JPMorgan Chase Financial Co. LLC Files 424B2 Prospectus

TL;DR

**JPM FinCo filed a routine prospectus, keeping capital-raising options open.**

AI Summary

JPMorgan Chase Financial Co. LLC, a subsidiary of JPMorgan Chase & Co., filed a 424B2 prospectus on March 23, 2026, related to its existing shelf registration statement (File No. 333-270004-01). This filing is a routine update for offering securities under a previously approved plan, indicating that the company is maintaining its flexibility to raise capital. For investors, this means JPMorgan Chase Financial Co. LLC is keeping its options open for future financing activities, which could impact the company's capital structure and potentially its stock value depending on the terms of any future offerings.

Why It Matters

This filing indicates JPMorgan Chase Financial Co. LLC is maintaining its ability to issue new securities, which could affect the supply and value of its existing stock or debt.

Risk Assessment

Risk Level: low — This is a standard procedural filing for a well-established financial institution, indicating no immediate or significant new risks.

Analyst Insight

Investors should note this as a routine procedural filing that maintains the company's flexibility for future capital raises. No immediate action is required, but it's a reminder to monitor for any subsequent specific offerings that might emerge from this registration.

Key Numbers

• 2026-03-23 — Filing Date (Date the 424B2 prospectus was filed)
• 333-270004-01 — File Number (Registration statement under which the securities may be offered)

Key Players & Entities

• JPMorgan Chase Financial Co. LLC (company) — Filer of the 424B2 prospectus
• JPMorgan Chase & Co (company) — Parent company of the filer
• 0001665650 (company) — CIK for JPMorgan Chase Financial Co. LLC
• 0000019617 (company) — CIK for JPMorgan Chase & Co
• 333-270004-01 (dollar_amount) — File number for the shelf registration statement
• 2026-03-23 (dollar_amount) — Filing date of the 424B2

FAQ

Key Financial Figures

• $975,000 — Company LLC Structured Investments $975,000 Capped Buffered Return Enhanced Notes
• $1,000 — f the notes. Minimum denominations of $1,000 and integral multiples thereof The no
• $992.30 — en the terms of the notes were set, was $992.30 per $1,000 principal amount note. See
• $1,234.00 — g to a maximum payment at maturity of $1,234.00 per $1,000 principal amount note) U
• $1,150.00 — $1,234.00 110.00 10.00% 15.00% $1,150.00 105.00 5.00% 7.50% $1,075.00
• $1,075.00 — $1,150.00 105.00 5.00% 7.50% $1,075.00 101.00 1.00% 1.50% $1,015.00
• $1,015.00 — $1,075.00 101.00 1.00% 1.50% $1,015.00 100.00 0.00% 0.00% $1,000.00
• $1,000.00 — $1,015.00 100.00 0.00% 0.00% $1,000.00 95.00 -5.00% 0.00% $1,000.00
• $950.00 — $1,000.00 85.00 -15.00% -5.00% $950.00 80.00 -20.00% -10.00% $900.00
• $900.00 — $950.00 80.00 -20.00% -10.00% $900.00 70.00 -30.00% -20.00% $800.00
• $800.00 — $900.00 70.00 -30.00% -20.00% $800.00 60.00 -40.00% -30.00% $700.00
• $700.00 — $800.00 60.00 -40.00% -30.00% $700.00 50.00 -50.00% -40.00% $600.00
• $600.00 — $700.00 50.00 -50.00% -40.00% $600.00 40.00 -60.00% -50.00% $500.00
• $500.00 — $600.00 40.00 -60.00% -50.00% $500.00 30.00 -70.00% -60.00% $400.00
• $400.00 — $500.00 30.00 -70.00% -60.00% $400.00 20.00 -80.00% -70.00% $300.00

Filing Documents

• ea0283095-01_424b2.htm (424B2) — 600KB
• ea028309501_ex-filingfees.htm (EX-FILING FEES) — 4KB
• bg1.jpg (GRAPHIC) — 237KB
• bg2.jpg (GRAPHIC) — 262KB
• bg3.jpg (GRAPHIC) — 495KB
• bg4.jpg (GRAPHIC) — 359KB
• bg5.jpg (GRAPHIC) — 263KB
• bg6.jpg (GRAPHIC) — 158KB
• bg7.jpg (GRAPHIC) — 370KB
• bg8.jpg (GRAPHIC) — 221KB
• bg9.jpg (GRAPHIC) — 281KB
• bga.jpg (GRAPHIC) — 38KB
• 0001213900-26-033016.txt ( ) — 2096KB
• ea028309501_ex-filingfees_htm.xml (XML) — 2KB

From the Filing

SUPPLEMENT March 19, 2026 Registration Statement Nos. 333-270004 and 333- 270004 -01; Rule 424(b)(2) Pricing supplement to product supplement no. 4-I dated April 13, 2023, underlying supplement no. 1- I dated April 13, 2023, the prospectus and prospectus supplement, each dated April 13, 2023, and the prospectus addendum dated June 3, 2024 JPMorgan Chase Financial Company LLC Structured Investments $975,000 Capped Buffered Return Enhanced Notes Linked to the S&P MidCap 400 Index due September 23, 2027 Fully and Unconditionally Guaranteed by JPMorgan Chase & Co. The notes are designed for investors who seek a return of 1.50 times any appreciation of the S&P MidCap 400 Index, up to a maximum return of 23.40 %, at maturity. Investors should be willing to forgo interest and dividend payments and be willing to lose up to 90.00 % of their principal amount at maturity. The notes are unsecured and unsubordinated obligations of JPMorgan Chase Financial Company LLC, which we refer to as JPMorgan Financial, the payment on which is fully and unconditionally guaranteed by JPMorgan Chase & Co. Any payment on the notes is subject to the credit risk of JPMorgan Financial, as issuer of the notes, and the credit risk of JPMorgan Chase & Co., as guarantor of the notes. Minimum denominations of $1,000 and integral multiples thereof The notes priced on March 19, 2026 and are expected to settle on or about March 24, 2026. CUSIP: 46660RCM4 Investing in the notes involves a number of risks. See "Risk Factors" beginning on page S -2 of the accompanying prospectus supplement, Annex A to the accompanying prospectus addendum, "Risk Factors" beginning on page PS -11 of the accompanying product supplement and "Selected Risk Considerations" beginning on page PS -4 of this pricing supplement. Neither the Securities and Exchange Commission (the "SEC") nor any state securities commission has approved or disapproved of the notes or passed upon the accuracy or the adequacy of this pricing supplement or the accompanying product supplement, underlying supplement, prospectus supplement, prospectus and prospectus addendum. Any representation to the contrary is a criminal offense. Price to Public (1) Fees and Commissions (2) Proceeds to Issuer Per note $1,000 — $1,000 Total $975,000 — $975,000 (1) See "Supplemental Use of Proceeds" in this pricing supplement for information about the components of the price to public of the notes. (2) All sales of the notes will be made to certain fee-based advisory accounts for which an affiliated or unaffiliated broker-dealer is an investment adviser. These broker- dealers will forgo any commissions related to these sales. See "Plan of Distribution (Conflicts of Interest)" in the accompanying product supplement. The estimated value of the notes, when the terms of the notes were set, was $992.30 per $1,000 principal amount note. See "The Estimated Value of the Notes" in this pricing supplement for additional information. The notes are not bank deposits, are not insured by the Federal Deposit Insurance Corporation or any other governmental agenc y and are not obligations of, or guaranteed by, a bank. PS -1 | Structured Investments Capped Buffered Return Enhanced Notes Linked to the S&P MidCap 400 Index Key Terms Issuer: JPMorgan Chase Financial Company LLC, a direct, wholly owned finance subsidiary of JPMorgan Chase & Co. Guarantor: JPMorgan Chase & Co. Index: The S&P MidCap 400 Index (Bloomberg ticker: MID) Maximum Return: 23.40% (corresponding to a maximum payment at maturity of $1,234.00 per $1,000 principal amount note) Upside Leverage Factor: 1.50 Buffer Amount: 10.00% Pricing Date: March 19, 2026 Original Issue Date (Settlement Date): On or about March 24, 2026 Observation Date*: September 20, 2027 Maturity Date*: September 23, 2027 * Subject to postponement in the event of a market disruption event and as described under "General Terms of Notes — Postponement of a Determination Date — Notes Linked to a Single Underlying — Notes Linked to a Single Underlying (Other Than a Commodity Index)" and "General Terms of Notes — Postponement of a Payment Date" in the accompanying product supplement Payment at Maturity: If the Final Value is greater than the Initial Value, your payment at maturity per $1,000 principal amount note will be calculated as follows: $1,000 + ($1,000 Index Return Upside Leverage Factor), If the Final Value is equal to the Initial Value or is less than the Initial Value by up to the Buffer Amount, you will receive the principal amount of your notes at maturity. If the Final Value is less than the Initial Value by more than the Buffer Amount, your payment at maturity per $1,000 principal amount note will be calculated as follows: $1,000 + [$1,000 (Index Return + Buffer Amount)] If the Final Value is less than the Initial Value by

View Full Filing

View this 424B2 filing on SEC EDGAR