Commerce Bancshares Files 8-K Report
Ticker: CBSH · Form: 8-K · Filed: Dec 3, 2025 · CIK: 22356
Sentiment: neutral
Topics: sec-filing, 8-k, compliance
Related Tickers: CBH
TL;DR
CBH filed an 8-K on 12/3/25, standard SEC filing, no major news yet.
AI Summary
On December 3, 2025, Commerce Bancshares, Inc. (MO) filed an 8-K report. The filing primarily serves as a notification of other events and includes financial statements and exhibits. No specific material events or transactions were detailed in the provided excerpt.
Why It Matters
This filing indicates Commerce Bancshares, Inc. is fulfilling its regulatory reporting obligations with the SEC, which is standard practice for publicly traded companies.
Risk Assessment
Risk Level: low — The filing is a routine 8-K report, indicating standard corporate compliance rather than a specific event with immediate risk.
Key Numbers
- 001-36502 — SEC File Number (Identifies the company's filing with the SEC.)
- 43-0889454 — IRS Employer Identification No. (Company's tax identification number.)
Key Players & Entities
- Commerce Bancshares, Inc. (company) — Registrant
- Missouri (state) — State of incorporation
- Kansas City, MO (location) — Principal executive offices
FAQ
What is the primary purpose of this 8-K filing?
The primary purpose of this 8-K filing is to report 'Other Events' and to include 'Financial Statements and Exhibits' as of December 3, 2025.
When was the earliest event reported in this filing?
The earliest event reported in this filing is dated December 3, 2025.
What is the company's principal executive office address?
The company's principal executive office is located at 1000 Walnut, Kansas City, MO 64106.
What is Commerce Bancshares, Inc.'s state of incorporation?
Commerce Bancshares, Inc. is incorporated in Missouri.
What is the company's telephone number?
The registrant's telephone number, including area code, is (816) 234-2000.
Filing Stats: 1,600 words · 6 min read · ~5 pages · Grade level 15.2 · Accepted 2025-12-03 16:45:07
Key Financial Figures
- $5 — of each exchange on which registered $5 Par Value Common Stock CBSH NASDAQ Gl
- $0.01 — Time"), (i) each share of common stock, $0.01 par value per share, of FineMark ("Fine
- $5.00 — ange Ratio") of common stock, par value $5.00 per share, of Commerce ("Commerce Commo
Filing Documents
- tm2532583d1_8k.htm (8-K) — 35KB
- tm2532583d1_ex99-1.htm (EX-99.1) — 16KB
- tm2532583d1_ex99-1img001.jpg (GRAPHIC) — 26KB
- 0001104659-25-118152.txt ( ) — 256KB
- cbsh-20251203.xsd (EX-101.SCH) — 3KB
- cbsh-20251203_lab.xml (EX-101.LAB) — 33KB
- cbsh-20251203_pre.xml (EX-101.PRE) — 22KB
- tm2532583d1_8k_htm.xml (XML) — 3KB
01. Other Events
Item 8.01. Other Events. As previously reported, on June 16, 2025, Commerce Bancshares, Inc., a Missouri corporation ("Commerce") entered into an Agreement and Plan of Merger (the "Merger Agreement") with CBI-Kansas, Inc., a Kansas corporation and direct wholly owned subsidiary of Commerce ("CBI-Kansas"), and FineMark Holdings, Inc., a Florida corporation ("FineMark"), pursuant to which FineMark will merge with and into CBI-Kansas (the "Merger"), with CBI-Kansas continuing as the surviving corporation in the Merger. Promptly following the Merger, FineMark National Bank & Trust, a nationally-chartered commercial bank and trust company and wholly owned subsidiary of FineMark, will merge with and into Commerce Bank, a Missouri state-chartered trust company and wholly owned subsidiary of CBI-Kansas (the "Bank Merger"), with Commerce Bank continuing as the surviving bank in the Bank Merger. Agreement, at the effective time of the Merger (the "Effective Time"), (i) each share of common stock, $0.01 par value per share, of FineMark ("FineMark Common Stock") issued and outstanding immediately prior to the Effective Time and (ii) each share of 7.25% Series B Non-Cumulative Perpetual Convertible Preferred Stock ("FineMark Preferred Stock") issued and outstanding immediately prior to the Effective Time (on an as-converted-to-FineMark Common Stock basis in accordance with the Certificate of Designation of the FineMark Preferred Stock) (other than certain excluded shares as described in the Merger Agreement) will be converted into the right to receive 0.690 of a share (the "Exchange Ratio") of common stock, par value $5.00 per share, of Commerce ("Commerce Common Stock") and cash in lieu of fractional shares. The Merger Agreement provides for an adjustment to the Exchange Ratio if, prior to the Effective Time, the outstanding shares of Commerce Common Stock have been increased, decreased, changed into or exchanged for a diffe
01. Financial Statements and Exhibits
Item 9.01. Financial Statements and Exhibits (d) Exhibits Exhibit Number Description 99.1 Joint Press Release of Commerce Bancshares, Inc. and FineMark Holdings, Inc., dated December 3, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. COMMERCE BANCSHARES, INC. By: /s/ Paul A. Steiner Paul A. Steiner Controller (Chief Accounting Officer) Date: December 3, 2025