BofA Finance LLC Files 424B2 Prospectus for Securities Offering

TL;DR

**BofA Finance is issuing new securities, likely debt, to raise capital.**

AI Summary

BofA Finance LLC, a subsidiary of Bank of America Corp, filed a 424B2 prospectus on March 24, 2026, under File No. 333-290665-01. This filing indicates that BofA Finance LLC is offering securities, likely debt, under a previously established shelf registration. For investors, this means BofA Finance is raising capital, which could be used for general corporate purposes, potentially impacting the parent company's financial health and future growth prospects.

Why It Matters

This filing signals BofA Finance LLC's intent to raise capital, which could influence Bank of America Corp's liquidity and strategic initiatives, potentially affecting its stock valuation.

Risk Assessment

Risk Level: low — This is a standard prospectus filing for a securities offering, which is a routine financial activity for large institutions and does not inherently indicate high risk.

Analyst Insight

Investors should monitor subsequent filings or news from BofA Finance LLC and Bank of America Corp for details on the specific terms of the securities offered, such as interest rates or maturity dates, to assess the impact on the parent company's financial structure.

Key Numbers

• 0001682472 — CIK for BofA Finance LLC (identifies the specific entity making the filing)
• 0000070858 — CIK for Bank of America Corp /DE/ (identifies the parent company)
• 2026-03-24 — Filing Date (the date the prospectus was filed with the SEC)
• 478610 — Size of 424B2 form424b2.htm (indicates the volume of information in the primary document)

Key Players & Entities

• BofA Finance LLC (company) — the filer of the 424B2 prospectus
• Bank of America Corp (company) — the parent company of BofA Finance LLC
• March 24, 2026 (date) — the filing date of the 424B2 prospectus
• 333-290665-01 (dollar_amount) — the file number for BofA Finance LLC's registration statement
• 333-290665 (dollar_amount) — the file number for Bank of America Corp's registration statement

Forward-Looking Statements

• BofA Finance LLC will successfully raise capital through this securities offering. (BofA Finance LLC) — high confidence, target: 2026-12-31

FAQ

Key Financial Figures

• $1,894,000 — BofA Finance LLC $1,894,000 Contingent Income Issuer Callable Yie
• $980.30 — of the Notes as of the pricing date is $980.30 per $1,000.00 in principal amount of No
• $1,000.00 — s as of the pricing date is $980.30 per $1,000.00 in principal amount of Notes, which is
• $2.50 — fA Finance (2) Per Note $1,000.00 $2.50 $997.50 Total $1,894,000.00 $4,
• $997.50 — ce (2) Per Note $1,000.00 $2.50 $997.50 Total $1,894,000.00 $4,735.00 $
• $1,894,000.00 — $1,000.00 $2.50 $997.50 Total $1,894,000.00 $4,735.00 $1,889,265.00 (1) Certa
• $4,735.00 — .50 $997.50 Total $1,894,000.00 $4,735.00 $1,889,265.00 (1) Certain dealers w
• $1,889,265.00 — 0 Total $1,894,000.00 $4,735.00 $1,889,265.00 (1) Certain dealers who purchase the
• $2 — cipal amount of Notes may be as high as $2.50, resulting in proceeds, before expen
• $413.38 — SX5E: 5,501.28 MID: 3,296.29 GLD: $413.38 Observation Value: With respect to
• $289 — (rounded to two decimal places). GLD: $289.37, which is 70.00% of its Starting Val
• $248 — (rounded to two decimal places). GLD: $248.03, which is 60.00% of its Starting Val
• $9.875 — will pay a Contingent Coupon Payment of $9.875 per $1,000.00 in principal amount of No
• $1,000 — $1,000.00 in principal amount of Notes, $1,000.00, plus the applicable Contingent Coup
• $9 — sed on the Contingent Coupon Payment of $9.875, depending on how many Contingent C

Filing Documents

• form424b2.htm (424B2) — 467KB
• exfilingfees.htm (EX-FILING FEES) — 5KB
• image_001.jpg (GRAPHIC) — 27KB
• image_002.jpg (GRAPHIC) — 17KB
• image_003.jpg (GRAPHIC) — 6KB
• image_004.jpg (GRAPHIC) — 3KB
• image_005.jpg (GRAPHIC) — 18KB
• image_006.jpg (GRAPHIC) — 13KB
• image_007.jpg (GRAPHIC) — 5KB
• image_008.jpg (GRAPHIC) — 4KB
• image_009.jpg (GRAPHIC) — 22KB
• image_010.jpg (GRAPHIC) — 27KB
• image_011.jpg (GRAPHIC) — 103KB
• image_012.jpg (GRAPHIC) — 123KB
• image_013.jpg (GRAPHIC) — 84KB
• 0001918704-26-007977.txt ( ) — 1174KB
• exfilingfees_htm.xml (XML) — 2KB

Risk Factors

Risk Factors Your investment in the Notes entails significant risks, many of which differ from those of a conventional debt security. Your decision to purchase the Notes should be made only after carefully considering the risks of an investment in the Notes, including those discussed below, with your advisors in light of your particular circumstances. The Notes are not an appropriate investment for you if you are not knowledgeable about significant elements of the Notes or financial matters in general. You should carefully review the more detailed explanation of risks relating to the Notes in the "Risk Factors" sections beginning on page PS-3 of the accompanying product supplement, page S-7 of the accompanying prospectus supplement and page 7 of the accompanying prospectus, each as identified on page PS-31 below. Structure-related Risks Your investment may result in a loss; there is no guaranteed return of principal. There is no fixed principal repayment amount on the Notes at maturity. If the Notes are not called prior to maturity and the Ending Value of any Underlying is less than its Threshold Value, at maturity, your investment will be subject to 1:1 downside exposure to decreases in the value of the Least Performing Underlying and you will lose 1% of the principal amount for each 1% that the Ending Value of the Least Performing Underlying is less than its Starting Value. In that case, you will lose a significant portion or all of your investment in the Notes. Your return on the Notes is limited to the return represented by the Contingent Coupon Payments, if any, over the term of the Notes. Your return on the Notes is limited to the Contingent Coupon Payments paid over the term of the Notes, regardless of the extent to which the Observation Value or Ending Value of any Underlying exceeds its Coupon Barrier or Starting Value, as applicable. Similarly, the amount payable at maturity or upon an Optional Early Redemption will never exceed the sum of the prin

View Full Filing

View this 424B2 filing on SEC EDGAR