Velocity Financial, Inc. 8-K Filing

Ticker: VEL · Form: 8-K · Filed: 2025-12-16T00:00:00.000Z

Sentiment: neutral

Filing Stats: 431 words · 2 min read · ~1 pages · Grade level 10.5 · Accepted 2025-12-16 12:43:38

Key Financial Figures

Filing Documents

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure.

01 Other Events

Item 8.01 Other Events. On December 16, 2025, we issued a press release announcing an agreement to sell $133.2 million in UPB of non-performing loans. The press release is attached as Exhibit 99 and is incorporated herein by reference.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. Exhibit Number Description 99 Press Release dated December 16, 2025 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Velocity Financial, Inc. Date: December 16, 2025 By: /s/ Roland T. Kelly Roland T. Kelly, Chief Legal Officer

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