JPMorgan Chase Financial Co. LLC Files Routine 424B2 Prospectus

TL;DR

**JPMorgan Chase Financial Co. LLC just filed a standard prospectus, keeping its options open for future capital raises.**

AI Summary

JPMorgan Chase Financial Co. LLC, a subsidiary of JPMorgan Chase & Co., filed a 424B2 prospectus on March 24, 2026, related to its existing registration statement 333-270004-01. This filing is a routine update for offering securities, indicating that the company is maintaining its ability to raise capital in the future. For investors, this means JPMorgan Chase Financial Co. LLC is keeping its financial options open, which is a standard practice for large financial institutions and doesn't signal any immediate change in the stock's value but rather ongoing operational readiness.

Why It Matters

This filing allows JPMorgan Chase Financial Co. LLC to continue offering securities, ensuring it has the flexibility to raise capital as needed for its operations and growth strategies.

Risk Assessment

Risk Level: low — This is a routine regulatory filing for a large financial institution and does not inherently introduce new risks or signal distress.

Analyst Insight

Investors should view this as a standard operational filing for a large financial institution. It doesn't warrant immediate action but confirms the company's ongoing readiness to access capital markets, which is a positive sign of financial flexibility.

Key Numbers

• 2026-03-24 — Filing Date (The date the 424B2 prospectus was filed with the SEC.)
• 0001665650 — CIK (The Central Index Key for JPMorgan Chase Financial Co. LLC, identifying the specific entity.)
• 333-270004-01 — File No. (The registration statement number under which these securities can be offered.)
• 424B2 — Form Type (Indicates a prospectus supplement for an existing registration statement.)

Key Players & Entities

• JPMorgan Chase Financial Co. LLC (company) — the filer of the 424B2 prospectus
• JPMORGAN CHASE & CO (company) — the parent company of the filer
• 0001665650 (person) — CIK of JPMorgan Chase Financial Co. LLC
• 0000019617 (person) — CIK of JPMORGAN CHASE & CO
• 333-270004-01 (dollar_amount) — File Number for JPMorgan Chase Financial Co. LLC's registration statement
• 333-270004 (dollar_amount) — File Number for JPMORGAN CHASE & CO's registration statement
• 2026-03-24 (dollar_amount) — Filing Date of the 424B2

FAQ

Key Financial Figures

• $9,400,000 — l Company LLC Structured Investments $9,400,000 Uncapped Digital Barrier Notes Linked
• $1,000 — ribed below. Minimum denominations of $1,000 and integral multiples thereof The no
• $2 — roceeds to Issuer Per note $1,000 $2 $998 Total $9,400,000 $18,800
• $998 — ds to Issuer Per note $1,000 $2 $998 Total $9,400,000 $18,800 $9,381
• $18,800 — ,000 $2 $998 Total $9,400,000 $18,800 $9,381,200 (1) See "Supplemental Us
• $9,381,200 — $998 Total $9,400,000 $18,800 $9,381,200 (1) See "Supplemental Use of Proceeds
• $2.00 — l pay all of the selling commissions of $2.00 per $1,000 principal amount note it rec
• $972.80 — en the terms of the notes were set, was $972.80 per $1,000 principal amount note. See "
• $1,800.00 — t Maturity 180.00 80.00% 80.00% $1,800.00 169.15 69.15% 69.15% $1,691.50
• $1,691.50 — $1,800.00 169.15 69.15% 69.15% $1,691.50 168.15 68.15% 68.15% $1,681.50
• $1,681.50 — $1,691.50 168.15 68.15% 68.15% $1,681.50 165.00 65.00% 68.15% $1,681.50
• $1,000.00 — $1,681.50 95.00 -5.00% 0.00% $1,000.00 90.00 -10.00% 0.00% $1,000.00
• $699.90 — $1,000.00 69.99 -30.01% -30.01% $699.90 60.00 -40.00% -40.00% $600.00
• $600.00 — $699.90 60.00 -40.00% -40.00% $600.00 50.00 -50.00% -50.00% $500.00
• $500.00 — $600.00 50.00 -50.00% -50.00% $500.00 40.00 -60.00% -60.00% $400.00

Filing Documents

• jpm2179_424b2-10782.htm (424B2) — 196KB
• ex-filingfees.htm (EX-FILING FEES) — 8KB
• image1.gif (GRAPHIC) — 2KB
• image5.gif (GRAPHIC) — 110KB
• image2.jpg (GRAPHIC) — 98KB
• image3.jpg (GRAPHIC) — 78KB
• image4.jpg (GRAPHIC) — 81KB
• 0001839882-26-016740.txt ( ) — 808KB
• ex-filingfees_htm.xml (XML) — 2KB

From the Filing

SUPPLEMENT March 20, 2026 Registration Statement Nos. 333-270004 and 333-270004-01; Rule 424(b)(2) JPMorgan Chase Financial Company LLC Structured Investments $9,400,000 Uncapped Digital Barrier Notes Linked to the Least Performing of the Dow Jones Industrial Average , the Russell 2000 Index and the S&P 500 Index due March 25, 2031 Fully and Unconditionally Guaranteed by JPMorgan Chase & Co. The notes are designed for investors who seek uncapped, unleveraged exposure to any appreciation of the least performing of the Dow Jones Industrial Average , the Russell 2000 Index and the S&P 500 Index, which we refer to as the Indices, at maturity, subject to a contingent minimum return of 68.15%, which we refer to as the Contingent Digital Return. Investors should be willing to forgo interest and dividend payments and be willing to lose some or all of their principal amount at maturity. The notes are unsecured and unsubordinated obligations of JPMorgan Chase Financial Company LLC, which we refer to as JPMorgan Financial, the payment on which is fully and unconditionally guaranteed by JPMorgan Chase & Co. Any payment on the notes is subject to the credit risk of JPMorgan Financial, as issuer of the notes, and the credit risk of JPMorgan Chase & Co., as guarantor of the notes. Payments on the notes are not linked to a basket composed of the Indices. Payments on the notes are linked to the performance of each of the Indices individually, as described below. Minimum denominations of $1,000 and integral multiples thereof The notes priced on March 20, 2026 and are expected to settle on or about March 25, 2026. CUSIP: 46660MRT4 Investing in the notes involves a number of risks. See "Risk Factors" beginning on page S-2 of the accompanying prospectus supplement, Annex A to the accompanying prospectus addendum, "Risk Factors" beginning on page PS-11 of the accompanying product supplement and "Selected Risk Considerations" beginning on page PS-33 of this pricing supplement. Neither the Securities and Exchange Commission (the "SEC") nor any state securities commission has approved or disapproved of the notes or passed upon the accuracy or the adequacy of this pricing supplement or the accompanying product supplement, underlying supplement, prospectus supplement, prospectus and prospectus addendum. Any representation to the contrary is a criminal offense. Price to Public (1) Fees and Commissions (2) Proceeds to Issuer Per note $1,000 $2 $998 Total $9,400,000 $18,800 $9,381,200 (1) See "Supplemental Use of Proceeds" in this pricing supplement for information about the components of the price to public of the notes. (2) J.P. Morgan Securities LLC, which we refer to as JPMS, acting as agent for JPMorgan Financial, will pay all of the selling commissions of $2.00 per $1,000 principal amount note it receives from us to other affiliated or unaffiliated dealers. See "Plan of Distribution (Conflicts of Interest)" in the accompanying product supplement. The estimated value of the notes, when the terms of the notes were set, was $972.80 per $1,000 principal amount note. See "The Estimated Value of the Notes" in this pricing supplement for additional information. The notes are not bank deposits, are not insured by the Federal Deposit Insurance Corporation or any other governmental agency and are not obligations of, or guaranteed by, a bank. Pricing supplement to product supplement no. 4-I dated April 13, 2023, underlying supplement no. 1-I dated April 13, 2023, the prospectus and prospectus supplement, each dated April 13, 2023, and the prospectus addendum dated June 3, 2024 Key Terms Issuer: JPMorgan Chase Financial Company LLC, a direct, wholly owned finance subsidiary of JPMorgan Chase & Co. Guarantor: JPMorgan Chase & Co. Indices: The Dow Jones Industrial Average (Bloomberg ticker: INDU), the Russell 2000 Index (Bloomberg ticker: RTY) and the S&P 500 Index (Bloomberg ticker: SPX) (each an "Index" and collectively, the "Indices") Contingent Digital Return: 68.15% Barrier Amount: With respect to each Index, 70.00% of its Initial Value, which is 31,904.229 for the Dow Jones Industrial Average , 1,706.9157 for the Russell 2000 Index and 4,554.536 for the S&P 500 Index Pricing Date: March 20, 2026 Original Issue Date (Settlement Date): On or about March 25, 2026 Observation Date*: March 20, 2031 Maturity Date*: March 25, 2031 * Subject to postponement in the event of a market disruption event and as described under "General Terms of Notes — Postponement of a Determination Date — Notes Linked to Multiple Underlyings" and "General Terms of Notes — Postponement of a Payment Date" in the accompanying product supplement Payment at Maturity: If the Final Value of each Index is greater than or equal to its Initial Value, your payment at maturity per $1,000 principal amount note will be calculated as follows: $1,000 + ($1,000 greater of (a) Contingent Digital

View Full Filing

View this 424B2 filing on SEC EDGAR