Grupo Cibest S.A. 6-K Filing
Ticker: CIB · Form: 6-K · Filed: Nov 14, 2025 · CIK: 2058897
Sentiment: neutral
Filing Stats: 4,474 words · 18 min read · ~15 pages · Grade level 7.6 · Accepted 2025-11-14 16:21:35
Key Financial Figures
- $2.18 — in 3Q25, or COP 2,252.53 per share (USD $2.18 per ADR). Net income increased by 19.7%
Filing Documents
- cib-2025sep30xigcibest3q25.htm (6-K) — 492KB
- condensedconsolidatedinter.htm (EX-1) — 3063KB
- condensedseparatedinterimf.htm (EX-2) — 930KB
- image.jpg (GRAPHIC) — 12KB
- image_0.jpg (GRAPHIC) — 15KB
- image_0a.jpg (GRAPHIC) — 18KB
- logo12.jpg (GRAPHIC) — 6KB
- 0002058897-25-000052.txt ( ) — 4557KB
From the Filing
Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2025 Commission File Number 001-32535 Grupo Cibest S.A. (Translation of registrant's name into English) Cra. 48 # 26-85 Medelln, Colombia (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F. Form 20-F Form 40-F Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1)___ Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(2)___ Indicate by check mark whether the registrant by furnishing the information contained in this form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934. Yes No If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b) 82-____________ . 1 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. GRUPO CIBEST S.A. (Registrant) Date November 14, 2025 By s MAURICIO BOTERO WOLFF. Name Mauricio Botero Wolff. Title Vice President of Strategy and Finance November 14, 2025 Medellin, Colombia GRUPO CIBEST S.A. RELEASES QUARTERLY REPORT FOR THE THIRD QUARTER OF 2025 On November 6th of 2025, Grupo Cibest S.A. ("Grupo Cibest") furnished on Form 6-K a press release presenting financial information for the fiscal quarter ended September 30, 2025 (the "Press Release"). The quarterly report for the fiscal quarter ended September 30, 2025 (the "Quarterly Report") is furnished with this Form 6-K. Readers should be aware that the consolidated financial information in the Press Release, and the consolidated financial information in the Quarterly Report for the fiscal quarter ended September 30, 2025, are the same, and the Quarterly Report is being furnished solely to fulfill a legal reporting requirement in Colombia. Readers should also be aware that all financial information of Grupo Cibest that is included in the Quarterly Report was prepared in accordance with International Financial Reporting Standards. 2 Quarterly Report July - September 2025 Grupo Cibest S.A. Address Carrera 48 # 26-85 Medelln, Colombia 3 ISSUER'S CURRENT SECURITIES As of September 30, 2025 Type of Share Common Share Preferred Share Trading System Stock Exchange Stock Exchange Stock Exchanges Colombian Stock Exchange (BVC) Colombian Stock Exchange (BVC) Shares in Circulation 509,125,847 445,448,959 Shareholders 20,545 34,895 Issuance amount 509,704,584 452,122,416 Amount placed 509,704,584 452,122,416 Until May 16, the common and preferred shares of Grupo Cibest were listed on the Colombian Stock Exchange (BVC) under the issuer Bancolombia, with the ticker symbols BCOLOMBIA and PFBCOLOM. Following the corporate structure changes that took place on May 19, these shares became registered under the name Grupo Cibest, with the new ticker CIBEST and PFCIBEST, respectively. Additionally, Grupo Cibest has a Level III ADR listed on the NYSE. Each ADR represents four preferred shares. GRUPO CIBEST SHARE BUYBACK On June 9, 2025, Grupo Cibest's shareholders' meeting approved the creation of a reserve for the repurchase of shares and a share repurchase program for up to COP 1.35 trillion with a term of one year, starting from the day of approval of the program's rules by the Board of Directors. It also delegated to the Board of Directors the approval of the repurchase rules under which the administration was authorized to execute said program. Based on the above, on July 17, 2025, the repurchase program began in Colombia on the trading systems of the Colombian Stock Exchange through Valores Bancolombia S.A. Comisionista de Bolsa, and in the United States through an Enhanced Open Market Repurchase executed by Morgan Stanley Co. LLC. As of September 30, 2025, the results of the program were as follows Type of share Number of repurchased shares CIBEST (BVC) $ 578,737.00 PFCIBEST (BVC) $ 3,654,145.00 CIB (NYSE) 3,019,312* TOTAL $ 7,252,194.00 *Number of repurchased ADRs converted into preferred shares. 4 ISSUER'S CURRENT SECURITIES 4 GRUPO CIBEST SHARE BUYBACK 4 I. MANAGEMENT'S DISCUSSION ANALYSIS ON THE RESULTS OF THE OPERATION AND THE FINANCIAL SITUATION OF THE ISSUER, IN RELATION TO THE RESULTS REPORTED IN THE QUARTERLY FINANCIAL STATEMENTS 7 7 Loan Portfolio 7 Funding 7 Shareholders' Equity 8 Consolidated Income Statement 8 Net Interest Income Interest Margin 8 Fees And Income From Services 9 Other Oper