United Community Banks Files 8-K

Ticker: UCB · Form: 8-K · Filed: Dec 8, 2025 · CIK: 857855

Sentiment: neutral

Topics: 8-K, corporate-events, financial-reporting

Related Tickers: UCBI

TL;DR

UCBI filed an 8-K on 12/8/25 covering other events and financials.

AI Summary

United Community Banks, Inc. filed an 8-K on December 8, 2025, reporting other events and financial statements. The filing includes information related to common stock and preferred stock.

Why It Matters

This filing provides an update on United Community Banks' corporate events and financial reporting, which is important for investors to monitor the company's status.

Risk Assessment

Risk Level: low — This is a routine filing reporting on corporate events and financial statements, not indicating any immediate significant risks.

Key Players & Entities

FAQ

What is the purpose of this Form 8-K filing?

This Form 8-K is a current report filed pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, reporting on 'Other Events' and 'Financial Statements and Exhibits'.

When was the earliest event reported in this filing?

The date of the earliest event reported is December 8, 2025.

What is the exact name of the registrant as specified in its charter?

The exact name of the registrant is UNITED COMMUNITY BANKS, INC.

In which state was United Community Banks, Inc. incorporated?

United Community Banks, Inc. was incorporated in Georgia.

What is the address of the principal executive offices of the registrant?

The address of the principal executive offices is 200 East Camperdown Way, Greenville, South Carolina 29601.

Filing Stats: 675 words · 3 min read · ~2 pages · Grade level 12.1 · Accepted 2025-12-08 16:34:16

Key Financial Figures

Filing Documents

01

Item 8.01 Other Events. On December 8, 2025, United Community Banks, Inc. (the "Company") issued a press release announcing that its Board of Directors has approved a common stock repurchase program, authorizing the repurchase of up to $100.0 million of its outstanding common stock on the open market, in privately negotiated transactions, or in any other manner that complies with the provisions of the Securities Exchange Act of 1934, as amended (the "Stock Repurchase Program"). The Company may make repurchases under the Stock Repurchase Program from time to time beginning after the expiration of its current common stock repurchase program on December 31, 2025, and ending on December 31, 2026. The Company has repurchased $44 million of shares in 2025 under its current common stock repurchase program. The Stock Repurchase Program may be modified, suspended or discontinued at any time in the Company's discretion without prior notice, and does not commit the Company to repurchase shares of its common stock. The actual number and value of the shares to be purchased will be determined by the Company at its discretion and will depend on a number of factors including the performance of the price of the Company's common stock, other market conditions, the availability of alternative investment opportunities and other factors the Company deems appropriate. A copy of the press release is attached hereto as Exhibit 99.1 and is incorporated by reference herein.

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits The following exhibit index lists the exhibits that are either filed or furnished with the Current Report on Form 8-K. EXHIBIT INDEX Exhibit No. Description of Exhibit 99.1 United Community Banks, Inc. Press Release, dated December 8, 2025. 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UNITED COMMUNITY BANKS, INC. By: / s / Jefferson L. Harralson Name: Jefferson L. Harralson Title: Executive Vice President and Chief Financial Officer Date: December 8, 2025

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