Starwood Credit REIT Enters Material Definitive Agreement

TL;DR

Starwood Credit REIT just signed a big new deal, could be debt or something else.

AI Summary

Starwood Credit Real Estate Income Trust entered into a material definitive agreement on November 14, 2025. This agreement involves the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. Further details regarding the nature and terms of this obligation are provided within the filing.

Why It Matters

This filing indicates a significant new financial commitment or obligation for Starwood Credit Real Estate Income Trust, which could impact its financial structure and future operations.

Risk Assessment

Risk Level: medium — The filing indicates a material definitive agreement and a new financial obligation, the specifics of which are not fully detailed in the provided text, warranting a medium risk assessment.

Key Players & Entities

• Starwood Credit Real Estate Income Trust (company) — Registrant
• Maryland (jurisdiction) — State of Incorporation
• November 14, 2025 (date) — Date of earliest event reported

FAQ

Key Financial Figures

• $250.0 million — for asset purchases by Wells Fargo from $250.0 million to up to $500.0 million, and (ii) an ex
• $500.0 m — ells Fargo from $250.0 million to up to $500.0 million, and (ii) an extension of the ini

Filing Documents

• ck0001986395-20251114.htm (8-K) — 64KB
• ck0001986395-ex10_1.htm (EX-10.1) — 1041KB
• ck0001986395-ex10_2.htm (EX-10.2) — 146KB
• 0001193125-25-289167.txt ( ) — 1533KB
• ck0001986395-20251114.xsd (EX-101.SCH) — 27KB
• ck0001986395-20251114_htm.xml (XML) — 4KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. The information set forth under Item 2.03 of this Current Report on Form 8-K is hereby incorporated by reference into this Item 1.01. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. On November 14, 2025, SCREDIT Mortgage Funding Sub-2, LLC ("Sub-2") and SCREDIT Mortgage Funding Sub-2-T, LLC ("Sub-2-T" and, together with Sub-2, the "Sellers"), each of which are indirect, wholly-owned special-purpose financing subsidiaries of Starwood Credit Real Estate Income Trust, a Maryland statutory trust (the "Company"), entered into an Amended and Restated Master Repurchase and Securities Contract Agreement (together with the related transaction documents, the "A&R WF Repurchase Agreement"), with Wells Fargo Bank, National Association ("Wells Fargo"), to finance the acquisition and origination by the Sellers of eligible assets as more particularly described in the A&R WF Repurchase Agreement. The A&R WF Repurchase Agreement provides for, among other things, (i) an increase in the maximum amount available for asset purchases by Wells Fargo from $250.0 million to up to $500.0 million, and (ii) an extension of the initial maturity date from June 21, 2026 to November 14, 2027, subject to three (3) one (1) year extension options and subject to the satisfaction of certain customary conditions. Advances under the A&R WF Repurchase Agreement accrue interest at a per annum rate equal to the Term SOFR Reference Rate (as defined in the A&R WF Repurchase Agreement) for a one-month period plus a margin as agreed upon by Wells Fargo and the Sellers for each transaction. In connection with the A&R WF Repurchase Agreement, the Company entered into an Amended and Restated Guarantee Agreement (the "A&R Guarantee"), pursuant to which the Company guarantees up to a maximum liability of 25% of the then outstanding obligations of the Sellers under the A&R WF Repu

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description 10.1 Amended and Restated Master Repurchase and Securities Contract Agreement, dated November 14, 2025, by and among SCREDIT Mortgage Funding Sub-2, LLC, as Seller, SCREDIT Mortgage Funding Sub-2-T, LLC, as Seller, and Wells Fargo Bank, National Association, as Buyer 10.2 Amended and Restated Guarantee Agreement, dated November 14, 2025, made by Starwood Credit Real Estate Income Trust in favor of Wells Fargo Bank, National Association 104 Cover Page Interactive Data File (embedded within the XBRL file)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STARWOOD CREDIT REAL ESTATE INCOME TRUST Date: November 20, 2025 By: /s/ Dennis G. Schuh Name: Dennis G. Schuh Title: Chief Executive Officer and President

View Full Filing

View this 8-K filing on SEC EDGAR