FS Credit Real Estate Income Trust Files 8-K
| Field | Detail |
|---|---|
| Company | Fs Credit Real Estate Income Trust, Inc. |
| Form Type | 8-K |
| Filed Date | Nov 24, 2025 |
| Risk Level | low |
| Pages | 3 |
| Reading Time | 4 min |
| Key Dollar Amounts | $350,000,000, $500,000,000, $15,000,000 |
| Sentiment | neutral |
Sentiment: neutral
Topics: material-agreement, financial-obligation
TL;DR
FS Credit Real Estate Income Trust filed an 8-K on Nov 19th, reporting new financial obligations.
AI Summary
FS Credit Real Estate Income Trust, Inc. filed an 8-K on November 24, 2025, reporting a material definitive agreement and the creation of a direct financial obligation. The report covers events from November 19, 2025, and includes financial statements and exhibits.
Why It Matters
This filing indicates new financial commitments or agreements for FS Credit Real Estate Income Trust, Inc., which could impact its financial obligations and operations.
Risk Assessment
Risk Level: low — The filing is a standard 8-K reporting a material definitive agreement and financial obligation, which is routine for public companies.
Key Players & Entities
- FS Credit Real Estate Income Trust, Inc. (company) — Registrant
- November 19, 2025 (date) — Earliest event reported
- November 24, 2025 (date) — Filing date
FAQ
What specific material definitive agreement was entered into by FS Credit Real Estate Income Trust, Inc.?
The filing does not specify the details of the material definitive agreement, only that one was entered into.
What is the nature of the direct financial obligation created?
The filing indicates the creation of a direct financial obligation but does not provide specific details about its nature or terms.
When did the events reported in this 8-K occur?
The earliest event reported occurred on November 19, 2025.
What is the company's primary business sector?
FS Credit Real Estate Income Trust, Inc. is in the Real Estate Investment Trusts sector, SIC code 6798.
Where is FS Credit Real Estate Income Trust, Inc. incorporated?
The company is incorporated in Maryland.
Filing Stats: 888 words · 4 min read · ~3 pages · Grade level 11.4 · Accepted 2025-11-24 16:01:49
Key Financial Figures
- $350,000,000 — ate purchase price commitments of up to $350,000,000, with optional increases up to $500,000
- $500,000,000 — ,000,000, with optional increases up to $500,000,000 at Buyer's discretion. Each transaction
- $15,000,000 — ity at not less than the greater of (x) $15,000,000 and (y) 5% of the aggregate amount outs
Filing Documents
- tm2531974d1_8k.htm (8-K) — 100KB
- tm2531974d1_ex2-1.htm (EX-2.1) — 1074KB
- tm2531974d1_ex2-2.htm (EX-2.2) — 99KB
- 0001104659-25-115400.txt ( ) — 1682KB
- fscreit-20251119.xsd (EX-101.SCH) — 3KB
- fscreit-20251119_lab.xml (EX-101.LAB) — 33KB
- fscreit-20251119_pre.xml (EX-101.PRE) — 22KB
- tm2531974d1_8k_htm.xml (XML) — 3KB
01 Entry into a Material
Item 1.01 Entry into a Material Definitive Agreement. On November 19, 2025, FS CREIT Finance CO-1 LLC ("CO-1"), an indirect wholly owned special-purpose financing subsidiary of FS Credit Real Estate Income Trust, Inc. ("FS CREIT"), entered into a Master Repurchase and Securities Contract Agreement (the "Repurchase Agreement," and together with the related transaction documents, the "CO-1 Facility"), as seller, with Capital One, National Association, as buyer (the "Buyer"), to finance the acquisition and origination of certain assets which include performing senior commercial and multifamily mortgage loans, A-notes, pari passu participation interests, and mezzanine loans (the "Eligible Assets"). The facility provides for aggregate purchase price commitments of up to $350,000,000, with optional increases up to $500,000,000 at Buyer's discretion. Each transaction under the facility will accrue price differential at a spread over Term SOFR and is subject to customary margin maintenance provisions. The availability period under the facility expires on November 19, 2026, with two one-year extension options and a potential term-out feature allowing for extension to the date that is two business days prior to the latest maturity date of the remaining purchased assets, if the term out period is elected. In connection with the Repurchase Agreement, FS CREIT entered into a Guaranty Agreement (the "Guaranty") pursuant to which FS CREIT guarantees the prompt and complete payment and performance of the guaranteed obligations when due under the CO-1 Facility, subject to limitations specified therein. The Guaranty may become full recourse to FS CREIT upon the occurrence of certain events, including the commencement of certain bankruptcy actions with respect to FS CREIT or CO-1. The Repurchase Agreement and Guaranty contain representations, warranties, covenants, events of default and indemnities that are customary for agreements of their type. In addition, FS CREIT is required
03 Creation of a Direct
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information contained in Item 1.01 of this Current Report on Form 8-K is incorporated by reference into this Item 2.03.
01 Exhibits
Item 9.01 Exhibits. Exhibit No. Description 2.1 Master Repurchase and Securities Contract Agreement dated as of November 19, 2025 between FS CREIT Finance CO-1 LLC, and Capital One, National Association. 2.2 Guaranty Agreement dated as of November 19, 2025 made by FS Credit Real Estate Income Trust, Inc. in favor of Capital One, National Association. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FS Credit Real Estate Income Trust, Inc. Date: November 24, 2025 By: /s/Stephen S. Sypherd Stephen S. Sypherd Vice President, Treasurer & Secretary