Synovus Financial Corp. Files 8-K on Material Agreement

Synovus Financial Corp 8-K Filing Summary
FieldDetail
CompanySynovus Financial Corp
Form Type8-K
Filed DateDec 9, 2025
Risk Levelmedium
Pages2
Reading Time3 min
Key Dollar Amounts$1.00, $500 million, $496 million
Sentimentneutral

Sentiment: neutral

Topics: material-agreement, financial-obligation

TL;DR

Synovus Financial Corp. just signed a big deal creating a financial obligation. Watch this space.

AI Summary

Synovus Financial Corp. filed an 8-K on December 9, 2025, reporting the entry into a material definitive agreement and the creation of a direct financial obligation. The filing also includes financial statements and exhibits related to these events.

Why It Matters

This filing indicates Synovus Financial Corp. has entered into a significant agreement that creates a financial obligation, which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — The creation of a direct financial obligation and entry into a material definitive agreement can introduce financial risks and obligations for the company.

Key Players & Entities

  • Synovus Financial Corp. (company) — Registrant
  • CB&T BANCSHARES INC (company) — Former Company Name
  • December 9, 2025 (date) — Date of Report

FAQ

What is the nature of the material definitive agreement entered into by Synovus Financial Corp.?

The filing does not specify the exact nature of the material definitive agreement, only that one was entered into.

What is the direct financial obligation created by Synovus Financial Corp.?

The filing indicates the creation of a direct financial obligation but does not provide specific details or amounts.

When was this 8-K filing submitted?

The 8-K filing was submitted on December 9, 2025.

What is Synovus Financial Corp.'s principal executive office address?

Synovus Financial Corp.'s principal executive offices are located at 33 W. 14th Street, Columbus, Georgia 31901.

Has Synovus Financial Corp. undergone any previous name changes?

Yes, Synovus Financial Corp. was formerly known as CB&T BANCSHARES INC, with a date of name change on September 12, 1989.

Filing Stats: 738 words · 3 min read · ~2 pages · Grade level 11 · Accepted 2025-12-09 16:30:56

Key Financial Figures

  • $1.00 — ange on which registered Common Stock, $1.00 Par Value SNV New York Stock Exchange
  • $500 million — Financial Corp. (the "Company"), issued $500 million aggregate principal amount of its 5.957
  • $496 million — ted offering expenses, of approximately $496 million. The Bank intends to use the net procee

Filing Documents

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement On December 9, 2025, Synovus Bank (the "Bank"), a wholly-owned subsidiary of Synovus Financial Corp. (the "Company"), issued $500 million aggregate principal amount of its 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036 (the "Subordinated Notes"). The Subordinated Notes were issued in an offering exempt from the registration requirements of the Securities Act of 1933, as amended (the "Securities Act"). The Subordinated Notes were issued under that certain Issuing, Calculation and Paying Agency Agreement, dated as of December 9, 2025, by and between the Bank and The Bank of New York Mellon Trust Company, N.A., as agent. Subject to any redemption prior to January 15, 2036, the Subordinated Notes will bear interest (i) from and including December 9, 2025, to, but excluding, January 15, 2031, at a fixed rate of 5.957% per annum and (ii) from and including January 15, 2031, to, but excluding, January 15, 2036, at a fixed rate that will be the Five-year U.S. Treasury Rate (as defined in the Subordinated Note) as of the day falling two business days prior to January 15, 2031, plus 2.300% per annum. The Subordinated Notes were sold at par resulting in net proceeds, after underwriting commissions and other estimated offering expenses, of approximately $496 million. The Bank intends to use the net proceeds from the sale of the Subordinated Notes for general corporate purposes. The foregoing description of the Subordinated Notes does not purport to be complete and is qualified in its entirety by reference to the full text of the Subordinated Note, which is attached hereto as Exhibit 4.1 to this Current Report on Form 8-K, and is incorporated by reference herein. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant The information set forth in Item 1.01 above and the full text of the Subordinated Note, which is attached hereto as Exhi

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) Exhibits Exhibit No. Description 4.1 5.957% Fixed-to-Fixed Rate Subordinated Bank Notes due 2036 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). Signature Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SYNOVUS FINANCIAL CORP. Date: December 9, 2025 By: /s/ Allan E. Kamensky Name: Allan E. Kamensky Title: Executive Vice President and General Counsel

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