Crawford & Co Files 8-K for Material Agreement

TL;DR

Crawford & Co signed a big deal, new debt/obligation filed.

AI Summary

Crawford & Company entered into a material definitive agreement on December 2, 2025. The company also incurred a direct financial obligation or an obligation under an off-balance sheet arrangement. Specific details of these agreements and obligations are not provided in this filing.

Why It Matters

This filing indicates significant new contractual commitments or financial obligations for Crawford & Company, which could impact its financial structure and future operations.

Risk Assessment

Risk Level: medium — The filing indicates a material definitive agreement and a new financial obligation, which inherently carries some level of risk until more details are disclosed.

Key Players & Entities

• Crawford & Company (company) — Registrant
• December 2, 2025 (date) — Date of earliest event reported
• Georgia (location) — State of incorporation

FAQ

Key Financial Figures

• $1.00 — ich registered Class A Common Stock — $1.00 Par Value CRD-A New York Stock Exchan
• $500.0 million — nd (c) increases the Credit Facility to $500.0 million. The Credit Facility consists of a $50
• $125.0 million — th a letter of credit sub-commitment of $125.0 million. The Credit Facility contains sublimits
• $250.0 million — e Credit Facility contains sublimits of $250.0 million for borrowings by the U.K. Borrower, $1
• $75.0 million — orrowings by the Canadian Borrower, and $75.0 million for borrowings by the Australian Borrow

Filing Documents

• tm2531876d2_8k.htm (8-K) — 36KB
• tm2531876d2_ex10-1.htm (EX-10.1) — 1242KB
• 0001104659-25-119103.txt ( ) — 1763KB
• crda-20251202.xsd (EX-101.SCH) — 3KB
• crda-20251202_def.xml (EX-101.DEF) — 26KB
• crda-20251202_lab.xml (EX-101.LAB) — 36KB
• crda-20251202_pre.xml (EX-101.PRE) — 25KB
• tm2531876d2_8k_htm.xml (XML) — 5KB

01. Entry into a Material Definitive Agreement

Item 1.01. Entry into a Material Definitive Agreement. On December 2, 2025, Crawford & Company (the "Company"), its subsidiaries Crawford & Company EMEA/AP Management Ltd, Crawford & Company (Canada) Inc. and Crawford & Company (Australia) Pty. Ltd. (the Company, together with such subsidiaries, as borrowers, the "Borrowers"), entered into the Third Amendment (the "Third Amendment") to the November 5, 2021 Credit Agreement (the "Credit Facility") with Bank of America, N.A., as the Administrative Agent, the Australian Security Trustee, the UK Security Trustee, Swing Line Lender and an L/C Issuer, and the other L/C Issuers, and other lenders party thereto, as "Lenders." The Third Amendment (a) replaces the Prior U.K. Borrower with Crawford & Company EMEA/AP Management Ltd (the "U.K. Borrower");, (b) releases the Prior U.K. Borrower from its obligations with respect to the Credit Facility and (c) increases the Credit Facility to $500.0 million. The Credit Facility consists of a $500.0 million revolving credit facility, with a letter of credit sub-commitment of $125.0 million. The Credit Facility contains sublimits of $250.0 million for borrowings by the U.K. Borrower, $125.0 million for borrowings by the Canadian Borrower, and $75.0 million for borrowings by the Australian Borrower. The Credit Facility matures, and all amounts outstanding thereunder, will be due and payable on December 2, 2030. The obligations of the Borrowers under the Credit Facility are guaranteed by each existing of our material domestic subsidiaries, certain other domestic subsidiaries, and certain existing material foreign subsidiaries that are disregarded entities for U.S. income tax purposes (each such foreign subsidiary, a "Disregarded Foreign Subsidiary"), and such obligations are required to be guaranteed by each subsequently acquired or formed material domestic subsidiary and Disregarded Foreign Subsidiary (each, a "Guarantor"), and the obligations of the Borrowers other than us ("Fore

03. Creation of a Direct Financial Obligation

Item 2.03. Creation of a Direct Financial Obligation. The information regarding the Amended and Restated Credit Agreement contained above under Item 1.01 is incorporated by reference herein.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits . (a) Exhibits. The following exhibit is filed with this Report: Exhibit No. Description 10 . 1 Third Amendment, dated December 2, 2025, to the Amended and Restated Credit Agreement, dated as of November 5, 2021, among Crawford & Company, Crawford & Company EMEA/AP Management Ltd, Crawford & Company (Canada) Inc. and Crawford & Company (Australia) Pty. Ltd., as borrowers, the lender parties thereto, Bank of America, N.A., as Administrative Agent, Australian Security Trustee, UK Security Trustee, Swing Line Lender and an L/C Issuer, and the other Swing Line Lenders from time to time party thereto. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) -2-

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CRAWFORD & COMPANY By: /s/ Tami E. Stevenson Name: Tami E. Stevenson Title: SVP, General Counsel and Corporate Secretary Date: December 8, 2025 -3-

View Full Filing

View this 8-K filing on SEC EDGAR