071,324 — 6.76 34,913,425 — 6.94 32,708,219 — 6.95 Total Liabilities & Equity 533,384,880 — 100.00 503,080,123 — 100.00 470,874,318 — 100.00 Note 1) Average Balance : the simple average of the balances at the start of the fiscal year and at the end of each quarter Note 2) Based on K-IFRS consolidated financial statements 5 Table of Contents b. Use of Funds For the periods indicated other than as noted below (units: millions of Won, %) Type Managed Item 2025 3Q 2024 2023 Average Balance Interest Rate Proportion Average Balance Interest Rate Proportion Average Balance Interest Rate Proportion Use Cash & Due from Banks 18,229,808 3.23 3.42 18,441,851 3.38 3.67 16,692,268 3.26 3.54 Marke

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View this 6-K filing on SEC EDGAR