Insider Ruhl Files Form 4 for Orange County Bancorp

TL;DR

**Insider Joseph Ruhl just filed a Form 4 for Orange County Bancorp, signaling a potential change in his stock ownership.**

AI Summary

This Form 4 filing, dated March 23, 2026, indicates that Joseph A. Ruhl, an insider at Orange County Bancorp, Inc. /DE/ (CIK: 0001754226), has filed a statement of changes in beneficial ownership of securities. While the filing itself doesn't detail specific transactions, it signals that Ruhl's ownership stake in the company may have changed as of the report period, March 19, 2026. This matters to investors because insider transactions can provide clues about how those closest to the company view its future prospects.

Why It Matters

Insider filings like this can signal changes in ownership by key personnel, which investors often watch for insights into company health and future outlook.

Risk Assessment

Risk Level: low — This filing is purely administrative, indicating a change in beneficial ownership, but doesn't inherently carry high risk without transaction details.

Analyst Insight

Investors should look for the full Form 4 document to determine the specific nature of the transaction (buy, sell, grant) and the number of shares involved to assess the potential impact on Orange County Bancorp's stock.

Key Players & Entities

• Joseph A. Ruhl (person) — Reporting Person, an insider at Orange County Bancorp, Inc.
• Orange County Bancorp, Inc. /DE/ (company) — The Issuer of the securities
• 0001875278 (person) — CIK for Joseph A. Ruhl
• 0001754226 (company) — CIK for Orange County Bancorp, Inc. /DE/
• 2026-03-23 (date) — Filing Date and Accepted Date
• 2026-03-19 (date) — Period of Report

FAQ

Filing Documents

• rdgdoc.html (4)
• rdgdoc.xml (4) — 5KB
• 0001437749-26-009461.txt ( ) — 6KB

From the Filing

SEC FORM 4 SEC Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940 OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5    Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).    Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10. 1. Name and Address of Reporting Person * Ruhl Joseph A (Last) (First) (Middle) 212 DOLSON AVENUE (Street) MIDDLETOWN NEW YORK 10940 (City) (State) (Zip) UNITED STATES (Country) 2. Issuer Name and Ticker or Trading Symbol Orange County Bancorp, Inc. /DE/ [ OBT ] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) Reg Pres, Westchester County 2a. Foreign Trading Symbol 3. Date of Earliest Transaction (Month/Day/Year) 03/19/2026 6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person 4. If Amendment, Date of Original Filed (Month/Day/Year) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 03/19/2026 A 5,133 (3) A $ 0 36,159 (1) (2) D Common Stock 03/19/2026 F 1,377 D $ 31.15 34,782 (1) (2) D Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Explanation of Responses: 1. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 21, 2025. 2. Includes restricted stock units which vest at a rate of 1/3 per year commencing on March 20, 2026. 3. Restricted stock units which vest at a rate of 1/3 per year commencing on March 19, 2027. /s/ Jennifer Staub, pursuant to power of attorney 03/23/2026 ** Signature of Reporting Person Date Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. * If the form is filed by more than one reporting person, see Instruction 4 (b)(v). ** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a). Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure. Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number. * Form 4: SEC 1474 (03-26)

View Full Filing

View this 4 filing on SEC EDGAR