FS Credit Real Estate Income Trust Enters Material Agreement
| Field | Detail |
|---|---|
| Company | Fs Credit Real Estate Income Trust, Inc. |
| Form Type | 8-K |
| Filed Date | Dec 15, 2025 |
| Risk Level | medium |
| Pages | 3 |
| Reading Time | 4 min |
| Key Dollar Amounts | $350,000,000, $15,000,000 |
| Sentiment | neutral |
Sentiment: neutral
Topics: material-agreement, financial-obligation
TL;DR
FS Credit Real Estate Income Trust just signed a big deal, creating new financial obligations.
AI Summary
On December 9, 2025, FS Credit Real Estate Income Trust, Inc. entered into a material definitive agreement. This filing also indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. The filing includes financial statements and exhibits related to these events.
Why It Matters
This filing signifies a significant new financial commitment or arrangement for FS Credit Real Estate Income Trust, Inc., potentially impacting its financial obligations and future operations.
Risk Assessment
Risk Level: medium — Entering into material definitive agreements and creating new financial obligations can introduce new risks and complexities for a company.
Key Players & Entities
- FS Credit Real Estate Income Trust, Inc. (company) — Registrant
- December 9, 2025 (date) — Date of Earliest Event Reported
FAQ
What type of material definitive agreement was entered into by FS Credit Real Estate Income Trust, Inc.?
The filing does not specify the exact nature of the material definitive agreement, only that one was entered into on December 9, 2025.
What is the nature of the financial obligation created by FS Credit Real Estate Income Trust, Inc.?
The filing states the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement, but does not provide specific details.
What are the key financial statements and exhibits included in this 8-K filing?
The filing indicates that financial statements and exhibits are included, but their specific content is not detailed in the provided text.
When was FS Credit Real Estate Income Trust, Inc. incorporated and in which jurisdiction?
FS Credit Real Estate Income Trust, Inc. was incorporated in Maryland.
What is the business address and phone number for FS Credit Real Estate Income Trust, Inc.?
The business address is 201 Rouse Boulevard, Philadelphia, Pennsylvania, 19112, and the business phone number is 2154951150.
Filing Stats: 934 words · 4 min read · ~3 pages · Grade level 11.4 · Accepted 2025-12-15 16:03:21
Key Financial Figures
- $350,000,000 — ate purchase price commitments of up to $350,000,000. Each transaction under the MS-1 Facili
- $15,000,000 — ity at not less than the greater of (x) $15,000,000 and (y) 5% of the aggregate amount outs
Filing Documents
- tm2533406d2_8k.htm (8-K) — 171KB
- tm2533406d2_ex2-1.htm (EX-2.1) — 603KB
- tm2533406d2_ex2-2.htm (EX-2.2) — 101KB
- 0001104659-25-121110.txt ( ) — 1187KB
- fscreit-20251209.xsd (EX-101.SCH) — 3KB
- fscreit-20251209_lab.xml (EX-101.LAB) — 33KB
- fscreit-20251209_pre.xml (EX-101.PRE) — 22KB
- tm2533406d2_8k_htm.xml (XML) — 3KB
01 Entry into a Material Definitive Agreement
Item 1.01 Entry into a Material Definitive Agreement. On December 9, 2025, FS CREIT Finance MS-1 LLC ("MS-1"), an indirect wholly-owned special-purpose financing subsidiary of FS Credit Real Estate Income Trust, Inc. ("FSCREIT"), entered into an Amended and Restated Master Repurchase and Securities Contract Agreement (the "Repurchase Agreement," and, together with related documents, the "MS-1 Facility") with Morgan Stanley Mortgage Capital Holdings LLC, as administrative agent, and Morgan Stanley Bank, N.A. and certain other financial institutions from time to time party thereto, as buyers (collectively, the "Buyers"). The MS-1 Facility amends and restates in its entirety that certain Master Repurchase and Securities Contract Agreement dated as of October 13, 2022. The MS-1 Facility is intended to finance the acquisition and origination of certain assets which include performing senior commercial and multifamily mortgage loans, A-notes, pari passu participation interests, and mezzanine loans (the "Eligible Assets"). The MS-1 Facility provides for aggregate purchase price commitments of up to $350,000,000. Each transaction under the MS-1 Facility will accrue price differential at a spread over Term SOFR and is subject to customary margin maintenance provisions. The MS-1 Facility has a termination date of December 9, 2030, subject to one-year extension options at the Administrative Agent's discretion upon satisfaction of specified conditions. In connection with the Repurchase Agreement, FSCREIT entered into an Amended and Restated Guaranty Agreement (the "Guaranty") pursuant to which FSCREIT guarantees the prompt and complete payment and performance of the guaranteed obligations when due under the MS-1 Facility, subject to limitations specified therein. The Guaranty may become full recourse to FSCREIT upon the occurrence of certain events, including the commencement of certain bankruptcy actions with respect to FSCREIT or MS-1. The Repurchase Agreement and Guaran
03 Creation of a Direct
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information contained in Item 1.01 of this Current Report on Form 8-K is incorporated by reference into this Item 2.03.
01 Exhibits
Item 9.01 Exhibits. Exhibit No. Description 2.1 Amended and Restated Master Repurchase and Securities Contract Agreement dated as of December 9, 2025 between FS CREIT Finance MS-1 LLC, Morgan Stanley Mortgage Capital Holdings LLC, Morgan Stanley Bank N.A., and certain other financial institutions party thereto. 2.2 Guaranty Agreement dated as of December 9, 2025 made by FS Credit Real Estate Income Trust, Inc. in favor of Morgan Stanley Mortgage Capital Holdings LLC on behalf of Buyers. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FS Credit Real Estate Income Trust, Inc. Date: December 15, 2025 By: /s/Stephen S. Sypherd Stephen S. Sypherd Vice President, Treasurer & Secretary