Upbound Group Suspends Employee Benefit Plan Trading

TL;DR

UPBD suspended trading in employee benefit plans starting Nov 17. Check your shares.

AI Summary

Upbound Group, Inc. filed an 8-K on November 21, 2025, to report a temporary suspension of trading under its employee benefit plans, effective November 17, 2025. The filing also includes financial statements and exhibits.

Why It Matters

This suspension may impact employees' ability to buy or sell company stock through their benefit plans, potentially affecting their investment strategies.

Risk Assessment

Risk Level: medium — Suspension of trading in employee benefit plans can indicate underlying issues or administrative changes that could affect employee compensation and stock ownership.

Key Players & Entities

• UPBOUND GROUP, INC. (company) — Registrant
• November 17, 2025 (date) — Effective date of trading suspension
• November 21, 2025 (date) — Filing date of the 8-K

FAQ

Filing Documents

• upbd-20251117.htm (8-K) — 30KB
• exhibit991noticetodirector.htm (EX-99.1) — 9KB
• 0000933036-25-000170.txt ( ) — 188KB
• upbd-20251117.xsd (EX-101.SCH) — 2KB
• upbd-20251117_def.xml (EX-101.DEF) — 15KB
• upbd-20251117_lab.xml (EX-101.LAB) — 26KB
• upbd-20251117_pre.xml (EX-101.PRE) — 15KB
• upbd-20251117_htm.xml (XML) — 3KB

04 Temporary Suspension of Trading under Registrant's Employee Benefit Plans

Item 5.04 Temporary Suspension of Trading under Registrant's Employee Benefit Plans. On November 17, 2025, Upbound Group, Inc. (the "Company") received notice of and sent a notice (the "Blackout Notice") to its directors and executive officers regarding an upcoming blackout period (the "Blackout Period") that will be imposed in order to effect the transition of the assets, recordkeeping, and administration of the Upbound 401(k) Retirement Savings Plan (the "Plan") from JPMorgan/Empower to Fidelity Investments. During the Blackout Period, participants and beneficiaries in the Plan will be prevented from effecting certain transactions in the Plan, including transactions in the Upbound Group, Inc. stock fund. The Blackout Notice informed the Company's directors and executive officers that during the Blackout Period they will be subject to certain trading restrictions with respect to the Company's common stock, par value $.01 per share (including derivative securities such as stock options), acquired in connection with their services as a director or an executive officer of the Company. This notice was required pursuant to Section 306 of the Sarbanes-Oxley Act of 2002 and Rule 104 of the Securities and Exchange Commission's Regulation BTR, which prohibit trading in Company securities by directors and executive officers during certain blackout periods relating to the Plan. The Blackout Period is expected to begin on December 24, 2025 at 4:00 p.m. Eastern time and is expected to end during the week of January 25, 2026. A copy of the Blackout Notice is attached hereto as Exhibit 99.1 and is incorporated herein by reference. During the Blackout Period and for a period of two years after the ending date of the Blackout Period, security holders or other interested persons may obtain, without charge, information regarding the Blackout Period, including the actual beginning and ending dates of the Blackout Period, by contacting the Company's Benefits Department at 5501 Head

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) The following exhibits are being filed herewith. Exhibit No. Description 99.1 Notice of blackout period dated November 17, 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UPBOUND GROUP, INC. Date: November 21, 2025 By: /s/ Bryan Pechersky Bryan Pechersky EVP, General Counsel and Corporate Secretary

View Full Filing

View this 8-K filing on SEC EDGAR