Bank of Montreal Files Free Writing Prospectus

Ticker: BMO · Form: FWP · Filed: 2026-04-06T16:59:31-04:00

Sentiment: neutral

Topics: fwp, securities-offering, prospectus

Related Tickers: BMO

TL;DR

BMO filed an FWP on 4/6/26. Prospectus details to follow.

AI Summary

Bank of Montreal filed a Free Writing Prospectus (FWP) on April 6, 2026, related to a securities offering. The filing, under SEC Accession No. 0001214659-26-004370, includes various documents such as a term sheet and graphic files. The company's mailing and business address is 1 First Canadian Place, Toronto, A6 M5X 1A1.

Why It Matters

This filing indicates that Bank of Montreal is actively engaging in capital markets activities, potentially raising funds or offering new securities to investors.

Risk Assessment

Risk Level: low — This is a standard regulatory filing for a Free Writing Prospectus and does not inherently indicate increased risk for the company.

Key Numbers

Key Players & Entities

FAQ

What type of securities are being offered in this Free Writing Prospectus?

The filing is a Free Writing Prospectus (FWP) under Securities Act Rules 163/433, but the specific details of the securities are not provided in this summary information, only that a term sheet (y46262fwp.htm) is included.

What is the purpose of a Free Writing Prospectus (FWP)?

An FWP is a written communication that may be used to offer or sell securities, and it supplements the information contained in the statutory prospectus.

Who is the issuer of this filing?

The issuer is Bank of Montreal /CAN/, with CIK number 0000927971.

When was this filing accepted by the SEC?

The filing was accepted on 2026-04-06 at 16:59:31.

What is the SIC code associated with Bank of Montreal in this filing?

The SIC code is 6029 for Commercial Banks, NEC.

Filing Stats: 2,589 words · 10 min read · ~9 pages · Grade level 10.6 · Accepted 2026-04-06 16:59:31

Key Financial Figures

Filing Documents

From the Filing

6301 TERMSHEET Registration Statement No. 333-285508 Filed Pursuant to Rule 433 Dated April 6, 2026 NEW ISSUE: Bank of Montreal's Autocallable Barrier Notes with Memory Coupons Linked to the Least Performing of Two Reference Assets These notes do not guarantee the return of your principal at maturity NOTE INFORMATION Bank of Montreal Issuer: $1,000 (and $1,000 increments thereafter) Minimum Investment: DATES April 15, 2026 Offering Period Closes: On or about April 15, 2026 Pricing Date: On or about April 20, 2026 Settlement Date: On or about April 17 , 2029 Valuation Date: On or about April 20, 2029 Maturity Date: Approximately 3 Years Term: ARC - 6301 Issue: REFERENCE ASSETS The S&P 500 Index (Bloomberg symbol: SPX) The EURO STOXX 50 Index (Bloomberg symbol: SX5E) TERMS Approximately 10.10% of the principal per annum (2.525% per quarter), if payable, unless earlier redeemed. Contingent Interest Rate: With respect to each Reference Asset, 100% of its Initial Level Call Level: With respect to each Reference Asset, 80% of its Initial Level Trigger Level: With respect to each Reference Asset, 80% of its Initial Level Coupon Barrier Level: 06376KLP1 / US06376KLP11 CUSIP/ISIN Please see the following page for additional information about the terms included on this cover page, and how your investment ma y be impacted. Any capitalized term not defined herein shall have the meaning set forth in the preliminary pricing supplement to which the term sheet relates (se e h yperlink below). 1 SEC File No. 333 - 285508 | April 6, 2026 TERMS CONTINUED If the closing level of each Reference Asset on an Observation Date is greater than or equal to its Coupon Barrier Level, on the corresponding Contingent Coupon Payment Date you will receive ( i ) a Contingent Coupon (calculated at the Contingent Interest Rate) in respect of that Observation Date and (ii) any previously unpaid Contingent Coupons in respect of any prior Observation Dates pursuant to the Memory Coupon Feature. Please see page 2 hereof for the Contingent Coupon Payment Dates and Observation Dates. Contingent Coupons: If a Contingent Coupon is not paid on a Coupon Payment Date (other than the Maturity Date) because the closing level of a Reference Asset is less than its Coupon Barrier Level on the related Observation Date, such Contingent Coupon will be paid on a later Contingent Coupon Payment Date if the closing level of each Reference Asset is greater than or equal to its Coupon Barrier Level on the relevant Observation Date. Memory Coupon Feature: Beginning on July 15, 2026, if, on any Observation Date, the closing level of each Reference Asset is greater than or equal to its Call Level, the notes will be automatically redeemed. No further amounts will be owed to you under the Notes. Automatic Redemption: If the notes are automatically redeemed, the Contingent Coupon Payment Date immediately following the relevant Observation Date. Call Settlement Date: A Trigger Event will be deemed to occur if the Final Level of any Reference Asset is less than its Trigger Level on the Valuation Date. Trigger Event: If the notes are automatically redeemed, then, on the Call Settlement Date, for each $1,000 principal amount, investors will receive $1,000 plus any Contingent Coupon otherwise due. Payment Upon Automatic Redemption : INVESTMENT OBJECTIVE The objective of the notes is to provide clients the potential to earn periodic income, subject to an automatic redemption, while offering limited downside protection against a slight to moderate decline in the Reference Assets over the term of the notes. As such, the notes may be suitable for investors with a moderately bullish view of the Reference Assets over the term of the notes. The performance of the notes may not be consistent with the investment objective. This term sheet, which gives a brief summary of the terms of the notes, relates to, and should be read in conjunction with, t he preliminary pricing supplement dated April 2, 2026, the Product Supplement dated March 25, 2025, the Prospectus Supplement dated March 25, 2025, and to the Prospectus dated March 25, 2025. CITIGROUP GLOBAL MARKETS INC. 2 Three trading days prior to each scheduled Contingent Coupon Payment Date. Observation Dates: Interest, if payable, will be paid on the 20th day of each July, October, January, and April (or, if such day is not a business day, the next following business day), beginning on July 20, 2026 and ending on the Maturity Date, subject to the automatic redemption feature. Contingent Coupon Payment Dates: If the notes are not automatically redeemed, the payment at maturity for the notes is based on the performance of the Reference Assets. You will receive $1,000 for each $1,000 in principal amount of the note, unless a Trigger Event has occurred. If a Trigger Event has occurred, you will receive at maturity, for each $1,000 in principal amount of your notes, a cash amount equal to: $1,000 + [$1,000 x (Percentage Change of the

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