Deluxe Corp Files 8-K for Material Definitive Agreement
Ticker: DLX · Form: 8-K · Filed: Dec 17, 2025 · CIK: 27996
Sentiment: neutral
Topics: material-agreement, debt-obligation, filing
Related Tickers: DLX
TL;DR
Deluxe Corp just signed a big deal, filing an 8-K for a material definitive agreement on Dec 17, 2025.
AI Summary
On December 17, 2025, Deluxe Corporation entered into a material definitive agreement, likely a financing arrangement, as indicated by the filing of a Form 8-K. This agreement creates a direct financial obligation for the registrant. The filing also includes financial statements and exhibits related to this event.
Why It Matters
This filing signals a significant financial event for Deluxe Corporation, potentially involving new debt or equity, which could impact its financial structure and future operations.
Risk Assessment
Risk Level: medium — Material definitive agreements can introduce new financial obligations or strategic shifts that carry inherent risks for a company.
Key Players & Entities
- Deluxe Corporation (company) — Registrant
- December 17, 2025 (date) — Date of earliest event reported
FAQ
What type of material definitive agreement did Deluxe Corporation enter into?
The filing indicates the entry into a material definitive agreement and the creation of a direct financial obligation, but the specific nature of the agreement is not detailed in the provided text.
What is the significance of the 'Creation of a Direct Financial Obligation' item?
This item signifies that Deluxe Corporation has undertaken a new financial commitment or debt, which is a material event requiring disclosure.
When was the earliest event reported in this 8-K filing?
The earliest event reported was on December 17, 2025.
What is Deluxe Corporation's principal executive office address?
Deluxe Corporation's principal executive offices are located at 801 S. Marquette Ave., Minneapolis, MN 55402.
What is the SEC file number for Deluxe Corporation?
The SEC file number for Deluxe Corporation is 001-07945.
Filing Stats: 730 words · 3 min read · ~2 pages · Grade level 10.5 · Accepted 2025-12-17 09:52:58
Key Financial Figures
- $1.00 — ch registered Common Stock, par value $1.00 per share DLX NYSE Indicate by ch
- $100,000,000 — gs, (i) increases the Facility Limit to $100,000,000, (ii) increases the Required Capital Am
- $17,500,000 — ncreases the Required Capital Amount to $17,500,000 and (iii) extends the Scheduled Termina
Filing Documents
- tm2533634d1_8k.htm (8-K) — 30KB
- tm2533634d1_ex10-1.htm (EX-10.1) — 140KB
- 0001104659-25-121857.txt ( ) — 356KB
- dlx-20251217.xsd (EX-101.SCH) — 3KB
- dlx-20251217_lab.xml (EX-101.LAB) — 33KB
- dlx-20251217_pre.xml (EX-101.PRE) — 22KB
- tm2533634d1_8k_htm.xml (XML) — 3KB
01 - Entry into a Material Definitive Agreement
Item 1.01 - Entry into a Material Definitive Agreement. On December 15, 2025 (the "Closing Date"), Deluxe Receivables LLC ("Borrower"), a special purpose company and wholly-owned subsidiary of Deluxe Corporation (the "Company"), a Minnesota corporation, entered into Amendment No. 1 to Receivables Financing Agreement (the "Amendment"), amending the Receivables Financing Agreement, dated as of March 13, 2024 (the "RFA") among MUFG Bank, Ltd., as administrative agent (the "Administrative Agent"), the Borrower, the Company, as initial servicer (the "Servicer") and the group and agents and lenders party thereto. The Amendment, among other things, (i) increases the Facility Limit to $100,000,000, (ii) increases the Required Capital Amount to $17,500,000 and (iii) extends the Scheduled Termination Date from March 12, 2027 to December 14, 2028. The drawn fee was amended to correspond to the long term debt rating of the Company as set forth in the chart below: Pricing Level Rating Drawn Fee Percentage I BB- or better and Ba3 or better 1.00% II B+ or better and B1 or better, in each case, but below the rating set forth in Pricing Level I 1.15% III B or better and B2 or better, in each case, but below the rating set forth in Pricing Level I and Pricing Level II 1.25% IV B- or worse (or unrated) or B3 or worse (or unrated) 1.40% The Pricing Level as of the Closing Date is II. The other material terms of the RFA were unchanged. The foregoing description of the Amendment does not purport to be complete and is qualified in its entirety by reference to the full text of the Amendment, a copy of which is filed as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated by reference herein.
03 - Creation of a Direct Financial Obligation
Item 2.03 - Creation of a Direct Financial Obligation. The information set forth under Item 1.01 above is incorporated by reference into this Item 2.03.
01 - Financial Statements and Exhibits
Item 9.01 - Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description of Exhibit 10.1 Amendment No. 1 to Receivables Financing Agreement, dated December 15, 2025, by and among Deluxe Receivables LLC, Deluxe Corporation, MUFG Bank, Ltd., and the group agents and lenders party thereto. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: December 17, 2025 DELUXE CORPORATION By: /s/ Jeffrey L. Cotter Name: Jeffrey L. Cotter Title: Chief Administrative Officer, Senior Vice President and General Counsel