Rocket Companies Files 8-K for Material Agreement
Ticker: RKT · Form: 8-K · Filed: 2025-12-22T00:00:00.000Z
Sentiment: neutral
Topics: material-definitive-agreement, financial-obligation
Related Tickers: RKT
TL;DR
Rocket Companies just signed a big deal and took on new debt. Watch this space.
AI Summary
On December 22, 2025, Rocket Companies, Inc. filed an 8-K to report the entry into a material definitive agreement and the creation of a direct financial obligation. The filing also noted other events, indicating significant corporate activity around this date.
Why It Matters
This filing signals a significant new contract or financial commitment for Rocket Companies, which could impact its future operations and financial standing.
Risk Assessment
Risk Level: medium — The filing indicates a material definitive agreement and a new financial obligation, which inherently carries risks related to performance and repayment.
Key Players & Entities
- Rocket Companies, Inc. (company) — Registrant
- December 22, 2025 (date) — Date of report
- December 19, 2025 (date) — Date of earliest event reported
- 1050 Woodward Avenue (address) — Principal executive offices
- Detroit, MI 48226 (address) — Principal executive offices
FAQ
What is the nature of the material definitive agreement entered into by Rocket Companies, Inc.?
The filing does not specify the details of the material definitive agreement, only that one was entered into.
What is the direct financial obligation created by Rocket Companies, Inc.?
The filing states that a direct financial obligation was created but does not provide specific details about its terms or amount.
What are the 'Other Events' mentioned in the 8-K filing?
The filing lists 'Other Events' as a category but does not provide specific information about what these events entail.
When was the earliest event reported in this 8-K filing?
The earliest event reported in this filing occurred on December 19, 2025.
Where are Rocket Companies, Inc.'s principal executive offices located?
Rocket Companies, Inc.'s principal executive offices are located at 1050 Woodward Avenue, Detroit, MI 48226.
Filing Stats: 699 words · 3 min read · ~2 pages · Grade level 11.2 · Accepted 2025-12-22 17:09:17
Key Financial Figures
- $0.00001 — stered Class A common stock, par value $0.00001 per share RKT New York Stock Exchange
- $25.9 billion — redit and early buy out facilities, was $25.9 billion. This figure compares with $26.4 billio
- $26.4 billion — 25.9 billion. This figure compares with $26.4 billion as of September 30, 2025, and $27.5 bil
- $27.5 billion — 4 billion as of September 30, 2025, and $27.5 billion as of December 31, 2024. Item 2.03 Cr
Filing Documents
- rkt-20251222.htm (8-K) — 26KB
- 0001805284-25-000168.txt ( ) — 138KB
- rkt-20251222.xsd (EX-101.SCH) — 2KB
- rkt-20251222_lab.xml (EX-101.LAB) — 21KB
- rkt-20251222_pre.xml (EX-101.PRE) — 12KB
- rkt-20251222_htm.xml (XML) — 3KB
01 Entry into a Material Definitive Agreement
Item 1.01 Entry into a Material Definitive Agreement. On December 19, 2025, Rocket Mortgage, LLC (the "Company"), a Michigan limited liability company and indirect subsidiary of Rocket Companies, Inc. ("Rocket"), entered as a "guarantor" into that certain Amendment No. 9 (the "MRA Amendment") to that certain Amended and Restated Master Repurchase Agreement dated as of June 29, 2021 (the "Master Repurchase Agreement"), and the related Transaction Terms Letter, along with RCKT Mortgage SPE-A, LLC, as "seller", and Bank of America, N.A., as "buyer" as the other parties to the MRA Amendment and the Master Repurchase Agreement. The MRA Amendment extends the expiration date of the existing Master Repurchase Agreement from October 3, 2026, to December 17, 2027, and effectuated certain other technical changes to the Master Repurchase Agreement. The foregoing description of the MRA Amendment does not purport to be complete and is subject to, and qualified in its entirety by reference to the full text of the MRA Amendment, a copy of which will be filed with the annual report on Form 10-K of Rocket for the period ending December 31, 2025. Following the execution of the MRA Amendment, as of December 19, 2025, the total funding capacity of the Company, pursuant to all master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit and early buy out facilities, was $25.9 billion. This figure compares with $26.4 billion as of September 30, 2025, and $27.5 billion as of December 31, 2024. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information contained in Item 1.01 above is hereby incorporated in this Item 2.03 by reference.
01 Other Events
Item 8.01 Other Events. Rocket recently discovered an inadvertent date error on page 110 of its proxy statement filed with the Securities and Exchange Commission on May 29, 2025. As corrected, under Rule 14a-8 of the Securities Exchange Act of 1934, as amended, the deadline for stockholders to submit proposals to be included in the Company's proxy statement for its 2026 annual meeting of stockholders is January 29, 2026.
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: December 22, 2025 ROCKET COMPANIES, INC. By: /s/ Noah Edwards Name: Noah Edwards Title: Chief Accounting Officer