Franklin Financial Insider Files Form 4 on March 24, 2026

TL;DR

**An insider at Franklin Financial just filed a Form 4, signaling a change in their stock ownership.**

AI Summary

Lorie M. Heckman, a reporting insider for Franklin Financial Services Corp /PA/, filed a Form 4 on March 24, 2026, indicating a change in beneficial ownership of securities. While the filing details don't specify the exact transaction (buy or sell), it signals an insider's activity, which can be a significant indicator for investors. This matters because insider transactions often reflect management's confidence (or lack thereof) in the company's future, potentially influencing stock price movements for current or prospective shareholders.

Why It Matters

Insider filings like this provide a glimpse into how company executives and directors view their own stock, which can be a powerful signal for other investors.

Risk Assessment

Risk Level: medium — The risk is medium because without knowing the transaction type (buy/sell) and amount, the impact on stock price is uncertain, but insider activity always carries potential significance.

Analyst Insight

A smart investor would monitor subsequent filings or news to determine the nature of Lorie M. Heckman's transaction (buy or sell) and its magnitude, as this will provide more actionable insight into insider sentiment.

Key Players & Entities

• Heckman Lorie M. (person) — Reporting insider
• Franklin Financial Services Corp /PA/ (company) — Issuer of securities
• 0001651887 (person) — CIK of Heckman Lorie M.
• 0000723646 (company) — CIK of Franklin Financial Services Corp /PA/

FAQ

Filing Documents

• primary_doc.html (4)
• primary_doc.xml (4) — 6KB
• 0001651887-26-000002.txt ( ) — 7KB

From the Filing

SEC FORM 4 SEC Form 4 FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940 OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5    Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).    Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10. 1. Name and Address of Reporting Person * Heckman Lorie M. (Last) (First) (Middle) 1500 NITTERHOUSE DRIVE (Street) CHAMBERSBURG PENNSYLVANIA 17201 (City) (State) (Zip) UNITED STATES (Country) 2. Issuer Name and Ticker or Trading Symbol FRANKLIN FINANCIAL SERVICES CORP /PA/ [ FRAF ] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) EVP, Chief Risk Officer 2a. Foreign Trading Symbol 3. Date of Earliest Transaction (Month/Day/Year) 03/24/2026 6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person 4. If Amendment, Date of Original Filed (Month/Day/Year) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned 1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 03/24/2026 M 200 (1) A $ 34.1 7,150 (2) D Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities) 1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4) Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares Incentive Stock Option (Right to Buy) $ 34.1 03/24/2026 M 200 08/22/2018 02/22/2028 Common Stock 200 $ 0 2,500 D Explanation of Responses: 1. Reflects exercise of 200 options owned by the reporting person pursuant to the 2013 Incentive Stock Option Plan. 2. Total shares includes previously reported unvested restricted stock units. /s/Amanda M. Ducey by Power of Attorney for Lorie M. Heckman 03/24/2026 ** Signature of Reporting Person Date Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. * If the form is filed by more than one reporting person, see Instruction 4 (b)(v). ** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a). Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure. Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number. * Form 4: SEC 1474 (03-26)

View Full Filing

View this 4 filing on SEC EDGAR