Toyota Motor Credit Corp. Files 8-K on Agreements

TL;DR

TMCC signed new debt agreements and terminated old ones on Nov 14, 2025. Details scarce.

AI Summary

Toyota Motor Credit Corporation (TMCC) entered into a material definitive agreement on November 14, 2025, related to the creation of a direct financial obligation. The filing also notes the termination of a material definitive agreement. Specific details regarding the nature of these agreements and their financial implications are not fully disclosed in the provided text.

Why It Matters

This filing indicates significant changes in Toyota Motor Credit Corp.'s contractual obligations, which could impact its financial structure and future operations.

Risk Assessment

Risk Level: medium — The filing involves material definitive agreements and financial obligations, suggesting potential financial risk or changes that warrant attention.

Key Numbers

• 1-09961 — SEC File Number (Identifies the specific filing with the SEC.)
• 95-3775816 — IRS Employer Identification No. (Tax identification number for the company.)

Key Players & Entities

• Toyota Motor Credit Corporation (company) — Registrant
• November 14, 2025 (date) — Date of earliest event reported
• California (jurisdiction) — State of Incorporation
• Plano, TX (location) — Principal executive offices

FAQ

Key Financial Figures

• $5.0 billion — into the following credit agreements: $5.0 billion 364-day syndicated credit facility purs
• $5.0 b — UK may each make drawings not to exceed $5.0 billion, TCCI may make drawings not to ex
• $866,800,000 — n, TCCI may make drawings not to exceed $866,800,000, TFA may make drawings not to exceed $1
• $1,000,200,000 — 00, TFA may make drawings not to exceed $1,000,200,000, and TKG may make drawings not to excee
• $500,000,000 — and TKG may make drawings not to exceed $500,000,000 and TCPR may make drawings not to excee
• $333,400,000 — nd TCPR may make drawings not to exceed $333,400,000. In addition, but also under the total
• $1,250,000,000 — s for a swingline sub-facility of up to $1,250,000,000 of which $333,400,000 will be available
• $866,600,000 — n, TCCI may make drawings not to exceed $866,600,000, TFA may make drawings not to exceed $9
• $999,900,000 — 00, TFA may make drawings not to exceed $999,900,000, TKG may make drawings not to exceed $5
• $333,300,000 — nd TCPR may make drawings not to exceed $333,300,000. In addition, but also under the total

Filing Documents

• dp237388_8k.htm (8-K) — 35KB
• dp237388_ex1001.htm (EX-10.1) — 966KB
• dp237388_ex1002.htm (EX-10.2) — 1122KB
• dp237388_ex1003.htm (EX-10.3) — 1028KB
• 0000950103-25-014887.txt ( ) — 3842KB
• tm28-20251114.xsd (EX-101.SCH) — 3KB
• tm28-20251114_lab.xml (EX-101.LAB) — 33KB
• tm28-20251114_pre.xml (EX-101.PRE) — 22KB
• dp237388_8k_htm.xml (XML) — 3KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement Toyota Motor Credit Corporation ("TMCC") entered into the following credit agreements: $5.0 billion 364-day syndicated credit facility pursuant to a 364 Day Credit Agreement, dated as of November 14, 2025 (the "364 Day Credit Agreement"), among TMCC, Toyota Motor Finance (Netherlands) B.V. ("TMFNL"), Toyota Financial Services (UK) PLC ("TFSUK"), Toyota Credit de Puerto Rico Corp. ("TCPR"), Toyota Credit Canada Inc. ("TCCI"), Toyota Kreditbank GmbH ("TKG"), and Toyota Finance Australia Limited ("TFA"), as Borrowers, the lenders party thereto, and BNP Paribas, as Administrative Agent, Swing Line Agent and Swing Line Lender, BNP Paribas Securities Corp. ("BNPP Securities"), BofA Securities, Inc. ("BofA Securities"), Citibank, N.A. ("Citibank"), JPMorgan Chase Bank, N.A. ("JPMorgan"), and MUFG Bank, Ltd. ("MUFG"), as Joint Lead Arrangers and Joint Book Managers, Citibank, Bank of America, N.A. ("BofA") and JPMorgan, as Syndication Agents and Swing Line Lenders, and MUFG, as a Syndication Agent. $5.0 billion three year syndicated credit facility pursuant to a Three Year Credit Agreement, dated as of November 14, 2025 (the "Three Year Credit Agreement"), among TMCC, TMFNL, TFSUK, TCPR, TCCI, TKG and TFA, as Borrowers, the lenders party thereto, and BNP Paribas, as Administrative Agent, Swing Line Agent and Swing Line Lender, BNPP Securities, BofA Securities, Citibank, JPMorgan, and MUFG, as Joint Lead Arrangers and Joint Book Managers, Citibank, BofA and JPMorgan, as Syndication Agents and Swing Line Lenders, and MUFG, as a Syndication Agent. $5.0 billion five year syndicated credit facility pursuant to a Five Year Credit Agreement, dated as of November 14, 2025 (the "Five Year Credit Agreement", and collectively with the 364 Day Credit Agreement and the Three Year Credit Agreement, the "Credit Agreements"), among TMCC, TMFNL, TFSUK, TCPR, TCCI, TKG and TFA, as Borrowers, the lenders party thereto, and BNP Pariba

02 Termination of a Material Definitive Agreement

Item 1.02 Termination of a Material Definitive Agreement The 364 Day Credit Agreement, the Three Year Credit Agreement and the Five Year Credit Agreement replace the 364 Day Credit Agreement, the Three Year Credit Agreement, and the Five Year Credit Agreement, each dated as of November 15, 2024 and among TMCC, TMFNL, TFSUK, TCPR, TCCI, TKG and TFA, as Borrowers, BNP Paribas, as Administrative Agent, and the other agents and lenders party thereto, which terminated or were terminated on November 14, 2025.

03 Creation of a Direct Financial Obligation or an Obligation

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information set forth above in Item 1.01 of this Current Report on Form 8-K is incorporated herein by reference.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description 10.1 364 Day Credit Agreement, dated as of November 14, 2025, among Toyota Motor Credit Corporation, Toyota Motor Finance (Netherlands) B.V., Toyota Financial Services (UK) PLC, Toyota Credit de Puerto Rico Corp., Toyota Credit Canada Inc., Toyota Kreditbank GmbH, and Toyota Finance Australia Limited, as Borrowers, the lenders party thereto, and BNP Paribas, as Administrative Agent, Swing Line Agent and Swing Line Lender, BNP Paribas Securities Corp., BofA Securities, Inc., Citibank, N.A., JPMorgan Chase Bank, N.A., and MUFG Bank, Ltd., as Joint Lead Arrangers and Joint Book Managers, Citibank, N.A., Bank of America, N.A. and JPMorgan Chase Bank, N.A., as Syndication Agents and Swing Line Lenders, and MUFG Bank, Ltd., as a Syndication Agent. 10.2 Three Year Credit Agreement, dated as of November 14, 2025, among Toyota Motor Credit Corporation, Toyota Motor Finance (Netherlands) B.V., Toyota Financial Services (UK) PLC, Toyota Credit de Puerto Rico Corp., Toyota Credit Canada Inc., Toyota Kreditbank GmbH, and Toyota Finance Australia Limited, as Borrowers, the lenders party thereto, and BNP Paribas, as Administrative Agent, Swing Line Agent and Swing Line Lender, BNP Paribas Securities Corp., BofA Securities, Inc., Citibank, N.A., JPMorgan Chase Bank, N.A., and MUFG Bank, Ltd., as Joint Lead Arrangers and Joint Book Managers, Citibank, N.A., Bank of America, N.A. and JPMorgan Chase Bank, N.A., as Syndication Agents and Swing Line Lenders, and MUFG Bank, Ltd., as a Syndication Agent. 10.3 Five Year Credit Agreement, dated as of November 14, 2025, among Toyota Motor Credit Corporation, Toyota Motor Finance (Netherlands) B.V., Toyota Financial Services (UK) PLC, Toyota Credit de Puerto Rico Corp., Toyota Credit Canada Inc., Toyota Kreditbank GmbH, and Toyota Finance Australia Limited, as Borrowers, the lenders party thereto, and BNP Paribas, as Administrative Agent, Swing Li

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. TOYOTA MOTOR CREDIT CORPORATION Date: November 18, 2025 By: /s/ Tellis Bethel Tellis Bethel Group Vice President and Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR