Monroe Capital Income Plus Corp. Enters Material Agreement

TL;DR

Monroe Capital Income Plus Corp. just signed a big deal creating a new financial obligation.

AI Summary

On December 18, 2025, Monroe Capital Income Plus Corp. entered into a material definitive agreement. This agreement created a direct financial obligation for the registrant. The filing also includes financial statements and exhibits related to this event.

Why It Matters

This filing indicates a significant new financial commitment or obligation for Monroe Capital Income Plus Corp., which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — Entering into new material definitive agreements and creating financial obligations can introduce new risks related to the terms of the agreement and the company's ability to meet them.

Key Players & Entities

• Monroe Capital Income Plus Corp. (company) — Registrant
• December 18, 2025 (date) — Date of earliest event reported
• 155 North Wacker Drive, 35th Floor, Chicago, Illinois 60606 (address) — Principal Executive Offices
• (312) 258-8300 (phone_number) — Registrant's telephone number

FAQ

Key Financial Figures

• $500,000,000 — Corporation (the "Company") completed a $500,000,000 asset-backed securitization (the "2025
• $320,000,000 — Asset-Backed Securitization consist of $320,000,000 of Class A Senior Secured Notes, which
• $55,000,000 — 2.00% per annum (the "Class A Notes"), $55,000,000 of Class B Senior Secured Notes, which
• $40,000,000 — 00% per annum (the "Class B Notes") and $40,000,000 of Class C Senior Secured Notes, which
• $85,000,000 — 25 Notes"). The 2025 Issuer also issued $85,000,000 of Subordinated Notes, which do not bea

Filing Documents

• tm2534246d1_8k.htm (8-K) — 36KB
• tm2534246d1_ex10-1.htm (EX-10.1) — 1228KB
• tm2534246d1_ex10-2.htm (EX-10.2) — 209KB
• tm2534246d1_ex10-3.htm (EX-10.3) — 241KB
• tm2534246d1_ex10-4.htm (EX-10.4) — 215KB
• 0001104659-25-124353.txt ( ) — 2487KB
• mrcc-20251218.xsd (EX-101.SCH) — 3KB
• mrcc-20251218_lab.xml (EX-101.LAB) — 33KB
• mrcc-20251218_pre.xml (EX-101.PRE) — 22KB
• tm2534246d1_8k_htm.xml (XML) — 3KB

01

Item 1.01. Entry into a Material Definitive Agreement On December 18, 2025 (the "Closing Date"), Monroe Capital Income Plus ABS Funding III, LLC (the "2025 Issuer"), an indirect, wholly owned, consolidated subsidiary of Monroe Capital Income Plus Corporation (the "Company") completed a $500,000,000 asset-backed securitization (the "2025 Asset-Backed Securitization"). The 2025 Asset-Backed Securitization is a secured financing incurred by the 2025 Issuer, a subsidiary of the Company, which is consolidated by the Company and subject to its overall asset coverage requirement. On the Closing Date and in connection with the 2025 Asset-Backed Securitization, the 2025 Issuer entered into a Note Purchase Agreement (the "Purchase Agreement") with Jefferies LLC, as the initial purchaser (the "Initial Purchaser") and NatWest Markets Securities Inc., as the placement agent (the "Placement Agent"), pursuant to which the 2025 Issuer agreed to sell to the Initial Purchaser certain of the notes to be issued pursuant to an indenture as part of the 2025 Asset-Backed Securitization (the "Indenture"). The notes offered in the 2025 Asset-Backed Securitization consist of $320,000,000 of Class A Senior Secured Notes, which bear an interest at the benchmark plus 2.00% per annum (the "Class A Notes"), $55,000,000 of Class B Senior Secured Notes, which bear interest at 4.00% per annum (the "Class B Notes") and $40,000,000 of Class C Senior Secured Notes, which bear interest at 7.00% per annum (the "Class C Notes" and collectively with the "Class A Notes" and "Class B Notes", the "Secured 2025 Notes"). The 2025 Issuer also issued $85,000,000 of Subordinated Notes, which do not bear interest (the "Subordinated 2025 Notes" and together with the Secured 2025 Notes, the "2025 Notes"). The 2025 Notes are due on December 18, 2035. The Secured 2025 Notes were issued through a private placement through the Initial Purchaser and Placement Agent. The Company retained all of the Subordinated Notes.

03

Item 2.03 Creation of a Direct Financial Obligation The information set forth under Item 1.01 above is incorporated by reference into this Item 2.03.

Financial Statements and Exhibits

Financial Statements and Exhibits (d) Exhibits 10.1 Indenture, dated as of December 18, 2025, by and between Monroe Capital Income Plus ABS Funding III, LLC, as Issuer, and U.S. Bank Trust Company, National Association, as Trustee.* 10.2 Note Purchase Agreement, dated as of December 18, 2025, by and between Monroe Capital Income Plus ABS Funding III, LLC, as Issuer, Jefferies LLC, as Initial Purchaser, and Natwest Markets Securities Inc., as Placement Agent. 10.3 Collateral Management Agreement, dated as of December 18, 2025, by and between Monroe Capital Income Plus ABS Funding III, LLC, as Issuer, and Monroe Capital BDC Advisors, LLC, as Collateral Manager. 10.4 Loan Sale and Contribution Agreement, dated as of December 18, 2025, by and between Monroe Capital Income Plus Corporation, as Seller and Monroe Capital Income Plus ABS Funding III, LLC, as Buyer.* 104 Cover Page Interactive Data File (embedded within the Inline XBRL Document) * Exhibits and schedules to this exhibit have been omitted in accordance with Item 601 of Regulation S-K. The registrant agrees to furnish supplementally a copy of all omitted exhibits and schedules to the SEC upon its request.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Monroe Capital Income Plus Corporation Date: December 23, 2025 By: /s/ Lewis W. Solimene, Jr. Lewis W. Solimene, Jr. Chief Financial Officer and Chief Investment Officer

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View this 8-K filing on SEC EDGAR